Dog Walking Insurance

Specialist insurance for dog walkers & dog walking businesses from just £5.41* per month.

  • Protecting over 26,000 pet care professionals.**
  • Flexible payment plans at 0% APR
  • Public Liability up to £10 million
  • Vet bills & equipment covered

Save 10% Onlineˆ

From £5.41* per month

Our customer success...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does dog walker insurance cover?

If you’re a dog walker, our insurance has you covered against everyday risks. We include public liability as a standard feature, and you can pick the level of cover that works for the service you offer.

Specialist extras such as equipment cover, care, custody, and control and personal accident are available and can be tailored to your needs. Whether you operate an ad hoc dog walking service, a regular day-to-day business or additional pet care services our customer support team is here to help you select the right cover and answer any queries.

It’s also worth checking up on the latest laws for dog walkers.

Make sure you have the correct insurance for the activities you offer and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Loss of Keys

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Care, Custody & Control

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Equipment

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Close Family Extension

Why do you need dog walking business insurance?

Walking your clients’ dogs is a fantastic service, but it does come with its own set of risks. Even if the dog owners have insurance, you’re responsible while the dog is in your care. Any incidents could lead to expensive claims against you.

Here are some examples highlighting the situations why insurance is required for professional dog walking:

Protect against claims if a member of the public gets injured.

Dogs can be unpredictable, with risks of injury to themselves, other dogs or people which could occur under your responsibility. For example, if a dog you’re walking causes an injury to a member of the public, or a dog gets loose and causes damage to someone’s property. A claim might be made against you.

Having public liability cover can help protect you from claims if these incidents occur.

Financial protection from vet expenses.

If a dog has an accident during a walk with you or if a dog you’re walking causes an injury to another dog in your care requiring treatment, you might be responsible for some large vet bills.

Care, Custody, and Control cover protects you if an animal is lost, injured, becomes ill, or suffers a fatality while in your care.

Protect against a clients’ lost key.

Whilst juggling tasks you lose your clients’ key and need to replace it. Loss of a key means you need to call out a locksmith to gain entry to the property.

Cover the costs of a simple mistake with loss of key cover, covering new keys and locks, the cost of re-setting intruder alarms and associated call-out costs if you were to lose them.

Cover a close family member if they help you out.

If your close family works for you, under our policy, close family members are included therefore, if you employ your husband, wife, son, daughter or other close family, you do not need to take out Employers’ Liability.

Any workers other than a family member would need to be covered under Employers’ Liability. If employees work for you, employers’ liability is a legal obligation with fines of £2500 per day for failing to comply.

Our experts explain why...

“Caring for an animal carries a risk and this is heightened further so when caring for another person’s animal, even if they are domestic. Our policy ensures that if that animal were to harm you, a person in your employment, a member of the public or themselves, that you can stay protected against potential financial losses related to reimbursing those that try to claim damages from you. Whether it be reimbursing the owner of the animal for vet bills arising from an injury when walking a dog or a claim costing thousands of pounds caused by a dog in your care, biting a member of the public, you can rest assure our claim experts will handle your claim with care and priority.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does dog walking insurance cost?

The cost of dog walking insurance can vary depending on the type of business you operate, the size and additional factors. For instance, if you employ staff, it is a legal requirement to include employers’ liability insurance. Adding this will increase the cost of your premium.

At Protectivity our cover starts at £5.41* per month, providing comprehensive cover for a small price.

Prices from

£5.41* a month

Explainer quote

Policy cost

£5.41* a month

Policy type

Dog Walking Insurance

Policy duration

Annual

Public Liability

£1,000,000

Care, Custody and Control

£100,000

Loss of Keys

£10,000

Equipment cover

£250

Close family cover

Included

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your dog walking insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 1st Oct ’23 to 30th Sep ’24

ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.

¹Based on live Feefo data

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