Public Liability cover for swimming clubs
Our specialist swimming club insurance to protect the club from third party claims made from players, visitors, spectators as well as committee members.
We are able to provide a policy on a bespoke basis tailored to suit your club’s needs. Public Liability cover protects the club from claims arising from injury to third parties, or damage to their property and ensures that any financial impact on your club is limited.
GET A QUOTE Just fill out our quote form and we will get back to you with a price within two working hours.
What insurance do you need?
There are three main areas of cover swimming clubs need to consider.
Public Liability covers the club if a member, spectator, committee member or other member of the public or the club suffered injuries and blamed the club for them. If the club sued and is deemed to be at fault, it may result in having to pay the third party a court settlement. With Public Liability insurance in place, as well as the settlement being covered, the costs associated with defending the club will also be met by your insurance.
Should the club be blamed for damage to a third party’s property, your Public Liability cover works in the same way.
If you employ any member of staff, whether it’s on a paid or voluntary basis, having Employers’ Liability is a legal requirement. With it in place you will be covered if a member of staff injures themselves or suffers property damage because of the club’s actions. If they choose to sue the club, like your Public Liability cover, the defence and settlement costs will be taken care of.
You may use some specialist pieces of equipment in the running of your swimming club. You can add protection for this on to your policy for a small additional premium. This means that should the property be damaged or stolen, we will cover the costs of repair or replacement.
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.