Information about our policy and COVID-19
Updated: 05th January 2021
Further to the Government’s announcement of a National Lockdown, you will continue to be covered under your policy as long as you comply with all relevant laws and regulations, and keep up-to-date and adhere to national and / or regional guidelines. You should seek advice from your local council/authority if unsure. We are not able to provide guidance on the Government’s Guidelines and suggest you review the latest rules here: https://www.gov.uk/coronavirus
If you have any other questions relating to Covid-19 and your policy, please read our FAQ’s by clicking here.
Specialist Insurance for Dog Walking Businesses
Your dog walking insurance will include Public Liability cover for dog walking and 13 different pet care activities which you may also undertake such as pet sitting, home boarding, pet grooming or pet taxi service at no extra cost.
£250 of equipment cover will be included at no additional cost which can be increased up to £30,000 if required. Additional cover options can be added such as Personal Accident and Professional Indemnity.
Flexible payment plans are available with 0% APR. Alternatively you can take out your annual policy from just £73.59 a year. With our prices the cost of your dog walking insurance really is hard to beat.
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There is no need to take out multiple policies if you are a groomer, sitter and walker, as we cover you for all our activities under one policy. As standard, you are covered for the following business activities with our Pet Business Insurance policy:
- Dog and Cat Grooming (Includes Hand Scissoring, Clipping, Wash and Blow Dry, Hand Stripping, De-Shedding, Nail Cutting, Ear Plucking & Cleaning, Anal Gland Expression)
- Dog Hydrotherapy
- Dog Training
- Dog Walking (For walking up to six dogs)
- Pet Behaviourist
- Pet Boarding
- Pet Microchipping
- Pet Minding
- Pet Sitting
- Pet Taxi
- Pet Transportation
Why choose Protectivity?
Fast & Straightforward Process
14 Activities Covered
Whether you’re a dog walker, groomer or sitter, we provide cover for 14 different activities in the pet industry, for no extra cost under the same policy.
Specialists in the Pet Industry
We’re one of the leading providers of insurance for pet businesses, meaning our experienced team can provide the after-sales support you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.
What's included in your Dog Walking Insurance policy?
When taking out Protectivity Dog Walker Insurance you’ll be covered for the following as standard:
Choose between £1 million to £10 million worth of cover to protect your business against claims arising from injury to a member of the public or for damage to their property.
In the event that you lose a client’s keys, you are covered up to £10,000 for new keys, replacement locks, the cost of re-setting intruder alarms and associated call-out costs.
Care, Custody & Control
Up to £50,000 worth of cover is provided for the animals in your care (up to £25,000 per animal) in the instance of accidental loss, injury, illness or death of that animal in your care, custody or control of that of any of your staff.
As standard, we provide £250 worth of cover for your equipment against theft, loss and accidental damage, free of charge. You can increase the protection of your items up to the value of £30,000.
Similar to the Care, Custody and Control benefit, you are also covered for accidental loss, injury, illness or death to an animal in your care during the course of service delivery through no fault of your business.
Close Family Extension
Your close family members are included under your policy as standard. Therefore, if you employ your husband, wife, son, daughter or any other close family, you do not need to take out Employers’ Liability.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
From a cut paw to something more serious, it’s never nice when something happens to an animal in your care. That’s why we’re committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Check out our tips to running the perfect pet business
Frequently Asked Questions
Q. How many dogs can I walk?
A. Maximum of 6 dogs can be walked at any one time, this includes exercise off the lead. Should you employ any staff, they too can walk up to 6 dogs.
Q. What activities are included?
A. The pet business insurance policy is valid anywhere in the UK and covers the following business activities: dog walking, dog training, pet behaviourist, pet minding, sitting and boarding, pet taxi and transporting (UK only), grooming and microchipping.
Included within the grooming activities are; hand scissoring, clipping, wash and blow drying, hand-stripping, de-shedding, nail cutting, ear plucking and cleaning, and anal gland expression.
Q. What does close family extension cover?
A. If you employ any of the following members of your family, they too will be covered for Public Liability under your policy as standard. You do not need to take out Employers’ Liability to cover those family members either. If however, your business is a limited company and the family members are directors, the close family extension will not apply.
Family members included: Husband, wife, civil partner, father, mother, grandfather, grandmother, stepfather, stepmother, son, daughter, grandson, granddaughter, stepson, stepdaughter, brother, sister, half-brother or half-sister.
Q. When do I get my insurance documents?
A. We will email your insurance details immediately after you purchase. Upon request, we can also issue a copy by post.
Q. How long will your insurance cover me for?
A. All of our dog walking insurance policies are annual. If you require insurance for a shorter period, please contact us to discuss your requirements. To speak to one of our advisers call 01494 887909.
Further information on our policy
If you have any other questions regarding our public liability insurance for dog walkers, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.