Sports Groups
Sports Travel Group List
We provide cover for over 500 sports and activities. We split them into four sports groups. When you select a sport your covered for that sports, all sports in the same sports group and any lower sports groups.
Group 0
Group 1
Group 2
Group 3
Group 4
Group 5
Group 6
Group 7
Contact Us
Not Covered
Group
Abseiling
✓
Group 2
Adventure Racing up to 24hrs
✓
Group 4
Adventure Racing up to 72hrs
✓
Group 6
Aerial Circus Workshop (Safety net required)
✓
Group 6
Aerial hoop or silk acrobatics
✓
Group 2
Aerobics
✓
Group 1
Aggressive inline skating
✓
Group 6
Aiki Jiu jitsu-training & competition
✓
Group 2
Aikido – training & competitions
✓
Group 2
Airsoft
✓
Group 2
Alpine ski touring (incl overnight stays in cabins). Incl competitions.
✓
Group 7
Alpine skiing – excluding competitions, events, & race training
✓
Group 4
American football
✓
Group 6
American wrestling
✓
Group 6
Amphibious paintball
✓
Group 2
Angling
✓
Group 1
Aquabike (non motorised – long distance: up to 4km swim, 180km cycle)
✓
Group 2
Aquabike (non motorised-up to 1500m swim, 44km cycle)
✓
Group 1
Aquaskipping
✓
Group 2
Aquathlon – long course (2000m swim, 10km run)
✓
Group 2
Aquathlon – standard distance
✓
Group 1
Archaeological Digging
✓
Group 0
Archery
✓
Group 0
Archery tag
✓
Group 1
Arm Wrestling (NOT covered)
✗
Not Covered
Artistic skating
✓
Group 1
Assault course
✓
Group 2
Athletics
✓
Group 1
Auckland Harbour Bridge climb
✓
Group 2
Australian Rules Football (NOT covered)
✗
Not Covered
Back packing
✓
Group 1
Badminton
✓
Group 0
Bagua – training & competitions
✓
Group 2
Ball Hockey
✓
Group 2
Ballet
✓
Group 1
Ballooning
✓
Group 2
Ballroom dancing
✓
Group 0
Banana Boating
✓
Group 1
Bandy
✓
Group 4
Bar Restaurant Work
✓
Group 1
Base jumping – NOT COVERED
✗
Not Covered
Baseball
✓
Group 0
Basketball
✓
Group 1
Beach Games (also choose the appropriate sport eg Rugby)
✓
Group 1
Biathlon
✓
Group 2
Bicycle polo
✓
Group 2
Big walling (NOT covered)
✗
Not Covered
Black water rafting
✓
Group 2
Blokarting
✓
Group 2
BMX freestyle
✓
Group 6
BMX racing
✓
Group 6
Boarder cross competitions
✓
Group 7
Boating (inside 12mile limit)
✓
Group 1
Bobsleigh
✓
Group 7
Boccia
✓
Group 0
Body boarding (boogie boarding)
✓
Group 1
Bouldering
✓
Group 4
Boules
✓
Group 1
Bowls
✓
Group 0
Boxing (amateur)
✓
Group 6
Brazilian Jiu-Jitsu-training & competition
✓
Group 2
Bridge / canyon swinging
✓
Group 6
Bubble football
✓
Group 6
Bujutsu-training & competition
✓
Group 2
Bull running (NOT covered)
✗
Not Covered
Bungee jumping
✓
Group 2
Bushcraft
✓
Group 1
Cage fighting (NOT covered)
✗
Not Covered
Camel Riding
✓
Group 0
Camogie
✓
Group 6
Camping
✓
Group 0
Canicross
✓
Group 2
Canoe polo
✓
Group 6
Canoeing (above grade 5)
✗
Not Covered
Canoeing (up to grade 3)
✓
Group 1
Canoeing grade 4 or below
✓
Group 2
Canoeing grade 5 or below
✓
Group 6
Canyoning
✓
Group 6
Capoeira
✓
Group 2
Cave tubing
✓
Group 2
Caving
✓
Group 6
Cheerleading (no stunting)
✓
Group 0
Cheerleading with stunting
✓
Group 6
Choy Lee Fut-training & competition
✓
Group 2
Circuit training
✓
Group 0
Circus workshop (no aerial work)
✓
Group 2
Clay pigeon shooting
✓
Group 2
Cliff diving (max 27m). Organised events & competitions only
✓
Group 6
Climbing (cliff/ice)
✓
Group 7
Climbing (with ropes &/or guides or bolted)
✓
Group 4
Coasteering (with a qualified instructor)
✓
Group 6
Cricket
✓
Group 1
Croquet
✓
Group 1
Cross / Off road duathlon – max total distance 42km
✓
Group 4
Cross channel swimming with support boat
✓
Group 2
Cross country horse riding (training and competition)
✓
Group 6
Cross country skiing excl overnight stays in backcountry cabins, & excluding competitions & events
✓
Group 2
Cross country skiing including competitions & events
✓
Group 7
Cross triathlon (1.5km swim, 20-30km cross country mountain biking, 6-10km hill running)
✓
Group 4
CrossFit
✓
Group 1
Curling
✓
Group 0
Cycle speedway (non motorised)
✓
Group 2
Cycle touring (not competition or events)
✓
Group 1
Cycling in a velodrome – competitive
✓
Group 2
Cycling in a velodrome – non competitive
✓
Group 1
Cyclocross (incl. competitions & events)
✓
Group 2
Dance
✓
Group 1
Darts
✓
Group 0
Deep sea fishing (inside 12 mile limit)
✓
Group 2
Deep water soloing (NOT covered)
✗
Not Covered
Dinghy sailing (within 12 mile limit)
✓
Group 1
Dirt Surfer
✓
Group 6
Diving (scuba) to 30m or 40m if qualified/instructed
✓
Group 1
Dodge ball
✓
Group 1
Dog Agility Trials
✓
Group 2
Dog Joring – Bike, Ski, Skate, Mountain board or Scooter
✓
Group 2
Dog sledding
✓
Group 2
Downhill Mountain Biking
✓
Group 6
Downhill skating (NOT covered)
✗
Not Covered
Downhill skiing – excluding competitions, events & race training
✓
Group 4
Dragon Boat Racing
✓
Group 1
Dressage (training and competition)
✓
Group 6
Dry slope skiing / Indoor artificial snow skiing excluding competitions, events or race training
✓
Group 1
Dryland Mushing
✓
Group 2
Duathlon – standard distance / Olympic distance
✓
Group 1
Duathlon (over 190 km total distance)
✓
Group 6
Duathlon (up to 190 km total distance)
✓
Group 2
E-Biking (ebike) Cross country or Mountain Biking. Max 250W. Max speed 20mph. Must meet EAPC regs.
✓
Group 2
E-Biking on rds, tracks, cycle paths. Max 250W. Max speed 20mph. Must meet EAPC regs.
✓
Group 1
Electric scootering
✗
Not Covered
Electric skateboarding
✗
Not Covered
Electric unicycling
✗
Not Covered
Endurance horse riding (training and competition)
✓
Group 7
Equestrian Vaulting (excluding liability)
✓
Group 6
Escrima (NOT covered)
✗
Not Covered
Eventing (training and competition)
✓
Group 6
Extreme Pogo
✓
Group 6
Falconry
✓
Group 1
Farm work (unpaid, excludes operating machinery)
✓
Group 0
Fat biking – cross country, excluding competitions
✓
Group 4
Fat biking – incl Downhill, and competitions
✓
Group 6
Fat biking on paths or flat terrain (not trails & excluding competitions)
✓
Group 1
Fell running -up to 25 miles. Max altitude 2500m
✓
Group 1
Fell Walking (max altitude 2500m)
✓
Group 0
Fencing
✓
Group 1
Fin swimming
✓
Group 2
Fishing (angling)
✓
Group 1
Fitness training
✓
Group 0
Fives
✓
Group 0
Flag American Football
✓
Group 2
Flight as passenger in private aircraft with Licenced pilot (excluding acrobatics)
✓
Group 0
Floorball
✓
Group 0
Flow Riding (Stationary surfing)
✓
Group 1
Flyboarding – water powered jet ski / fly board
✗
Not Covered
Football (soccer)
✓
Group 4
Football Tours
✓
Group 4
Footgolf
✓
Group 1
Free climbing (NOT covered)
✗
Not Covered
Free diving
✓
Group 6
Free running – indoors and supervised
✓
Group 2
Free running – outdoors or unsupervised – NOT COVERED
✗
Not Covered
Fruit or vegetable picking (non mechanical)
✓
Group 1
Futsal
✓
Group 2
Gaelic football
✓
Group 6
Gaelic sports
✓
Group 6
Game Hunting with rifles/guns
✓
Group 6
Glacier crossing
✓
Group 2
Glacier walking
✓
Group 6
Glass Bottom Boats / Bubbles
✓
Group 1
Gliding (un-powered & no liability)
✓
Group 7
Go karting under 250cc (supervised)
✓
Group 2
Goalball
✓
Group 1
Goggle football
✓
Group 6
Gold panning
✓
Group 2
Golf
✓
Group 1
Gorge walking
✓
Group 2
Gorilla trekking (guided tours only. Max altitude 2500m)
✓
Group 2
Grass skiing (competitive / with ski jumps)
✓
Group 6
Grass skiing (non-competitive)
✓
Group 2
Gravity Biking (NOT covered)
✗
Not Covered
Gym work (not power lifting)
✓
Group 1
Gymnastics
✓
Group 2
Hacking (on horseback)
✓
Group 6
Half Ironman (70.3) triathlon
✓
Group 2
Half marathon
✓
Group 0
Handball
✓
Group 0
Hang gliding
✓
Group 7
Hapkido-training & competition
✓
Group 2
Heli-biking
✓
Group 7
Heliboarding
✓
Group 7
Helicopter ride (as passenger) with licensed tour operator
✓
Group 0
Helicopter Tours
✓
Group 0
Heliskiing
✓
Group 7
High diving-max 10m/33ft (excl cliff diving).
