Pet Boarding Insurance

Specialist cover for pet boarding businesses from £5.41* a month.

  • Protecting over 30,000 pet care professionals.**
  • Flexible payment plans at 0% APR
  • Public Liability up to £10 million
  • Vet bills & equipment covered

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From £5.41* per month

Trusted by thousands

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does pet boarding insurance cover?

Insurance for pet boarding offers the essential liability cover you need at a great price, allowing you to customise your policy to fit the unique requirements of your business.

With our insurance, you can choose from different levels of coverage, tailored to protect against the specific risks associated with boarding animals. Whether you run a small, family-operated facility or a large, commercial boarding establishment, our policy is designed to safeguard your business from potential claims related to property damage, injury, or illness.

Our policy includes 11 pet care activities, all our Pet Business Insurance policies include cover for dog walking, dog grooming, cat grooming, mobile dog grooming, mobile cat grooming, dog training, dog hydrotherapy, pet behaviourist, pet home boarding, pet microchipping and pet minding.

Make sure you have the correct insurance for your business and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Loss of Keys

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Care, Custody & Control

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Equipment

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Why do you need pet boarding insurance?

Your clients have faith that you will take the utmost care of their pets during their time with you. Part of this responsibility is to plan for the unexpected, including when things go wrong.

Specialist pet boarding insurance is necessary protection for these unexpected incidents and is sensible preparation in case a claim is made against you, helping you avoid expensive financial losses.

Protects against claims should a member of the public get injured.

A dog in your care causes injury to a member of the public; a customer slips and injures themselves on your business premises; you cause accidental damage to your clients’ property whilst delivering your services.

Ensure that unexpected incidents don’t damage your finances with the right level of public liability cover.

An employee or temporary worker suffers an accident at work.

Your employees may be at risk of accidents or injuries during their work. If employees work for you, employers’ liability is a legal obligation with fines of £2500 per day for failing to comply.

Financial protection from vet expenses.

No one wants anything bad to happen to an animal, but it’s important to be prepared just in case. Imagine if a dog you’re walking suddenly gets into a scuffle and injures another dog. These things can happen unexpectedly, and it’s crucial to be prepared.

Care, Custody, and Control insurance provides coverage for these situations, ensuring that you’re protected if an animal in your care accidentally injures another, needs medical attention, or even in more serious circumstances.

 

Cover from costly pet care equipment losses.

Not only could equipment be expensive to replace but any losses could also impact on the service you offer if it’s not available. For example, you may store pet beds and other items which could become damaged in storage.

Equipment cover can protect against costly claims from theft, damage or loss of your items.

Our experts explain why...

“Operating a pet boarding business involves complex risks that go beyond basic animal care. You’re responsible for multiple pets simultaneously, often from different households, staying for extended periods in your care. Our comprehensive policy protects you against the unique challenges this presents – from potential injuries during group playtime, to emergency vet visits, to property damage from extended stays.

Whether you’re facing a claim from a pet owner whose dog became ill while boarding, dealing with property damage from an anxious pet, or managing an incident between two animals in your care, our expertise in the pet care sector ensures you’re protected. We understand that boarding services face different risks than standard pet businesses, which is why our coverage specifically addresses extended care scenarios, overnight supervision, and the complexities of managing multiple pets under one roof.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does pet boarding insurance cost?

The cost of pet boarding insurance can vary depending on the type of business you operate, the size and additional factors. For instance, if you employ staff, it is a legal requirement to include employers’ liability insurance. Adding this will increase the cost of your premium.

Investing in pet boarding insurance is not just about protecting you and your organisation; it’s also about having the support to focus on your clients and developing your service knowing you have everything covered.

At Protectivity our cover starts at £5.41* per month, providing comprehensive cover for a small price.

Prices from

£5.41* a month

Explainer quote

Policy cost

£5.41* a month

Policy type

Pet Boarding Insurance

Policy duration

Annual

Public Liability

£1,000,000

Care, Custody and Control

£100,000

Equipment cover

£250

Close family cover

Included

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your pet boarding insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 1st Jan ’24 to 31st Dec ’24

ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.

¹Based on live Feefo data