Protecting Yourself and Your Expensive Dog

In 2011 a Red Tibetan Mastiff sold for a monumental 10 million Chinese Yuan (nearly £1 million) to become the world’s most expensive dog.

While the vast majority of people don’t have that kind of money to hand, let alone spend it on a dog, the cost of purchasing a pooch can often reach lofty heights.

 

What are the most expensive dog breeds?

The aforementioned Tibetan Mastiff, given the which translates from  Chinese to ‘Big Splash’ is a rarity but Tibetan Mastiffs often fetch prices of £2,000.

More common dogs, such as the King Charles Cavalier Spaniel and English Bulldog can often be sold for four-figure fees themselves.

 

What if something happens to these dogs?

Professional dog walkers regularly take responsibility for these animals, who are not only loved by their owners, but can also cost a lot of money.

And although the vast majority of dog walkers provide a service that goes without a hitch, problems do occur.

Dogs can injure themselves (or worse), while out on a walk with their professional carer while the inquisitive nature of some dogs can lead to them going missing.

For example in July 2016 four dogs went missing when their walker’s van was stolen by thieves in south London.

Just one month later and again in the capital, criminals snatched six dogs from another van, including two pugs and a Chihuahua, dogs often seen as ‘designer breeds’.

Should any of these things happen whilst walking a client’s dog, they could be held responsible for any financial implications that ensue.

Insurance offers some protection

Protecting a business from such claims is possible through something called Care, Custody and Control cover.

This means that should a dog get injured, go missing, or even die while in the care of a dog walker, that professional would be covered if claims were brought against them.

Protectivity’s Pet Business Insurance policy includes £25,000 of Care Custody and Control cover as standard, providing peace of mind to anyone walking dogs professionally.

Policies start at around £65 a year, and with that coming in at 30 times less than the cost of a French Bulldog, for example, taking the risk really isn’t worth it.

While ‘Big Splash’ may be valued at a tad more than most dogs, ensuring you have Care, Custody and Control cover with your insurance could protect you from a monumental financial hit should the worst happen.

 

*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date. 

Last updated by

Bee Ingram Image

Bee Ingram

My main focus is managing the blog and product content for the Protectivity website ensuring everything aligns with the brand’s voice and strategy.

For the small businesses we support, insurance and financial protection can sometimes seem complicated, especially when getting started. That’s why our content is designed to be clear and practical—providing helpful guidance and ensuring our customers not only find the specialist cover they require but are confident it will do the job they need.

 

 

Recent Blogs

The Competent Person Scheme (CPS) in the UK Image

Trades

The Competent Person Scheme (CPS) in the UK

If you’re a tradesperson in the UK, you’ve probably heard of the Competent Person Scheme (CPS). But what exac

Expenses you can claim for as a tradesman Image

Trades

Expenses you can claim for as a tradesman

As a tradesperson, running your business means facing various expenses, from tools and transport to insurance and

Expert tradespeople’s “tips and tricks” of the trade Image

Trades

Expert tradespeople’s “tips and tricks” of the trade

Spring is just around the corner, and millions of us will be planning to give our homes and gardens some TLC as t

Hiring or outsourcing staff – which is best for your small business? Image

Laws, rules and regulations

Hiring or outsourcing staff – which is best for your small business?

Assessing Costs, Productivity, and Market Trends in 2024-2025 The UK business landscape in 2025 presents both

Using social media for trades businesses Image

Trades

Using social media for trades businesses

Gone are the days when trade businesses relied solely on word-of-mouth or a well-placed ad in the local paper. To

How much can Carpenters and Joiners earn? Image

Trades

How much can Carpenters and Joiners earn?

Carpentry and joinery are two of the most important trades in the construction industry. While they both involve

Top 10 dog breeds in the UK Image

Pet Business

Top 10 dog breeds in the UK

There is no doubt that the UK is a nation of dog lovers, with some breeds standing out as favourites, but what’

Changes for employers from April 2025 Image

Laws, rules and regulations

Changes for employers from April 2025

There has been significant discussion about the evolving nature of employment laws in the UK this year, with chan

How to become a bricklayer Image

Trades

How to become a bricklayer

Do you love working with your hands, enjoy being outdoors, or want a career with solid earning potential, then br

10 mins read

How to price a job & win business Image

Trades

How to price a job & win business

Pricing a job correctly is one of the most important things you can do as a tradesperson. Charge too little, and

Simply find the insurance you need.