✓
Group 1
High ropes
✓
Group 2
Highland Games
✓
Group 3
Hiking – up Kilimanjaro
✓
Group 2
Hiking up to 2500m excluding Nepal
✓
Group 1
Hiking up to 2500m in Nepal
✓
Group 4
Hiking up to 4500m excluding Nepal
✓
Group 2
Hiking up to 4500m in Nepal
✓
Group 6
Hiking up to 7000m excl Nepal & excl Kilimanjaro
✓
Group 6
Hiking up to 7000m in Nepal
✓
Group 7
Hill walking up to 2500m excluding Nepal
✓
Group 1
Hill walking up to 2500m in Nepal
✓
Group 4
Historical Fencing
✓
Group 3
Hockey / field hockey
✓
Group 2
Horse boarding (no liability)
✓
Group 6
Horse carriage driving (incl competition)
✓
Group 6
Horse jumping (training and competition)
✓
Group 6
Horse riding – non competitive
✓
Group 6
Horse riding – competitive
✓
Group 6
Horse Riding Safari
✓
Group 6
Horseback Archery
✓
Group 6
Horseball
✓
Group 6
Hoverboarding
✗
Not Covered
Hunting (on horseback)
✓
Group 6
Hurling
✓
Group 6
Hydrofoiling (on water)
✓
Group 2
Hydrospeeding (grade 3 or below)
✓
Group 1
Hydrospeeding (grade 4&5)
✓
Group 2
Iaido-training & competition
✓
Group 2
Ice caving
✓
Group 6
Ice climbing
✓
Group 7
Ice hockey
✓
Group 6
Ice skating (not speed skating)
✓
Group 2
Indoor climbing
✓
Group 4
Indoor cricket
✓
Group 0
Inline hockey
✓
Group 2
Inline skating
✓
Group 2
Ironman triathlon (competition)
✓
Group 2
Jeet Kune Do-training & competition
✓
Group 2
Jet boat / Speed boat ride (in commercial boat as passenger)
✓
Group 1
Jet Lev / JetLev water powered jet pack- NOT COVERED
✗
Not Covered
Jet skiing (no liability)
✓
Group 6
Jet surfing / motosurfing (no liability, max. 100cc)
✓
Group 6
Jogging (not marathon)
✓
Group 0
Jousting
✓
Group 6
Judo-training & competition
✓
Group 2
Jujutsu-training & competition
✓
Group 2
Kabaddi
✓
Group 6
Karate-training & competition
✓
Group 2
Kayaking (above grade 5)
✗
Not Covered
Kayaking (grade 3 or below / sea)
✓
Group 1
Kayaking grade 4 or below
✓
Group 2
Kayaking grade 5 or below
✓
Group 6
Keep fit training
✓
Group 0
Kempo-training & competition
✓
Group 2
Kendo
✓
Group 2
Kettlebell lifting – gym work (excluding competition)
✓
Group 0
Kettlebell lifting-incl training & competition
✓
Group 6
Kho kho
✓
Group 2
Kick boxing-training & competition
✓
Group 2
Kick sledging
✓
Group 2
Kite buggying (single seat)
✓
Group 2
Kite flying (traction)
✓
Group 2
Kite flying (traditional)
✓
Group 1
Kite landboarding
✓
Group 6
Kite skiing (NOT covered)
✗
Not Covered
Kite snowboarding – NOT COVERED
✗
Not Covered
Kite surfing
✓
Group 1
Kitewing usage
✓
Group 7
Kneeboarding
✓
Group 2
Korfball
✓
Group 0
Koroken karate-training & competition
✓
Group 2
Krav Maga-training & competition
✓
Group 2
Kurash-training & competition
✓
Group 2
Kyudo-training & competition
✓
Group 2
Lacrosse
✓
Group 2
Land surfing
✓
Group 6
Land Yachting (single seat)
✓
Group 2
Light manual work – non mechanical
✓
Group 0
Linesmen for any team sports listed
✓
Group 1
Long course triathlon
✓
Group 2
Long Track Speedskating
✓
Group 6
Longboarding excl competitions / races
✓
Group 2
Longboarding incl competitions / races
✓
Group 3
Luge (does not include the Cresta Run)
✓
Group 6
Luge Carting (3 wheel)
✓
Group 1
Majorettes – including baton twirling
✓
Group 0
Marathon running (above 2500m altitude)
✓
Group 2
Marathon running (max altitude of 2500m)
✓
Group 1
Medieval Combat (no steel weapons)
✓
Group 3
Medieval Combat with steel weapons
✓
Group 6
Microlight flying – NOT COVERED
✗
Not Covered
Mixed Martial Arts – MMA – NOT COVERED
✗
Not Covered
Modern Pentathlon
✓
Group 6
Mono skiing excluding competitions & events
✓
Group 4
Motocross – NOT COVERED
✗
Not Covered
Mountain Bike Stunting & Jumping
✓
Group 6
Mountain Biking – Cross Country (non-competitive)
✓
Group 4
Mountain biking incl competitions & events of max 72hrs continuous duration
✓
Group 6
Mountain Biking on cycle paths (not trails and non-competitive)
✓
Group 1
Mountain boarding
✓
Group 6
Mountain climbing (with ropes and/or guides)
✓
Group 7
Mountain running-up to 25 miles. Max altitude 4500m
✓
Group 2
Mountain Unicycling – downhill &/or competition
✓
Group 6
Mountain Unicycling – on trails or cross country (excl competition)
✓
Group 2
Mountain Walking- up Kilimanjaro
✓
Group 2
Mountain walking up to 2500m excluding Nepal
✓
Group 1
Mountain walking up to 2500m in Nepal
✓
Group 4
Mountain walking up to 4500m excluding Nepal
✓
Group 2
Mountain walking up to 4500m in Nepal
✓
Group 6
Mountain walking up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Mountain walking up to 7000m in Nepal
✓
Group 7
Mountaineering (with ropes &/or guides) excluding Nepal
✓
Group 7
Mountaineering (with ropes &/or guides) in Nepal
✓
Group 7
Muay Thai Boxing
✓
Group 6
Multi-pitch climbing (not Mountaineering or Big Walling
✓
Group 4
Netball
✓
Group 0
Ninjutsu-training & competition
✓
Group 2
Nordic ski touring (incl overnight stays in cabins). Excluding competitions or events
✓
Group 4
Obstacle race training & competitions up to 12hrs duration
✓
Group 2
Obstacle race training & competitions up to 24hrs duration
✓
Group 4
Octopush (underwater hockey)
✓
Group 2
Off piste skiing (not alone or contrary to local advice. Excludes competitions & race training)
✓
Group 4
Off piste snowboarding – not alone or contrary to local advice – excludes competitions & race training
✓
Group 4
Officials for any sports listed
✓
Group 0
Old mine exploration
✓
Group 6
Open water swimming with support boat
✓
Group 2
Orienteering
✓
Group 0
Outrigger Canoeing (above grade 5)
✗
Not Covered
Outrigger Canoeing (grade 3 or below / sea)
✓
Group 1
Outrigger canoeing grade 4 or below
✓
Group 2
Outrigger canoeing grade 5 or below
✓
Group 6
Paintball
✓
Group 1
Parachuting – qualified and without instructor
✗
Not Covered
Parachuting under instruction
✓
Group 7
Paragliding – qualified and without instructor
✗
Not Covered
Paragliding under instruction
✓
Group 7
Paramotoring (no liability)
✓
Group 7
Parascending / Parasailing (towed)
✓
Group 2
Parkour – indoors and supervised
✓
Group 2
Parkour – outdoors or unsupervised – NOT COVERED
✗
Not Covered
Pedal Car Racing (non motorised)
✓
Group 1
Petanque
✓
Group 0
Pheasant shooting
✓
Group 2
Pickleball
✓
Group 0
Pilates
✓
Group 1
Pistol Shooting at targets
✓
Group 1
Point to point (training & competition)
✓
Group 6
Pole Fitness
✓
Group 0
Pole Vault
✓
Group 1
Polo
✓
Group 7
Polocrosse
✓
Group 6
Pony mounted games
✓
Group 6
Pony trekking
✓
Group 1
Pool
✓
Group 1
Potholing
✓
Group 6
Power lifting – incl training & competitions
✓
Group 6
Powerbocking
✓
Group 7
Praying mantis-training & competition
✓
Group 2
Professional Wrestling (WWE) – NOT COVERED
✗
Not Covered
Qi gong-training & competition
✓
Group 2
Quad bike riding – Competition – NOT COVERED
✗
Not Covered
Quad bike riding (under 250cc) – excl competition
✓
Group 6
Quadrathlon (Sprint distance)
✓
Group 2
Quidditch
✓
Group 2
Quoits
✓
Group 1
Racketball
✓
Group 1
Racketlon
✓
Group 0
Racquet ball
✓
Group 1
Rambling
✓
Group 0
Ranch Activities
✓
Group 6
Real tennis
✓
Group 1
Recumbent cycling (bike or trike) (not Competition or Events)
✓
Group 2
Recumbent cycling (bike or trike) including competitions & events
✓
Group 4
Recumbent e-biking on roads, tracks or cycle paths. (pedal assisted electric cycling).
