Specialist Insurance for Model Boat Clubs
As with any enthusiasts club which interacts with members of the public and it’s own members it is important to have Public Liability protection in place from the outset.
Our Model Boat Club Insurance ensures that should the club be sued, the costs of defending itself in court would be taken care of, as well as any financial settlement which is deemed necessary.
Our policy not only protects groups of model boat enthusiasts from claims regarding damage caused to a third parties property, but also to injury caused as a result of the club’s actions.
We can also protect the equipment you use to operate your club, such as the boats and remote controls, ensuring that should they be damaged or stolen, you will be reimbursed for their repair or replacement.
Why choose Protectivity?
Policies to suit your club
Our policies for model boat clubs can be scaled up or down to suit the specific needs and requirements of your club, meaning you always pay for exactly the cover you need.
Excellent Claims Handling
Whether it’s a damaged boat, property damage caused by a club member or injury to a third-party, when things go wrong are team are on hand to ensure a smooth claims process.
Specialists in our field
We’re experts at providing niche insurance products. That means you can sail away safe in the knowledge that you have the backing of insurance experts who have been in the business for over 25 years.
Underwritten by Experts
Each one of our policies for model boat clubs is underwritten by AXA XL, who provide cover to thousands of individuals, businesses and organisations all over the world.
What Insurance Do Model Boat Clubs Need?
It’s important to understand the type of cover you can take out. There are three main areas of cover to consider when running a model boat club.
Public Liability covers the club if a member of the public or the club was to injure themselves and sue the club for the injuries caused. If the club is deemed to be at fault, it could result in having to pay the third party a court settlement. With insurance in place, not only will the settlement be covered, but also the costs associated with defending the club.
If you employ staff, be it paid or voluntary, having Employers’ Liability is a legal requirement. Having it in place will cover you if a member of staff injures themselves or suffers property damage as a result of the club’s actions. If they opt to sue the club, as with Public Liability cover, the defence and any settlement costs will be taken care of.
The boats and controls used by clubs are fundamental to the operating of the group. With equipment cover in place, you can cover the damage or loss of these specialist items. Should they be damaged or lost, we will handle the cost of either repairing or replacing them.
A Policy Tailored To You
We know not every model boat club is the same. That’s why we make it easy to pick and choose the level of cover you need to best suit your needs. That way, you can enjoy complete protection without having to pay for any benefits that aren’t needed or unwanted extras.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
No matter how well organised your model boat club is are accidents can happen. That’s why we aim to make these scenarios as stress-free as possible.
According to the vast majority of customers who have had to make a claim, our dedicated team deal with the situation in a manner that meets our customers’ high expectations of us.
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Opening Hours 9am to 5:30pm, Monday to Friday
Further information on our policy
If you have any other questions regarding our Model Boat Club Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.