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Specialist Insurance for Sports Businesses

We insure many sports businesses every year. We’ll consider any business that has an involvement with sport or leisure including multi-sports coaches.

With Public Liability, Professional Indemnity and many more extras available within Protectivity’s Sports Business Insurance, you can be confident in the knowledge that your business would be protected should a third party claim be made against it.

Sports Business Insurance is designed for entities that employ members of staff, therefore Employers’ Liability is a key part of the policies we are able to offer.

If you are a sole trader and do not employ any members of staff, perhaps acting as a self-employed sports coach, our Sports Coaching Insurance policy is designed for you. You can get an instant quote and cover by visiting our Sports Coaching page.

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Why choose Protectivity?

Quotes bespoke to your needs

We are committed to giving you the cover your sports business needs. That’s why we aim to provide a tailored insurance quote, within two working hours.

Excellent Claims Handling

Should you have to make a claim our skilled claims team will ensure you are dealt with in the most sympathetic and efficient way possible.

Specialists in our field

Having been providing insurance to the sports and leisure market for over 25 years, our experienced account managers are always on hand to help.

Underwritten by Experts

Each policy is underwritten by leading insurer, AXA XL who cover thousands of businesses in 210 countries all round the world.

What Insurance Do Sports Businesses Need?

If you are operating a sports business there are a number of things that you should get cover for as a priority.

Public Liability

This will cover any costs that are incurred if the business was blamed for injury to a member of the public or for damage to their property. If that third-party decided to sue the business, your insurance would take care of the legal costs.

Equipment Cover

As a sports business it’s likely that you will be using a variety of different things, such as balls, rackets, cones and goals. By adding equipment cover to your policy you ensure that your tools of the trade are protected against loss, damage or theft.

Professional Indemnity

Like Public Liability, having Professional Indemnity covers you if the business is blamed for property damage or injury, but it covers professional advice given by the business or it’s staff.

Employers' Liability

If you employ members of staff, it is a legal requirement to obtain Employers’ Liability. This covers the business should a member of staff blame it for injury or property damage.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

No matter how well your business is run, accidents do happen. That’s why we aim to make these scenarios as stress-free as possible.

According to the vast majority of customers who have had to make a claim, our dedicated team deal with the situation in a manner that meets our customers’ high expectations of us.

Frequently Asked Questions

Q. Am I covered for working online?

A. Yes, provided you comply with the below requirements for remote coaching/instruction (live or prerecorded):

In respect of any coaching or instruction that is undertaken remotely, it is strongly recommended that the Insured should:

1. At the commencement of the session, advise participants:

a. that by participating they are doing so at their own risk;
b. a suitable, non-slip floor space is required and any potential obstructions in the vicinity are removed before they participate;
c. to avoid activities if they have, or suspect they may have any current health concerns, injuries, aches and pains;
d. avoid the use of blades, weapons or sharp instruments of any description;
e. avoid physical contact with other participants and where appropriate, adhere to social distancing guidelines;

2. Ensure that sessions are conducted for the benefit of participants who have demonstrated sufficient suitability to participate;

a. with new clients you must ensure that;

i. you obtain a signed PAR-Q form prior to the first session
ii. you have had a pre-training consultation call

3. Continue to only instruct activities in which you are qualified to do so;

4. Record the session. Retaining the recording for a period of up to thirty-six (36) months may assist in any claim made against you

5. Maximum class size is 16

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Further information on our policy

Our policies provide flexible insurance for sports organisations, associations and multi-sports club insurance to individuals and businesses all over the UK. If you’re unsure which policy is best for you, just get in touch.

More information on what we can cover on this policy can be found on our FAQs page.