✓
Group 3
Reenactment with steel weapons
✓
Group 3
Reenactment without steel weapons
✓
Group 2
Referee at any sports events listed
✓
Group 2
Reindeer sledding (as driver of sled) (all liability is excluded)
✓
Group 2
Reindeer sledding (as passenger)
✓
Group 1
Rifle shooting
✓
Group 2
River Tubing (upto Grade 3 water only)
✓
Group 1
Road Cycling (incl. competition & events of max 72 hrs continuous duration)
✓
Group 3
Road Cycling (not Competition or Events)
✓
Group 1
Road running (max 25 miles). Not events or competitions
✓
Group 1
Rock climbing (not mountaineering, not Big Walling)
✓
Group 4
Rogaining
✓
Group 1
Rollball
✓
Group 2
Roller blading
✓
Group 2
Roller Derby
✓
Group 6
Roller hockey
✓
Group 2
Roller skating
✓
Group 1
Roller skiing (excl competitions & events)
✓
Group 2
Roller soccer
✓
Group 2
Rounders
✓
Group 1
Rowing
✓
Group 0
Rugby 7s
✓
Group 6
Rugby League
✓
Group 6
Rugby Union
✓
Group 6
Running (up to 25 miles)
✓
Group 1
Saddlechariots
✓
Group 6
Safari
✓
Group 0
Sail boarding
✓
Group 1
Sailing (beyond 12 mile limit / coastal waters)
✓
Group 2
Sailing (within 12 mile limit / coastal waters)
✓
Group 1
Sambo-training & competition
✓
Group 2
San Soo Kung Fu-training & competition
✓
Group 2
Sand dune buggying – NOT COVERED
✗
Not Covered
Sand Dune Surfing / Skiing
✓
Group 1
Sand yachting (single seat)
✓
Group 2
Sandboarding
✓
Group 1
Savate-training & competition
✓
Group 2
Scootering (with pneumatic wheels)
✓
Group 2
Scootering (with solid rubber wheels)
✓
Group 2
Scouts
✓
Group 1
Scrambling – up Kilimanjaro
✓
Group 2
Scrambling up to 2500m excluding Nepal
✓
Group 1
Scrambling up to 2500m in Nepal
✓
Group 4
Scrambling up to 4500m excluding Nepal
✓
Group 2
Scrambling up to 4500m in Nepal
✓
Group 6
Scrambling up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Scrambling up to 7000m in Nepal
✓
Group 7
Scuba diving (30m or 40m if qualified/instructed)
✓
Group 1
Sea cliff climbing (roped and protected)
✓
Group 7
Sea Kayaking
✓
Group 1
Segway
✓
Group 2
Segway polo – NOT COVERED
✗
Not Covered
Shark cage diving
✓
Group 6
Shindo junen ryu-training & competition
✓
Group 2
Shinty
✓
Group 6
Short track Speedskating
✓
Group 6
Shotokan-training & competition
✓
Group 2
Show jumping (training and competition)
✓
Group 6
Skateboarding excl competitions & events
✓
Group 2
Skateboarding incl competitions & events
✓
Group 3
Skeleton luge (not Cresta Run)
✓
Group 6
Ski acrobatics including competitions & events
✓
Group 7
Ski bobbing
✓
Group 4
Ski cross including competitions
✓
Group 7
Ski jumping including competitions & events
✓
Group 7
Ski kiting – NOT COVERED
✗
Not Covered
Ski racing & race training
✓
Group 7
Ski randonnee
✓
Group 7
Ski stunting including competitions & events
✓
Group 7
Ski touring – Alpine (incl overnight stays in cabins). Incl competitions
✓
Group 7
Ski touring – Nordic (incl overnight stays in cabins). Excluding competitions or events
✓
Group 4
Skidoo riding (no liability)
✓
Group 2
Skiing (downhill – see also off-piste)
✓
Group 4
Skiing / snowboard competitions
✓
Group 7
Skiing in snow parks with jumps of 1m or more (includes competitions & events)
✓
Group 7
Skiing in snow parks with jumps of less than 1m (excl competitions & events)
✓
Group 4
Skiing in snow parks with jumps of less than 1m (incl competitions & events)
✓
Group 7
Skydive in Wind Tunnel
✓
Group 2
Skydiving – qualified and without instructor
✗
Not Covered
Skydiving under instruction
✓
Group 7
Slacklining (upto 20m)
✓
Group 6
Slacklining (upto 5m)
✓
Group 2
Sledge hockey
✓
Group 2
Snooker
✓
Group 0
Snorkelling
✓
Group 0
Snow blading
✓
Group 4
Snow carving (with hand tools only – no power tools)
✓
Group 1
Snow Cat. Skiing / Snow Cat. Boarding
✓
Group 7
Snow mobiling – no liability
✓
Group 2
Snow Polo
✓
Group 6
Snow shoeing
✓
Group 1
Snow Tubing
✓
Group 4
Snowboard acrobatics including competitions & events
✓
Group 7
Snowboard cross including competitions
✓
Group 7
Snowboard jumping (in excess of 1m) including competitions & events
✓
Group 7
Snowboard racing & race training
✓
Group 7
Snowboard stunting including competitions & events
✓
Group 7
Snowboarding excluding competitions
✓
Group 4
Snowboarding in snow parks with jumps of less than 1m – excludes competitions
✓
Group 4
Snowboarding snow parks with jumps of 1m or more – incl competitions
✓
Group 7
Snowkiting (NOT covered)
✗
Not Covered
Soap box racing
✓
Group 6
Soccer
✓
Group 4
Softball
✓
Group 1
Soldier challenge
✓
Group 2
Soloing – rock climbing (NOT covered)
✗
Not Covered
Spear fishing
✓
Group 1
Specific Ultras on foot – 24 to 48 hours duration – see list
✓
Group 6
Spectating at sports/leisure events listed
✓
Group 1
Speed flying (NOT covered)
✗
Not Covered
Sport climbing
✓
Group 4
Squash
✓
Group 0
Stair climbing
✓
Group 1
Stand up paddle boarding
✓
Group 1
Stoolball
✓
Group 1
Street dance
✓
Group 2
Street Luge
✓
Group 6
Strongman
✓
Group 6
Students working as counsellors or exchange
✓
Group 1
Sub Aqua Diving (30m, or 40m if qualified/instructed)
✓
Group 1
Surf Kayaking
✓
Group 2
Surf Lifesaving
✓
Group 2
SurfBoat Rowing
✓
Group 2
Surfing
✓
Group 1
Surfskiing
✓
Group 2
Swimming
✓
Group 1
Swimming with dolphins
✓
Group 1
Swimming with Dolphins in a pool
✓
Group 1
Swimming with Dolphins in the sea
✓
Group 2
SwimRun events & training
✓
Group 2
Sydney Harbour Bridge Climb
✓
Group 2
Synchronised skating (on ice)
✓
Group 2
TA Training (NOT covered)
✗
Not Covered
Table Tennis
✓
Group 0
Taekwondo-training & competition
✓
Group 2
Tag Rugby
✓
Group 2
Tai chi chaun-training & competition
✓
Group 2
TamBeach
✓
Group 1
Tambourelli
✓
Group 1
Tamburello
✓
Group 0
Tandem Parachuting (with licenced/qualified pilot)
✓
Group 7
Tandem Paragliding (with licenced/qualified pilot)
✓
Group 7
Tandem Skydiving (with licenced/qualified pilot)
✓
Group 7
Tang soo do-training & competition
✓
Group 2
Tap Dancing
✓
Group 0
Tchoukball
✓
Group 0
Telemark skiing (excludes competitions)
✓
Group 4
Ten pin bowling
✓
Group 0
Tenniquoit
✓
Group 1
Tennis
✓
Group 1
Tent Pegging (on horseback)
✓
Group 6
Tobogganing / sledging
✓
Group 4
Touch Rugby
✓
Group 2
Tough Guy
✓
Group 2
Tough mudder
✓
Group 2
Track cycling – excluding competitions
✓
Group 1
Track cycling – including competitions
✓
Group 2
Trad climbing (excludes any snow/ice)
✓
Group 4
Trail bikes less than 125cc (no liability)
✓
Group 6
Trail running (up to 25 miles incl events)
✓
Group 1
Trail Walking (max altitude 2500m)
✓
Group 0
Trampolining
✓
Group 6
Travel
✓
Group 0
Tree Canopy Walking
✓
Group 1
Trekking – up Kilimanjaro
✓
Group 2
Trekking Peaks up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Trekking Peaks up to 7000m in Nepal
✓
Group 7
Trekking up to 2500m excluding Nepal
✓
Group 1
Trekking up to 2500m in Nepal
✓
Group 4
Trekking up to 4500m excluding Nepal
✓
Group 2
Trekking up to 4500m in Nepal
✓
Group 6
Trekking up to 7000m excl Nepal
✓
Group 6
Trekking up to 7000m in Nepal
✓
Group 7
Triathlon (up to Olympic distance)
✓
Group 1
Trike bike riding (under 250cc)
✓
Group 2
Tug of War
✓
Group 1
Ultimate frisbee
✓
Group 0
Ultra triathlon (includes Arch to Arc, & Xterra Graveman. For other events contact us)
✓
Group 6
Ultramarathon (Events in the UK only)
✓
Group 2
Ultras on foot – in less than 24 hours
✓
Group 2
Underwater hockey (Octopush)
✓
Group 2
Unicycling on flat terrain (non-competitive)
