Protectivity is able to offer public liability, employers liability and equipment cover for health and fitness clubs, gyms and leisure centres of all sizes.
Protecting Your Business
With over twenty years worth of experience insuring health and fitness businesses, Protectivity has learnt that there are many risk involved with running a gym, health or fitness club. That’s exactly why we have tailored our Health and Fitness club insurance policies to include public and product liability as standard, whilst employers’ liability can be added if needed. No matter what level of gym insurance or fitness club cover you need, Protectivity can turn around a quote and policy to suit your requirements within two working hours.
Why I need public liability for my gym, health or fitness club?
This will protect your company against the financial consequences of claims that a member of the public may make as a result of injury or damage to them or their property. The majority of Health and Fitness Clubs interact with the public; the law states that if you or your business cause damage to someone or their property then you will have to pay for damages.
A public liability policy will cover you and your club should the worst occur. Protectivity know that it’s impossible to eliminate all risks if you are running a business but by making sure the correct procedures are in place and by taking out our health and fitness insurance, which includes public liability for free, you are protecting your business against the threat of bankruptcy should a claim be made.
Will I need Employers Liability?
By law, if you employ anyone, you will need this! Employers Liability Insurance protects a company against the financial consequences of claims made by an employee who has suffered injury, death or illness at work. When you take out a policy you will receive a certificate which must be displayed in an area where employees can easily read it.
Getting a quote
To allow us to pull together a gym insurance quote we need our online proposal forms completed. They will take you no more than 5 minutes to fill in, and once you submit them to us we’ll get to work and have a quote with you within 2 working hours.
Giving you extra!
The following can be included all policies
- Sports liability
- Legal defence costs
- Third party bodily injury
- Employers liability
- Buildings & Contents
- Business interruption
- Loss of stock