Specialist Mountain Biking Insurance

Can’t wait to gear up and hit the tracks once more? Lead the way, and we’ll be right behind you – because we love the adrenaline surge too! Whatever your level, we can provide you with the cover you need.

Taking out Mountain Biking Insurance is important as injuries suffered on the trails can often be pretty serious ones. And if you’re hurt in the wilderness abroad, the costs to rescue you soon rack up.

Our Sports Travel Insurance covers you for all the usual riding holiday benefits such as lost baggage and delayed flights, but also protects you for the rides you enjoy while away.

We can also provide cover for the amateur mountain biker in the UK too. Our Sports Accident Insurance provides cover for things such as broken bones and physiotherapy costs.

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Why choose Protectivity?

Instant Quotes & Cover

Protecting your mountain biking holidays is easy to do. Just tell us where you are going and when and we’ll give you an instant price. Input all of your details and you could be covered in just a couple of minutes.

Multi-Sports Policies

You may not just be mountain biking on your trip abroad. If you intend to enjoy other sports while away, you’ll be glad to know we include hundreds of other sports on your policy.

Sports Insurance Experts

With more than two decades of experience in providing insurance to amateur sportsmen and women across the UK we’re specialists in providing you exactly the type of cover you need.

Excellent Claims Handling

Things can go wrong when you’re in the saddle, and sometimes it’s not your fault. That’s why we aim to make it as easy as possible to make a claim and as stress free as we can.

What's included in your Sports Travel Insurance policy?

Our policies for people heading overseas for a mountain biking holiday include the following benefits as standard:

Cancellation Cover

If you are unable to travel on your pre-booked mountain biking trip due to injury, illness or that of a close relative, you could be eligible to claim a lump sum of up to £5,000 to recoup some of your lost money.

Sports Equipment Cover

Whether you are taking your bike abroad or not, it’s likely you will be bringing specific sporting items away with you. We can provide up to £5,600 cover against loss, damage and theft for these items.

Emergency Medical Expenses

When coming off your bike at high speed, there is a chance that injury could follow. And with the cost of treatment abroad often being very high, having £10 million worth of cover for medical fees is important.

Activity and Race Entry Fees

If you suffer an injury before you are due to go on a pre-booked tour, or take part in a race and are unable to recoup the costs, your policy could help you recover up £500, depending the level of cover chosen.

Travel Delay Cover

Flight delays can take a big chunk out of your riding time. On our policy we provide cover for the time you are left on the ground due to industrial action, mechanical failure or adverse weather.

Personal Accident

We will pay the sum shown below if during your trip you sustain an injury which results in death or permanent disablement.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

When you make a claim, we aim to make it as stress free as possible.

To see how you would make a claim, just click the button below and select the Sports Travel Insurance policy option. From there we will guide you through the claims process.

Further information on our policy

If you have any other questions regarding our Mountain Biking Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.