✓
Group 1
Velomobile cycling
✓
Group 1
Via Ferrata
✓
Group 2
Volleyball
✓
Group 0
VX (formerly rock-it-ball)
✓
Group 2
Wakeboarding
✓
Group 2
Walking – up Kilimanjaro
✓
Group 2
Walking football
✓
Group 2
Walking up to 2500m excluding Nepal
✓
Group 1
Walking up to 2500m in Nepal
✓
Group 4
Walking up to 4500m excluding Nepal
✓
Group 2
Walking up to 4500m in Nepal
✓
Group 6
Walking up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Walking up to 7000m in Nepal
✓
Group 7
Wall Ball
✓
Group 1
Wallyball
✓
Group 1
War games
✓
Group 2
Water polo
✓
Group 1
Water rambling
✓
Group 6
Water skiing ( waterskiing )
✓
Group 2
Water skurfing
✓
Group 2
Waveskiing
✓
Group 2
Weight lifting – gym work (excl competition) not Power lifting or Olympic style
✓
Group 1
Weight lifting – Olympic style incl training & competition
✓
Group 6
Weight training – Gym work (excluding competition) not Power lifting or Olympic style
✓
Group 1
Whale Watching
✓
Group 0
Wheelchair basketball
✓
Group 1
Wheelchair bowls
✓
Group 1
Wheelchair curling
✓
Group 1
Wheelchair rugby
✓
Group 2
Wheelchair sport (sports group governed by able bodied sport group)
✓
Group 1
White collar boxing
✓
Group 6
White water rafting (grade 3 or below)
✓
Group 1
White water rafting incl white water (above grade 5)
✗
Not Covered
White water rafting-grade 4 or below
✓
Group 2
White water rafting-grade 5 or below
✓
Group 6
White water sledging / riverboarding / river surfing (grade 3 or below)
✓
Group 1
White water sledging / riverboarding / river surfing (grade 4or5 water)
✓
Group 2
Windfoiling (within 12 miles of shore)
✓
Group 2
Windsurfing (inside 12 mile limit)
✓
Group 1
Wing chun/tsun-training & competition
✓
Group 2
Wrestling
✓
Group 6
Wushu-training & competition
✓
Group 2
Yachting (beyond 12 mile limit / coastal waters)
✓
Group 2
Yachting (within 12 mile limit / coastal waters)
✓
Group 1
Yoga
✓
Group 0
Zip lines
✓
Group 2
Zorb ball riding
✓
Group 2
Zumba
✓
Group 1
Sports Accident Group List
We provide cover for over 500 sports and activities. We split them into four sports groups. When you select a sport your covered for that sports, all sports in the same sports group and any lower sports groups.
Group 0
Group 1
Group 2
Group 3
Group 4
Group 5
Group 6
Group 7
Contact Us
Not Covered
Group
Abseiling
✓
Group 2
Adventure Racing up to 24hrs
✓
Group 4
Adventure Racing up to 72hrs
✓
Group 6
Aerial Circus Workshop (Safety net required)
✓
Group 6
Aerial hoop or silk acrobatics
✓
Group 2
Aerobics
✓
Group 1
Aggressive inline skating
✓
Group 6
Aiki jiu jitsu – competitions
✓
Group 6
Aiki Jiu jitsu -non-competitive
✓
Group 3
Aikido-competitive
✓
Group 6
Aikido-non-competitive
✓
Group 3
Airsoft
✓
Group 2
Alpine ski touring (incl overnight stays in cabins). Incl competitions.
✓
Group 7
Alpine skiing – excluding competitions, events, & race training
✓
Group 4
American football
✓
Group 6
American wrestling
✓
Group 6
Amphibious paintball
✓
Group 2
Angling
✓
Group 1
Aquabike (non motorised – long distance: up to 4km swim, 180km cycle)
✓
Group 2
Aquabike (non motorised-up to 1500m swim, 44km cycle)
✓
Group 1
Aquaskipping
✓
Group 2
Aquathlon – long course (2000m swim, 10km run)
✓
Group 2
Aquathlon – standard distance
✓
Group 1
Archaeological Digging
✓
Group 1
Archery
✓
Group 1
Archery tag
✓
Group 1
Arm Wrestling (NOT covered)
✗
Not Covered
Artistic skating
✓
Group 1
Assault course
✓
Group 2
Athletics
✓
Group 1
Auckland Harbour Bridge climb
✓
Group 2
Australian Rules Football (NOT covered)
✗
Not Covered
Back packing
✓
Group 1
Badminton
✓
Group 1
Bagua-incl competition
✓
Group 6
Bagua-non competitive
✓
Group 2
Ball Hockey
✓
Group 2
Ballet
✓
Group 1
Ballooning
✓
Group 2
Ballroom dancing
✓
Group 1
Banana Boating
✓
Group 1
Bandy
✓
Group 4
Bar Restaurant Work
✓
Group 1
Base jumping – NOT COVERED
✗
Not Covered
Baseball
✓
Group 1
Basketball
✓
Group 1
Beach Games (also choose the appropriate sport eg Rugby)
✓
Group 1
Biathlon
✓
Group 2
Bicycle polo
✓
Group 2
Big walling (NOT covered)
✗
Not Covered
Black water rafting
✓
Group 2
Blokarting
✓
Group 2
BMX freestyle
✓
Group 7
BMX racing
✓
Group 7
Boarder cross competitions
✓
Group 7
Boating (inside 12mile limit)
✓
Group 1
Bobsleigh
✓
Group 7
Boccia
✓
Group 1
Body boarding (boogie boarding)
✓
Group 1
Bouldering
✓
Group 4
Boules
✓
Group 1
Bowls
✓
Group 1
Boxing (amateur)
✓
Group 6
Brazilian Jiu-Jitsu (competitive)
✓
Group 6
Brazilian Jiu-Jitsu (non-competitive)
✓
Group 3
Bridge / canyon swinging
✓
Group 6
Bubble football
✓
Group 6
Bujutsu-competitive
✓
Group 6
Bujutsu-non competitive
✓
Group 3
Bull running (NOT covered)
✗
Not Covered
Bungee jumping
✓
Group 2
Bushcraft
✓
Group 1
Cage fighting (NOT covered)
✗
Not Covered
Camel Riding
✓
Group 1
Camogie
✓
Group 6
Camping
✓
Group 1
Canicross
✓
Group 2
Canoe polo
✓
Group 6
Canoeing (above grade 5)
✗
Not Covered
Canoeing (up to grade 3)
✓
Group 1
Canoeing grade 4 or below
✓
Group 2
Canoeing grade 5 or below
✓
Group 6
Canyoning
✓
Group 6
Capoeira-competitive
✓
Group 6
Capoeira-non-competitive
✓
Group 3
Cave tubing
✓
Group 2
Caving
✓
Group 6
Cheerleading (no stunting)
✓
Group 1
Cheerleading with stunting
✓
Group 2
Choy Lee Fut-competitive
✓
Group 6
Choy Lee Fut-non competitive
✓
Group 3
Circuit training
✓
Group 1
Circus workshop (no aerial work)
✓
Group 2
Clay pigeon shooting
✓
Group 2
Cliff diving (max 27m). Organised events & competitions only
✓
Group 6
Climbing (cliff/ice)
✓
Group 7
Climbing (with ropes &/or guides or bolted)
✓
Group 4
Coasteering (with a qualified instructor)
✓
Group 6
Cricket
✓
Group 1
Croquet
✓
Group 1
Cross / Off road duathlon – max total distance 42km
✓
Group 4
Cross channel swimming with support boat
✓
Group 2
Cross country horse riding (training and competition)
✓
Group 6
Cross country skiing excl overnight stays in backcountry cabins, & excluding competitions & events
✓
Group 2
Cross country skiing including competitions & events
✓
Group 7
Cross triathlon (1.5km swim, 20-30km cross country mountain biking, 6-10km hill running)
✓
Group 4
CrossFit
✓
Group 1
Curling
✓
Group 1
Cycle speedway (non motorised)
✓
Group 2
Cycle touring (not competition or events)
✓
Group 1
Cycling in a velodrome – competitive
✓
Group 2
Cycling in a velodrome – non competitive
✓
Group 1
Cyclocross (incl. competitions & events)
✓
Group 2
Dance
✓
Group 1
Darts
✓
Group 1
Deep sea fishing (inside 12 mile limit)
✓
Group 2
Deep water soloing (NOT covered)
✗
Not Covered
Dinghy sailing (within 12 mile limit)
✓
Group 1
Dirt Surfer
✓
Group 6
Diving (scuba) to 30m or 40m if qualified/instructed
✓
Group 1
Dodge ball
✓
Group 1
Dog Agility Trials
✓
Group 2
Dog Joring – Bike, Ski, Skate, Mountain board or Scooter
✓
Group 2
Dog sledding
✓
Group 2
Downhill Mountain Biking
✓
Group 6
Downhill skating (NOT covered)
✗
Not Covered
Downhill skiing – excluding competitions, events & race training
✓
Group 4
Dragon Boat Racing
✓
Group 1
Dressage (training and competition)
✓
Group 6
Dry slope skiing / Indoor artificial snow skiing excluding competitions, events or race training
✓
Group 1
Dryland Mushing
✓
Group 2
Duathlon – standard distance / Olympic distance
✓
Group 1
Duathlon (over 190 km total distance)
✓
Group 6
Duathlon (up to 190 km total distance)
✓
Group 2
E-Biking (ebike) Cross country or Mountain Biking. Max 250W. Max speed 20mph. Must meet EAPC regs.
