Underwritten by


To give you greater flexibility you will not be charged a fee should you need to cancel 
your policy. T&C’s apply.

Protecting over 26,000 Pet Businesses across the UK*

Whether you run a business as a professional dog walker, dog groomerpet sitter or dog trainer, we can provide the required insurance policy to protect you if things go wrong.

Our policy will cover you to carry out up to 14 different pet business activities at no extra cost. Public Liability is included as standard, plus a host of other benefits such as Care, Custody and Control.

This will cover you against claims stemming from injury, illness or accidental death of the animals that are in your business’s care, custody or control. All our cover options can be tailored to suit your needs.   

Our policies start from £74.49 a year. You can spread the costs of your premium over 10 months by taking advantage of our monthly payment plans with 0% interest. Get a quote and buy online in minutes. 

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Why choose Protectivity?

Fast & Easy Process

We aim to make buying insurance easy, that’s why you can get a quote for our Pet Business Insurance policy and buy your cover in just a few minutes.

14 Activities Covered

Whether you’re a dog walker, groomer or sitter, we provide cover for 14 different activities in the pet industry, for no extra cost under the same policy.

Specialists in the Pet Industry

We’re one of the leading providers of insurance for pet businesses, meaning our experienced team can provide the after-sales support you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.

What's included in our Pet Business Insurance policy?

Our Pet Business Insurance policies include the following benefits as standard:

Public Liability

You can choose to include between £1 million and £10 million worth of cover to protect your business against claims arising from property damage or injury to a third party. This may be a dog in your care biting another animal or you causing accidental damage yourself.

Key Cover

If you hold a Protectivity dog walking insurance policy it’s likely you’ll be responsible for your client’s keys. You are covered up to £10,000 for new keys and locks, the cost of re-setting intruder alarms and associated call-out costs if you were to lose them.

Care, Custody & Control

Up to £100,000 worth of cover is provided for the animals in your care (up to £25,000 per animal) in the instance of accidental loss, injury, illness or death of that animal in your care, custody or control or that of any of your staff.

Equipment Cover

As standard, we provide £250 worth of cover for your equipment against theft, loss and accidental damage, free of charge. You can increase the protection of your items up to the value of £30,000.

Non-Negligent Cover

Similar to the Care, Custody and Control benefit, you are also covered for accidental loss, injury, illness or death to an animal in your care during the course of service delivery through no fault of your business.

Close Family Extension

Your close family members are included under your policy as standard. Therefore, if you employ your husband, wife, son, daughter or any other close family, you do not need to take out Employers’ Liability.

The following benefits are optional extras:

Legal Expenses

The Commercial Legal Expenses benefit provides up to £100,000 worth of indemnity for legal defence and tax protection. This benefit also gives you access to our 24-hour helplines, for legal, tax, or counselling, to support you in running your business.

Employers' Liability

If you have any employees or volunteers in your business you will require Employers’ Liability insurance. Our Employers’ Liability benefit provides £10 million worth of cover, double the minimum legal requirement.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

From a cut paw to something more serious, it’s never nice when something happens to an animal in your care. That’s why we’re committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Learn about Pet Business Insurance

Watch our short explainer video to learn about what your Pet Business Insurance will cover you for.

Further information on our policy

If you have any other questions regarding our Pet Business Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

*Based on sales data between Jan 2023 and Dec 2023.