Full liability cover for model boat clubs
As with any club which interacts with members of the public and members it is important to have Public Liability protection in place. Our model boat club insurance ensures that should the club be sued, the costs of defending itself in court would be taken care of.
Our policy not only protects groups of model boat enthusiasts from claims regarding damage caused to a third parties property, but also to injury caused as a result of the club’s actions.
We can also protect the equipment you use to operate your club, such as the boats and remote controls, ensuring that should they be damaged or stolen, you will be reimbursed for their repair or replacement.
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What insurance do you need?
There are three main areas of cover to consider when running a model boat club.
Public Liability covers the club if a member of the public or the club was to injure themselves and sue the club for the injuries caused. If the club is deemed to be at fault, it could result in having to pay the third party a court settlement. With insurance in place, not only will the settlement be covered, but also the costs associated with defending the club.
You are also covered if third party property damage is blamed on the club. Like with injuries, things like solicitors costs and court settlements are taken care of by your model boat club insurance.
If you employ staff, be it paid or voluntary, having Employers’ Liability is a legal requirement. Having it in place will cover you if a member of staff injures themselves or suffers property damage as a result of the club’s actions. If they opt to sue the club, as with Public Liability cover, the defence and any settlement costs will be taken care of.
The boats and controls used by clubs are fundamental to the operating of the group. With equipment cover in place, you can cover the damage or loss of these specialist items. Should they be damaged or lost, we will handle the cost of either repairing or replacing them.
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.