✓
Group 2
E-Biking on rds, tracks, cycle paths. Max 250W. Max speed 20mph. Must meet EAPC regs.
✓
Group 1
Electric scootering
✗
Not Covered
Electric skateboarding
✗
Not Covered
Electric unicycling
✗
Not Covered
Endurance horse riding (training and competition)
✓
Group 6
Equestrian Vaulting (excluding liability)
✓
Group 6
Escrima (NOT covered)
✗
Not Covered
Eventing (training and competition)
✓
Group 6
Extreme Pogo
✓
Group 6
Falconry
✓
Group 1
Farm work (unpaid, excludes operating machinery)
✓
Group 1
Fat biking – cross country, excluding competitions
✓
Group 4
Fat biking – incl Downhill, and competitions
✓
Group 6
Fat biking on paths or flat terrain (not trails & excluding competitions)
✓
Group 1
Fell running -up to 25 miles. Max altitude 2500m
✓
Group 1
Fell Walking (max altitude 2500m)
✓
Group 1
Fencing
✓
Group 1
Fin swimming
✓
Group 2
Fishing (angling)
✓
Group 1
Fitness training
✓
Group 1
Fives
✓
Group 1
Flag American Football
✓
Group 2
Flight as passenger in private aircraft with Licenced pilot (excluding acrobatics)
✓
Group 1
Floorball
✓
Group 1
Flow Riding (Stationary surfing)
✓
Group 1
Flyboarding – water powered jet ski / fly board
✗
Not Covered
Football (soccer)
✓
Group 6
Football Tours
✓
Group 6
Footgolf
✓
Group 1
Free climbing (NOT covered)
✗
Not Covered
Free diving
✓
Group 6
Free running – indoors and supervised
✓
Group 2
Free running – outdoors or unsupervised – NOT COVERED
✗
Not Covered
Fruit or vegetable picking (non mechanical)
✓
Group 1
Futsal
✓
Group 2
Gaelic football
✓
Group 6
Gaelic sports
✓
Group 6
Game Hunting with rifles/guns
✓
Group 6
Glacier crossing
✓
Group 2
Glacier walking
✓
Group 6
Glass Bottom Boats / Bubbles
✓
Group 1
Gliding (un-powered & no liability)
✓
Group 7
Go karting under 250cc (supervised)
✓
Group 2
Goalball
✓
Group 1
Goggle football
✓
Group 6
Gold panning
✓
Group 2
Golf
✓
Group 1
Gorge walking
✓
Group 2
Grass skiing (competitive / with ski jumps)
✓
Group 6
Grass skiing (non-competitive)
✓
Group 2
Gravity Biking (NOT covered)
✗
Not Covered
Gym work (not power lifting)
✓
Group 1
Gymnastics
✓
Group 2
Hacking (on horseback)
✓
Group 6
Half Ironman (70.3) triathlon
✓
Group 2
Half marathon
✓
Group 1
Handball
✓
Group 1
Hang gliding
✓
Group 7
Hapkido-competitive
✓
Group 6
Hapkido-non-competitive
✓
Group 3
Heli-biking
✓
Group 7
Heliboarding
✓
Group 7
Helicopter ride (as passenger) with licensed tour operator
✓
Group 1
Helicopter Tours
✓
Group 1
Heliskiing
✓
Group 7
High diving-max 10m/33ft (excl cliff diving).
✓
Group 1
High ropes
✓
Group 2
Highland Games
✓
Group 3
Hiking – up Kilimanjaro
✓
Group 2
Hiking up to 2500m excluding Nepal
✓
Group 1
Hiking up to 2500m in Nepal
✓
Group 4
Hiking up to 4500m excluding Nepal
✓
Group 2
Hiking up to 4500m in Nepal
✓
Group 6
Hiking up to 7000m excl Nepal & excl Kilimanjaro
✓
Group 6
Hiking up to 7000m in Nepal
✓
Group 7
Hill walking up to 2500m excluding Nepal
✓
Group 1
Hill walking up to 2500m in Nepal
✓
Group 4
Historical Fencing
✓
Group 3
Hockey / field hockey
✓
Group 2
Horse boarding (no liability)
✓
Group 6
Horse carriage driving (incl competition)
✓
Group 6
Horse jumping (training and competition)
✓
Group 6
Horse riding – non competitive
✓
Group 6
Horse riding – competitive
✓
Group 6
Horse Riding Safari
✓
Group 6
Horseback Archery
✓
Group 6
Horseball
✓
Group 6
Hoverboarding
✗
Not Covered
Hunting (on horseback)
✓
Group 6
Hurling
✓
Group 6
Hydrofoiling (on water)
✓
Group 2
Hydrospeeding (grade 3 or below)
✓
Group 1
Hydrospeeding (grade 4&5)
✓
Group 2
Iaido-competitive
✓
Group 6
Iaido-non competitive
✓
Group 3
Ice caving
✓
Group 6
Ice climbing
✓
Group 7
Ice hockey
✓
Group 6
Ice skating (not speed skating)
✓
Group 2
Indoor climbing
✓
Group 4
Indoor cricket
✓
Group 1
Inline hockey
✓
Group 2
Inline skating
✓
Group 2
Ironman triathlon (competition)
✓
Group 2
Jeet Kune Do-competitive
✓
Group 6
Jeet Kune Do-non competitive
✓
Group 3
Jet boat / Speed boat ride (in commercial boat as passenger)
✓
Group 1
Jet Lev / JetLev water powered jet pack- NOT COVERED
✗
Not Covered
Jet skiing (no liability)
✓
Group 6
Jet surfing / motosurfing (no liability, max. 100cc)
✓
Group 6
Jiu jitsu – non-competitive
✓
Group 3
Jiu jitsu-competitions
✓
Group 6
Jogging (not marathon)
✓
Group 1
Jousting
✓
Group 6
Judo – competitive
✓
Group 6
Judo – non competitive
✓
Group 3
Kabaddi
✓
Group 6
Karate – competitive
✓
Group 6
Karate – non competitive
✓
Group 3
Kayaking (above grade 5)
✗
Not Covered
Kayaking (grade 3 or below / sea)
✓
Group 1
Kayaking grade 4 or below
✓
Group 2
Kayaking grade 5 or below
✓
Group 6
Keep fit training
✓
Group 1
Kempo-competitive
✓
Group 6
Kempo-non-competitive
✓
Group 3
Kendo – competitive
✓
Group 6
Kendo – non competitive
✓
Group 3
Kettlebell lifting – gym work (excluding competition)
✓
Group 1
Kettlebell lifting-incl training & competition
✓
Group 6
Kho kho
✓
Group 2
Kick boxing-training & competiton
✓
Group 6
Kick sledging
✓
Group 2
Kite buggying (single seat)
✓
Group 2
Kite flying (traction)
✓
Group 2
Kite flying (traditional)
✓
Group 1
Kite landboarding
✓
Group 6
Kite skiing (NOT covered)
✗
Not Covered
Kite snowboarding – NOT COVERED
✗
Not Covered
Kite surfing
✓
Group 1
Kitewing usage
✓
Group 7
Kneeboarding
✓
Group 2
Korfball
✓
Group 1
Koroken Karate-competitive
✓
Group 6
Koroken Karate-non competitive
✓
Group 3
Krav Maga-training & competition
✓
Group 6
Kurash-competition
✓
Group 6
Kurash-non competitive
✓
Group 3
Kyudo-competitive
✓
Group 6
Kyudo-non competitive
✓
Group 3
Lacrosse
✓
Group 2
Land surfing
✓
Group 6
Land Yachting (single seat)
✓
Group 2
Light manual work – non mechanical
✓
Group 1
Linesmen for any team sports listed
✓
Group 1
Long course triathlon
✓
Group 2
Long Track Speedskating
✓
Group 6
Longboarding excl competitions / races
✓
Group 2
Longboarding incl competitions / races
✓
Group 3
Luge (does not include the Cresta Run)
✓
Group 6
Luge Carting (3 wheel)
✓
Group 1
Majorettes – including baton twirling
✓
Group 1
Marathon running (above 2500m altitude)
✓
Group 2
Marathon running (max altitude of 2500m)
✓
Group 1
Medieval Combat (no steel weapons)
✓
Group 3
Medieval Combat with steel weapons
✓
Group 6
Microlight flying – NOT COVERED
✗
Not Covered
Mixed Martial Arts – MMA – NOT COVERED
✗
Not Covered
Modern Pentathlon
✓
Group 6
Mono skiing excluding competitions & events
✓
Group 4
Motocross – NOT COVERED
✗
Not Covered
Mountain Bike Stunting & Jumping
✓
Group 6
Mountain Biking – Cross Country (non-competitive)
✓
Group 4
Mountain biking incl competitions & events of max 72hrs continuous duration
✓
Group 6
Mountain Biking on cycle paths (not trails and non-competitive)
✓
Group 1
Mountain boarding
✓
Group 6
Mountain climbing (with ropes and/or guides)
✓
Group 7
Mountain running-up to 25 miles. Max altitude 4500m
