Specialist Karate Insurance

At Protectivity, our Karate Insurance is designed to protect competitors against injury and costly personal liability claims. So if you were injured yourself or injure another person, you’re covered.

Our Sports Accident Insurance policy can include cover for your sport in the UK, whether you are training in your local Dojo or martial arts centre or competing in competitions and events.

In addition to our standard benefits, our karate insurance policy can include added Income Protection which will provide you with a lump sum payment if an injury forces you off work for a period of time.

Heading overseas for karate? Our Sports Travel Insurance is perfect if you are going abroad for a event or competition. Otherwise, just scroll down to get your Sports Accident Insurance quote.

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Why choose Protectivity?

Instant Quotes & Cover

Sometimes karate insurance is more complicated than it has to be. That’s why we’re focused on making your experience as simple and straightforward as possible. Just tell us if you’d like annual cover or protection for a set period and for what sport and you’re away!

Many Sports On One Policy

When you choose your sport with us, we include all sports in the same risk group and below on the same policy as standard, meaning you could be covered for hundreds of activities for one low price.

Sports Insurance Specialists

After 25 years of providing sports protection insurance to individuals and clubs we are experts in what we do. Therefore, we’re specialists at giving you just the cover you require for a competitive price.

Excellent Claims Handling

With karate, there is always the risk that someone could get injured. That’s why when things do go wrong, our claims handlers aim to make the process as stress-free as possible.

What's included in your Karate Insurance policy?

Our Sports Accident policies include the following benefits as standard:

Personal Liability

This provides you up to £2 million worth of legal liability if you were to cause accidental death, bodily injury or property damage to a third party and they chose to take legal action against you.

Permanent Disablement

Serious injuries suffered whilst enjoying your martial art of choice, could mean that you are eligible to a lump sum payout. Injuries such as the loss of sight or even death are covered up to £50,000.

Physiotherapy and Dental Fees

An injury in the Dojo may require a period of physiotherapy. On every policy we provide up to £350 for your rehabilitation from injury, as well as the same amount towards necessary dental fees.

Optional Income Protection

If an injury meant you were unable to work for a set period of time, we could provide you with cover of up to 75% of your usual take-home pay for a period of up to 26 weeks.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Further information on our policy

If you have any other questions regarding our Karate Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.