✓
Group 2
Mountain Unicycling – downhill &/or competition
✓
Group 6
Mountain Unicycling – on trails or cross country (excl competition)
✓
Group 2
Mountain Walking- up Kilimanjaro
✓
Group 2
Mountain walking up to 2500m excluding Nepal
✓
Group 1
Mountain walking up to 2500m in Nepal
✓
Group 4
Mountain walking up to 4500m excluding Nepal
✓
Group 2
Mountain walking up to 4500m in Nepal
✓
Group 6
Mountain walking up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Mountain walking up to 7000m in Nepal
✓
Group 7
Mountaineering (with ropes &/or guides) excluding Nepal
✓
Group 7
Mountaineering (with ropes &/or guides) in Nepal
✓
Group 7
Muay Thai Boxing
✓
Group 6
Multi-pitch climbing (not Mountaineering or Big Walling
✓
Group 4
Netball
✓
Group 1
Ninjutsu-competitive
✓
Group 6
Ninjutsu-non competitive
✓
Group 3
Nordic ski touring (incl overnight stays in cabins). Excluding competitions or events
✓
Group 4
Obstacle race training & competitions up to 12hrs duration
✓
Group 2
Obstacle race training & competitions up to 24hrs duration
✓
Group 4
Octopush (underwater hockey)
✓
Group 2
Off piste skiing (not alone or contrary to local advice. Excludes competitions & race training)
✓
Group 4
Off piste snowboarding – not alone or contrary to local advice – excludes competitions & race training
✓
Group 4
Officials for any sports listed
✓
Group 1
Old mine exploration
✓
Group 6
Open water swimming with support boat
✓
Group 2
Orienteering
✓
Group 1
Outrigger Canoeing (above grade 5)
✗
Not Covered
Outrigger Canoeing (grade 3 or below / sea)
✓
Group 1
Outrigger canoeing grade 4 or below
✓
Group 2
Outrigger canoeing grade 5 or below
✓
Group 6
Paintball
✓
Group 1
Parachuting – qualified and without instructor
✓
Group 7
Parachuting under instruction
✓
Group 3
Paragliding – qualified and without instructor
✗
Not Covered
Paragliding under instruction
✓
Group 7
Paramotoring (no liability)
✓
Group 7
Parascending / Parasailing (towed)
✓
Group 2
Parkour – indoors and supervised
✓
Group 2
Parkour – outdoors or unsupervised – NOT COVERED
✗
Not Covered
Pedal Car Racing (non motorised)
✓
Group 1
Petanque
✓
Group 1
Pheasant shooting
✓
Group 2
Pickleball
✓
Group 1
Pilates
✓
Group 1
Pistol Shooting at targets
✓
Group 1
Point to point (training & competition)
✓
Group 6
Pole Fitness
✓
Group 1
Pole Vault
✓
Group 1
Polo
✓
Group 7
Polocrosse
✓
Group 6
Pony mounted games
✓
Group 6
Pony trekking
✓
Group 1
Pool
✓
Group 1
Potholing
✓
Group 6
Power lifting – incl training & competitions
✓
Group 6
Powerbocking
✓
Group 7
Praying Mantis-competitive
✓
Group 6
Praying Mantis-non competitive
✓
Group 3
Professional Wrestling (WWE) – NOT COVERED
✗
Not Covered
Qi Gong-competitive
✓
Group 6
Qi Gong-non competitive
✓
Group 3
Quad bike riding – Competition – NOT COVERED
✗
Not Covered
Quad bike riding (under 250cc) – excl competition
✓
Group 6
Quadrathlon (Sprint distance)
✓
Group 2
Quidditch
✓
Group 2
Quoits
✓
Group 1
Racketball
✓
Group 1
Racketlon
✓
Group 1
Racquet ball
✓
Group 1
Rambling
✓
Group 1
Ranch Activities
✓
Group 6
Real tennis
✓
Group 1
Recumbent cycling (bike or trike) (not Competition or Events)
✓
Group 2
Recumbent cycling (bike or trike) including competitions & events
✓
Group 4
Recumbent e-biking on roads, tracks or cycle paths. (pedal assisted electric cycling).
✓
Group 3
Reenactment with steel weapons
✓
Group 3
Reenactment without steel weapons
✓
Group 2
Referee at any sports events listed
✓
Group 2
Reindeer sledding (as driver of sled) (all liability is excluded)
✓
Group 2
Reindeer sledding (as passenger)
✓
Group 1
Rifle shooting
✓
Group 2
River Tubing (upto Grade 3 water only)
✓
Group 1
Road Cycling (incl. competition & events of max 72 hrs continuous duration)
✓
Group 3
Road Cycling (not Competition or Events)
✓
Group 1
Road running (max 25 miles). Not events or competitions
✓
Group 1
Rock climbing (not mountaineering, not Big Walling)
✓
Group 4
Rogaining
✓
Group 1
Rollball
✓
Group 2
Roller blading
✓
Group 2
Roller Derby
✓
Group 6
Roller hockey
✓
Group 2
Roller skating
✓
Group 1
Roller skiing (excl competitions & events)
✓
Group 2
Roller soccer
✓
Group 2
Rounders
✓
Group 1
Rowing
✓
Group 1
Rugby 7s
✓
Group 7
Rugby League
✓
Group 7
Rugby Union
✓
Group 7
Running (up to 25 miles)
✓
Group 1
Saddlechariots
✓
Group 6
Safari
✓
Group 1
Sail boarding
✓
Group 1
Sailing (beyond 12 mile limit / coastal waters)
✓
Group 2
Sailing (within 12 mile limit / coastal waters)
✓
Group 1
Sambo-competitive
✓
Group 6
Sambo-non competitive
✓
Group 3
San Soo Kung Fu-competitive
✓
Group 6
San Soo Kung Fu-non competitive
✓
Group 3
Sand dune buggying – NOT COVERED
✗
Not Covered
Sand Dune Surfing / Skiing
✓
Group 1
Sand yachting (single seat)
✓
Group 2
Sandboarding
✓
Group 1
Savate-competitive
✓
Group 6
Savate-non competitive
✓
Group 3
Scootering (with pneumatic wheels)
✓
Group 2
Scootering (with solid rubber wheels)
✓
Group 2
Scouts
✓
Group 1
Scrambling – up Kilimanjaro
✓
Group 2
Scrambling up to 2500m excluding Nepal
✓
Group 1
Scrambling up to 2500m in Nepal
✓
Group 4
Scrambling up to 4500m excluding Nepal
✓
Group 2
Scrambling up to 4500m in Nepal
✓
Group 6
Scrambling up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Scrambling up to 7000m in Nepal
✓
Group 7
Scuba diving (30m or 40m if qualified/instructed)
✓
Group 1
Sea cliff climbing (roped and protected)
✓
Group 7
Sea Kayaking
✓
Group 1
Segway
✓
Group 2
Segway polo – NOT COVERED
✗
Not Covered
Shark cage diving
✓
Group 6
Shindo Junen Ryu-competitive
✓
Group 6
Shindo Junen Ryu-non-competitive
✓
Group 3
Shinty
✓
Group 6
Short track Speedskating
✓
Group 6
Shotokan-competitive
✓
Group 6
Shotokan-non competitive
✓
Group 3
Show jumping (training and competition)
✓
Group 6
Skateboarding excl competitions & events
✓
Group 2
Skateboarding incl competitions & events
✓
Group 3
Skeleton luge (not Cresta Run)
✓
Group 6
Ski acrobatics including competitions & events
✓
Group 7
Ski bobbing
✓
Group 4
Ski cross including competitions
✓
Group 7
Ski jumping including competitions & events
✓
Group 7
Ski kiting – NOT COVERED
✗
Not Covered
Ski racing & race training
✓
Group 7
Ski randonnee
✓
Group 7
Ski stunting including competitions & events
✓
Group 7
Ski touring – Alpine (incl overnight stays in cabins). Incl competitions
✓
Group 7
Ski touring – Nordic (incl overnight stays in cabins). Excluding competitions or events
✓
Group 4
Skidoo riding (no liability)
✓
Group 2
Skiing (downhill – see also off-piste)
✓
Group 4
Skiing / snowboard competitions
✓
Group 7
Skiing in snow parks with jumps of 1m or more (includes competitions & events)
✓
Group 7
Skiing in snow parks with jumps of less than 1m (excl competitions & events)
✓
Group 4
Skiing in snow parks with jumps of less than 1m (incl competitions & events)
✓
Group 7
Skydive in Wind Tunnel
✓
Group 2
Skydiving – qualified and without instructor
✓
Group 7
Skydiving under instruction
✓
Group 3
Slacklining (upto 20m)
✓
Group 6
Slacklining (upto 5m)
✓
Group 2
Sledge hockey
✓
Group 2
Snooker
✓
Group 1
Snorkelling
✓
Group 1
Snow blading
✓
Group 4
Snow carving (with hand tools only – no power tools)
✓
Group 1
Snow Cat. Skiing / Snow Cat. Boarding
✓
Group 7
Snow mobiling – no liability
✓
Group 2
Snow Polo
✓
Group 6
Snow Tubing
✓
Group 4
Snowboard acrobatics including competitions & events
✓
Group 7
Snowboard cross including competitions
✓
Group 7
Snowboard jumping (in excess of 1m) including competitions & events
✓
Group 7
Snowboard racing & race training
✓
Group 7
Snowboard stunting including competitions & events
✓
Group 7
Snowboarding excluding competitions
✓
Group 4
Snowboarding in snow parks with jumps of less than 1m – excludes competitions
✓
Group 4
Snowboarding snow parks with jumps of 1m or more – incl competitions
✓
Group 7
Snowkiting (NOT covered)
✗
Not Covered
Soap box racing
✓
Group 6
Soccer
✓
Group 6
Softball
✓
Group 1
Soldier challenge
✓
Group 2
Soloing – rock climbing (NOT covered)
✗
Not Covered
Spear fishing
✓
Group 1
Specific Ultras on foot – 24 to 48 hours duration – see list
✓
Group 6
Spectating at sports/leisure events listed
✓
Group 1
Speed flying (NOT covered)
✗
Not Covered
Sport climbing
✓
Group 4
Squash
✓
Group 1
Stair climbing
✓
Group 1
Stand up paddle boarding
✓
Group 1
Stoolball
✓
Group 1
Street dance
✓
Group 2
Street Luge
✓
Group 6
Strongman
✓
Group 6
Students working as counsellors or exchange
✓
Group 1
Sub Aqua Diving (30m, or 40m if qualified/instructed)
✓
Group 1
Surf Kayaking
✓
Group 2
Surf Lifesaving
✓
Group 2
SurfBoat Rowing
✓
Group 2
Surfing
✓
Group 1
Surfskiing
✓
Group 2
Swimming
✓
Group 1
Swimming with dolphins
✓
Group 1
Swimming with Dolphins in a pool
✓
Group 1
Swimming with Dolphins in the sea
✓
Group 2
SwimRun events & training
✓
Group 2
Synchronised skating (on ice)
✓
Group 2
TA Training (NOT covered)
✗
Not Covered
Table Tennis
✓
Group 1
Taekwondo-competitive
✓
Group 6
Taekwondo-non competitive
✓
Group 3
Tag Rugby
✓
Group 2
Tai Chi Chaun-competitive
✓
Group 6
Tai Chi Chaun-non competitive
✓
Group 3
TamBeach
✓
Group 1
Tambourelli
✓
Group 1
Tamburello
✓
Group 1
Tandem Parachuting (with licenced/qualified pilot)
✓
Group 3
Tandem Paragliding (with licenced/qualified pilot)
✓
Group 7
Tandem Skydiving (with licenced/qualified pilot)
✓
Group 3
Tang Soo Do-competitive
✓
Group 6
Tang Soo Do-non-competitive
✓
Group 3
Tap Dancing
✓
Group 1
Tchoukball
✓
Group 1
Telemark skiing (excludes competitions)
✓
Group 4
Ten pin bowling
✓
Group 1
Tenniquoit
✓
Group 1
Tennis
✓
Group 1
Tent Pegging (on horseback)
✓
Group 6
Tobogganing / sledging
✓
Group 4
Touch Rugby
✓
Group 2
Tough Guy
✓
Group 2
Tough mudder
✓
Group 2
Track cycling – excluding competitions
✓
Group 1
Track cycling – including competitions
✓
Group 2
Trad climbing (excludes any snow/ice)
✓
Group 4
Trail bikes less than 125cc (no liability)
✓
Group 6
Trail running (up to 25 miles incl events)
✓
Group 1
Trail Walking (max altitude 2500m)
✓
Group 1
Trampolining
✓
Group 6
Tree Canopy Walking
✓
Group 1
Trekking – up Kilimanjaro
✓
Group 2
Trekking Peaks up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Trekking Peaks up to 7000m in Nepal
✓
Group 7
Trekking up to 2500m excluding Nepal
✓
Group 1
Trekking up to 2500m in Nepal
✓
Group 4
Trekking up to 4500m excluding Nepal
✓
Group 2
Trekking up to 4500m in Nepal
✓
Group 6
Trekking up to 7000m excl Nepal
✓
Group 6
Trekking up to 7000m in Nepal
✓
Group 7
Triathlon (up to Olympic distance)
✓
Group 1
Trike bike riding (under 250cc)
✓
Group 2
Tug of War
✓
Group 1
Ultimate frisbee
✓
Group 1
Ultra triathlon (includes Arch to Arc, & Xterra Graveman. For other events contact us)
✓
Group 6
Ultramarathon (Events in the UK only)
✓
Group 2
Ultras on foot – in less than 24 hours
✓
Group 2
Underwater hockey (Octopush)
✓
Group 2
Unicycling on flat terrain (non-competitive)
✓
Group 1
Velomobile cycling
✓
Group 1
Via Ferrata
✓
Group 2
Volleyball
✓
Group 1
VX (formerly rock-it-ball)
✓
Group 2
Wakeboarding
✓
Group 2
Walking – up Kilimanjaro
✓
Group 2
Walking football
✓
Group 2
Walking up to 2500m excluding Nepal
✓
Group 1
Walking up to 2500m in Nepal
✓
Group 4
Walking up to 4500m excluding Nepal
✓
Group 2
Walking up to 4500m in Nepal
✓
Group 6
Walking up to 7000m excl Nepal & Kilimanjaro
✓
Group 6
Walking up to 7000m in Nepal
✓
Group 7
Wall Ball
✓
Group 1
Wallyball
✓
Group 1
War games
✓
Group 2
Water polo
✓
Group 1
Water rambling
✓
Group 6
Water skiing ( waterskiing )
✓
Group 2
Water skurfing
✓
Group 2
Waveskiing
✓
Group 2
Weight lifting – gym work (excl competition) not Power lifting or Olympic style
✓
Group 1
Weight lifting – Olympic style incl training & competition
✓
Group 6
Weight training – Gym work (excluding competition) not Power lifting or Olympic style
✓
Group 1
Whale Watching
✓
Group 1
Wheelchair basketball
✓
Group 1
Wheelchair bowls
✓
Group 1
Wheelchair curling
✓
Group 1
Wheelchair rugby
✓
Group 2
Wheelchair sport (sports group governed by able bodied sport group)
✓
Group 1
White collar boxing
✓
Group 6
White water rafting (grade 3 or below)
✓
Group 1
White water rafting incl white water (above grade 5)
✗
Not Covered
White water rafting-grade 4 or below
✓
Group 2
White water rafting-grade 5 or below
✓
Group 6
White water sledging / riverboarding / river surfing (grade 3 or below)
✓
Group 1
White water sledging / riverboarding / river surfing (grade 4or5 water)
✓
Group 2
Windfoiling (within 12 miles of shore)
✓
Group 2
Windsurfing (inside 12 mile limit)
✓
Group 1
Wing Chun/Tsun-competitive
✓
Group 6
Wing Chun/Tsun-non competitive
✓
Group 3
Wrestling
✓
Group 6
Yachting (beyond 12 mile limit / coastal waters)
✓
Group 2
Yachting (within 12 mile limit / coastal waters)
✓
Group 1
Yoga
✓
Group 1
Zip lines
✓
Group 2
Zorb ball riding
✓
Group 2
Zumba
✓
Group 1
Activity TopUp Sports Group List
We provide cover for over 500 sports and activities. We split them into four sports groups. When you select a sport your covered for that sports, all sports in the same sports group and any lower sports groups.
Group 0
Group 1
Group 2
Group 3
Group 4
Group 5
Group 6
Group 7
Contact Us
Not Covered
Group
Abseiling
✓
Group 2
Adventure Racing up to 24hrs
✓
Group 4
Adventure Racing up to 72hrs
✓
Group 6
Aerial Circus Workshop (Safety net required)
✓
Group 6
Aerial hoop or silk acrobatics
✓
Group 2
Aerobics
✓
Group 1
Aggressive inline skating
✓
Group 6
Aiki Jiu jitsu-training & competition
✓
Group 2
Aikido – training & competitions
✓
Group 2
Airsoft
✓
Group 2
Alpine ski touring (incl overnight stays in cabins). Incl competitions.
✓
Group 7
Alpine skiing – excluding competitions, events, & race training
✓
Group 4
American football
✓
Group 6
American wrestling
✓
Group 6
Amphibious paintball
✓
Group 2
Angling
✓
Group 1
Aquabike (non motorised – long distance: up to 4km swim, 180km cycle)
✓
Group 2
Aquabike (non motorised-up to 1500m swim, 44km cycle)
✓
Group 1
Aquaskipping
✓
Group 2
Aquathlon – long course (2000m swim, 10km run)
✓
Group 2
Aquathlon – standard distance
✓
Group 1
Archaeological Digging
✓
Group 0
Archery
✓
Group 0
Archery tag
✓
Group 1
Arm Wrestling (NOT covered)
✗
Not Covered
Artistic skating
✓
Group 1
Assault course
✓
Group 2
Athletics
✓
Group 1
Auckland Harbour Bridge climb
✓
Group 2
Australian Rules Football (NOT covered)
✗
Not Covered
Back packing
✓
Group 1
Badminton
✓
Group 0
Bagua – training & competitions
✓
Group 2
Ball Hockey
✓
Group 2
Ballet
✓
Group 1
Ballooning
✓
Group 2
Ballroom dancing
✓
Group 0
Banana Boating
✓
Group 1
Bandy
✓
Group 4
Bar Restaurant Work
✓
Group 1
Base jumping – NOT COVERED
✗
Not Covered
Baseball
✓
Group 0
Basketball
✓
Group 1
Beach Games (also choose the appropriate sport eg Rugby)
✓
Group 1
Biathlon
✓
Group 2
Bicycle polo
✓
Group 2
Big walling (NOT covered)
✗
Not Covered
Black water rafting
✓
Group 2
Blokarting
✓
Group 2
BMX freestyle
✓
Group 6
BMX racing
✓
Group 6
Boarder cross competitions
✓
Group 7
Boating (inside 12mile limit)
✓
Group 1
Bobsleigh
✓
Group 7
Boccia
✓
Group 0
Body boarding (boogie boarding)
✓
Group 1
Bouldering
✓
Group 4
Boules
✓
Group 1
Bowls
✓
Group 0
Boxing (amateur)
✓
Group 6
Brazilian Jiu-Jitsu-training & competition
✓
Group 2
Bridge / canyon swinging
✓
Group 6
Bubble football
✓
Group 6
Bujutsu-training & competition
✓
Group 2
Bull running (NOT covered)
✗
Not Covered
Bungee jumping
✓
Group 2
Bushcraft
✓
Group 1
Cage fighting (NOT covered)
✗
Not Covered
Camel Riding
✓
Group 0
Camogie
✓
Group 6
Camping
✓
Group 0
Canicross
✓
Group 2
Canoe polo
✓
Group 6
Canoeing (above grade 5)
✗
Not Covered
Canoeing (up to grade 3)
✓
Group 1
Canoeing grade 4 or below
✓
Group 2
Canoeing grade 5 or below
✓
Group 6
Canyoning
✓
Group 6
Capoeira
✓
Group 2
Cave tubing
✓
Group 2
Caving
✓
Group 6
Cheerleading (no stunting)
✓
Group 0
Cheerleading with stunting
✓
Group 6
Choy Lee Fut-training & competition
✓
Group 2
Circuit training
✓
Group 0
Circus workshop (no aerial work)
✓
Group 2
Clay pigeon shooting
✓
Group 2
Cliff diving (max 27m). Organised events & competitions only
✓
Group 6
Climbing (cliff/ice)
✓
Group 7
Climbing (with ropes &/or guides or bolted)
✓
Group 4
Coasteering (with a qualified instructor)
✓
Group 6
Cricket
✓
Group 1
Croquet
✓
Group 1
Cross / Off road duathlon – max total distance 42km
✓
Group 4
Cross channel swimming with support boat
✓
Group 2
Cross country horse riding (training and competition)
✓
Group 6
Cross country skiing excl overnight stays in backcountry cabins, & excluding competitions & events
✓
Group 2
Cross country skiing including competitions & events
✓
Group 7
Cross triathlon (1.5km swim, 20-30km cross country mountain biking, 6-10km hill running)
✓
Group 4
CrossFit
✓
Group 1
Curling
✓
Group 0
Cycle speedway (non motorised)
✓
Group 2
Cycle touring (not competition or events)
✓
Group 1
Cycling in a velodrome – competitive
✓
Group 2
Cycling in a velodrome – non competitive
✓
Group 1
Cyclocross (incl. competitions & events)
✓
Group 2
Dance
✓
Group 1
Darts
✓
Group 0
Deep sea fishing (inside 12 mile limit)
✓
Group 2
Deep water soloing (NOT covered)
✗
Not Covered
Dinghy sailing (within 12 mile limit)
✓
Group 1
Dirt Surfer
✓
Group 6
Diving (scuba) to 30m or 40m if qualified/instructed
✓
Group 1
Dodge ball
✓
Group 1
Dog Agility Trials
✓
Group 2
Dog Joring – Bike, Ski, Skate, Mountain board or Scooter
✓
Group 2
Dog sledding
✓
Group 2
Downhill Mountain Biking
✓
Group 6
Downhill skating (NOT covered)
✗
Not Covered
Downhill skiing – excluding competitions, events & race training
✓
Group 4
Dragon Boat Racing
✓
Group 1
Dressage (training and competition)
✓
Group 6
Dry slope skiing / Indoor artificial snow skiing excluding competitions, events or race training
✓
Group 1
Dryland Mushing
✓
Group 2
Duathlon – standard distance / Olympic distance
✓
Group 1
Duathlon (over 190 km total distance)
✓
Group 6
Duathlon (up to 190 km total distance)
✓
Group 2
E-Biking (ebike) Cross country or Mountain Biking. Max 250W. Max speed 20mph. Must meet EAPC regs.
✓
Group 2
E-Biking on rds, tracks, cycle paths. Max 250W. Max speed 20mph. Must meet EAPC regs.
✓
Group 1
Electric scootering
✗
Not Covered
Electric skateboarding
✗
Not Covered
Electric unicycling
✗
Not Covered
Endurance horse riding (training and competition)
✓
Group 7
Equestrian Vaulting (excluding liability)
✓
Group 6
Escrima (NOT covered)
✗
Not Covered
Eventing (training and competition)
✓
Group 6
Extreme Pogo
✓
Group 6
Falconry
✓
Group 1
Farm work (unpaid, excludes operating machinery)
✓
Group 0
Fat biking – cross country, excluding competitions
✓
Group 4
Fat biking – incl Downhill, and competitions
✓
Group 6
Fat biking on paths or flat terrain (not trails & excluding competitions)
✓
Group 1
Fell running -up to 25 miles. Max altitude 2500m
✓
Group 1
Fell Walking (max altitude 2500m)
✓
Group 0
Fencing
✓
Group 1
Fin swimming
✓
Group 2
Fishing (angling)
✓
Group 1
Fitness training
✓
Group 0
Fives
✓
Group 0
Flag American Football
✓
Group 2
Flight as passenger in private aircraft with Licenced pilot (excluding acrobatics)
✓
Group 0
Floorball
✓
Group 0
Flow Riding (Stationary surfing)
✓
Group 1
Flyboarding – water powered jet ski / fly board
✗
Not Covered
Football (soccer)
✓
Group 4
Football Tours
✓
Group 4
Footgolf
✓
Group 1
Free climbing (NOT covered)
✗
Not Covered
Free diving
✓
Group 6
Free running – indoors and supervised
✓
Group 2
Free running – outdoors or unsupervised – NOT COVERED
✗
Not Covered
Fruit or vegetable picking (non mechanical)
✓
Group 1
Futsal
✓
Group 2
Gaelic football
✓
Group 6
Gaelic sports
✓
Group 6
Game Hunting with rifles/guns
✓
Group 6
Glacier crossing
✓
Group 2
Glacier walking
✓
Group 6
Glass Bottom Boats / Bubbles
✓
Group 1
Gliding (un-powered & no liability)
✓
Group 7
Go karting under 250cc (supervised)
✓
Group 2
Goalball
✓
Group 1
Goggle football
✓
Group 6
Gold panning
✓
Group 2
Golf
✓
Group 1
Gorge walking
✓
Group 2
Gorilla trekking (guided tours only. Max altitude 2500m)
✓
Group 2
Grass skiing (competitive / with ski jumps)
✓
Group 6
Grass skiing (non-competitive)
✓
Group 2
Gravity Biking (NOT covered)
✗
Not Covered
Gym work (not power lifting)
✓
Group 1
Gymnastics
✓
Group 2
Hacking (on horseback)
✓
Group 6
Half Ironman (70.3) triathlon
✓
Group 2
Half marathon
✓
Group 0
Handball
✓
Group 0
Hang gliding
✓
Group 7
Hapkido-training & competition
✓
Group 2
Heli-biking
✓
Group 7
Heliboarding
✓
Group 7
Helicopter ride (as passenger) with licensed tour operator
✓
Group 0
Helicopter Tours
✓
Group 0
Heliskiing
✓
Group 7
High diving-max 10m/33ft (excl cliff diving).
✓
Group 1
High ropes
✓
Group 2
Highland Games
✓
Group 3
Hiking – up Kilimanjaro
✓
Group 2
Hiking up to 2500m excluding Nepal
✓
Group 1
Hiking up to 2500m in Nepal
✓
Group 4
Hiking up to 4500m excluding Nepal
✓
Group 2
Hiking up to 4500m in Nepal
✓
Group 6
Hiking up to 7000m excl Nepal & excl Kilimanjaro
✓
Group 6
Hiking up to 7000m in Nepal
✓
Group 7
Hill walking up to 2500m excluding Nepal
✓
Group 1
Hill walking up to 2500m in Nepal
✓
Group 4
Historical Fencing
✓
Group 3
Hockey / field hockey
✓
Group 2
Horse boarding (no liability)
✓
Group 6
Horse carriage driving (incl competition)
✓
Group 6
Horse jumping (training and competition)
✓
Group 6
Horse riding – non competitive
✓
Group 6
Horse riding – competitive
✓
Group 6
Horse Riding Safari
✓
Group 6
Horseback Archery
✓
Group 6
Horseball
✓
Group 6
Hoverboarding
✗
Not Covered
Hunting (on horseback)
✓
Group 6
Hurling
✓
Group 6
Hydrofoiling (on water)
✓
Group 2
Hydrospeeding (grade 3 or below)
✓
Group 1
Hydrospeeding (grade 4&5)
✓
Group 2
Iaido-training & competition
✓
Group 2
Ice caving
✓
Group 6
Ice climbing
✓
Group 7
Ice hockey
✓
Group 6
Ice skating (not speed skating)
✓
Group 2
Indoor climbing
✓
Group 4
Indoor cricket
✓
Group 0
Inline hockey
✓
Group 2
Inline skating
✓
Group 2
Ironman triathlon (competition)
✓
Group 2
Jeet Kune Do-training & competition
✓
Group 2
Jet boat / Speed boat ride (in commercial boat as passenger)
✓
Group 1
Jet Lev / JetLev water powered jet pack- NOT COVERED
✗
Not Covered
Jet skiing (no liability)