Videographer Insurance
Specialist cover for videographers from £4.83* per month.
- Public liability for videographers
- Add Professional indemnity cover
- Join over 150,000 customers**
From only £4.83* per month
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What does videographer insurance cover?
Our insurance for videographers is designed to support professionals across the video production industry—from wedding and event videographers to commercial filmmakers, content creators, and freelancers. Whether you’re operating independently or managing a crew, this policy ensures you’re protected while doing the work you love.
Core protection includes public liability cover, with limits of up to £5 million—guarding you against claims of accidental injury or property damage. It offers outstanding value for essential business protection, helping you operate smoothly and securely in fast-paced environments.
Our cover is built with flexibility in mind, allowing you to tailor your policy with optional extras such as professional indemnity, equipment cover, personal accident protection, and legal expenses. So, whether you’re shooting on location, in a studio, or running a growing video business, you can build insurance that fits the way you work—today and as your career evolves.
Make sure you have the correct insurance for your profession and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Professional Indemnity
Employers' Liability
Equipment
Personal Accident
Public Liability and Products Liability
- From £1 million to £5 million of cover.
- Protection from claims by a third-party who gets injured during a session or has their property damaged.
Professional Indemnity
- From £100,000 to £1 million of cover.
- This protects you from damages caused by your mistakes, errors, or negligence in your professional work, including those made by your employees.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
Business Equipment
- Up to £25,000 worth of cover
- Cover is provided on a new-for-old basis for items under three years old, meaning that regardless of whether you have had the item for three months or three years, we will replace it with a brand-new equivalent if the damage is irreparable.
Personal Accident
- Protection from workplace accidents.
- A selection of incidents can be claimed for under this benefit, including accidental death, permanent total disablement and temporary total disablement.
Overseas Extension
- Work abroad for up to 30 days a year.
Select European Union or Worldwide (excluding the USA & Canada).
Legal Expenses
- Access to a legal helpline and a counselling service in addition to legal defence costs.
- The cover can be upgraded further to include employment disputes, property disputes, health and safety disputes and more.
- Expertise out of your scope of work.
- Businesses with more than 5 employees
- Damage to electronic data
- Wear and tear of equipment
- Operating in the US and Canada
- Anyone aged 16 or younger working for you
For further information on exclusions in your cover, please refer to the policy documentation.
Why do Videographer’s need public liability insurance?
As a videographer, you’re often capturing high-pressure, one-time moments, from live events and weddings to promotional shoots and corporate campaigns. With tight timelines, multiple stakeholders, and technical gear in play, even the most organised professionals can face unexpected setbacks. That’s where specialist liability insurance for videographers becomes crucial.
The right insurance gives you confidence, knowing that if something goes wrong, you’re covered. No matter how skilled or experienced you are, accidents happen—and when they do, insurance protects your reputation, your equipment, and your income.
UK videographer insurance can protect you from a range of real-world scenarios:
Public liability cover
While filming at a clients’ office, you accidentally knock over a light stand, which damages an expensive piece of the client’s AV equipment. In this situation, the client may seek compensation for the cost of repairs or replacement.
Public liability insurance protects you from the legal and financial consequences of these types of claims, so you’re not left to cover the costs on your own.
Professional indemnity insurance
A wedding videographer films the entire day but later discovers the ceremony footage was lost due to a technical error. The couple is upset that a key moment is missing and could submit a claim for the loss of irraplacable footage.
In this case, professional indemnity insurance could cover the legal costs and any compensation awarded, helping to protect the videographer’s business from the financial impact of a genuine mistake.
Equipment cover
Your cameras, stabilisers, lighting, and audio gear are central to your business. A loss or breakdown can bring production to a halt and cost you valuable time and money.
Equipment insurance ensures your tools are replaced quickly, so you can stay on schedule and keep your clients satisfied.
Personal accident cover
Videography is physically demanding—carrying heavy kit, long hours on set, and frequent travel can take a toll. If you suffer a work-related injury that leaves you unable to take on projects, your income could take a hit.
Personal accident cover gives you financial support while you recover, helping protect your livelihood during time off.
Proof of liability cover
Many venues, event organisers, or corporate clients require proof of liability cover before allowing you to film on-site.
This ensures that if something goes wrong—like accidental damage or injury—you’re covered, reducing the risk for everyone involved. Having the right insurance in place also positions you as a professional, helping you win more business with confidence.
Our experts explain why...
“Working as a videographer is about more than just creating stunning visuals—it’s about managing complex shoots, handling high-value equipment, and working with clients in a range of unpredictable environments. From live events to fast-turnaround commercial projects, videographers deal with a unique set of challenges on every job.
That’s why our videographer public liability insurance has been carefully developed to offer real-world protection and flexibility. Whether you’re a solo content creator or managing a small production business, our cover is built to handle everything from gear damage to injury claims. And with add-ons like professional indemnity, equipment and accident cover, you can adapt your policy to suit the way you work.
Ultimately, we want videographers to feel secure and supported—so they can focus on storytelling, not the risks behind the scenes.”
Chris Trotman, Protectivity Underwriting Manager
How much does videographer insurance cost?
At Protectivity policies start at just £4.83 per month.*
Videographer insurance is an affordable investment in your business, offering essential protection for your gear, your clients, and your peace of mind, often for less than the cost of a tripod or memory card.
The cost of your policy will depend on a few key factors. If you use high-end equipment, frequently work in public or high-risk environments, or employ others on set, you may need higher levels of cover. Optional extras like equipment protection, personal accident cover, or employers’ liability can be added to customise your policy to your business needs.
Ultimately, investing in videographer insurance helps protect your reputation, secure your income, and keep your business rolling, wherever your next shoot takes you.
Prices from
£4.83* a month
Explainer quote
Policy cost
£4.83* a month
Policy type
Videographer insurance
Policy duration
Annual
Public Liability
£1,000,000
This example is based on a real quote from our website on 01/08/2025. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your videographer insurance policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 150,000 customers.
Experienced insurance providers for over 30 years.
Over 3,500 highly rated reviews.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
Our UK sales team are here to help.
Frequently
Asked Questions
My business has an annual turnover of more than £500,000 a year, can I get insurance cover with you?
No, we can only cover sole traders and businesses providing the trades within our Creativies insurance product, that generate less than £500,000 turnover per year.
My business involves a number of services, that can’t be defined under just one trade alone, is this okay?
Yes, you can select any number of trades or professions within your application of insurance and we will cover you to provide all of these services. If there is not a trade / profession that best describes the services you provide, you can select the ‘Other’ option and detail to us what it is you do and we will consider this appropriately under a bespoke arrangement.
My business employs more than 5 people, is this okay?
No, we can only provide you insurance cover, specifically for Employers’ Liability, if your business has 5 or less employees. These numbers should include those you employ, that volunteer their time for no pay and any labour only subcontractors under any agreements with you and your business. You should also include your companies directors and principals if your company is a registered company.
I provide music lessons, as a teacher, in schools and colleges. Can you provide me insurance cover?
No, we do provide insurance cover for those providing music classes, compositions production services and workshops but our cover excludes specifically working with schools.
I’m going to be working abroad, in other countries, providing the services you insure me for. Is this okay under this insurance cover?
Yes, we can provide cover for working temporarily abroad but we can only cover up to 30 days over the policy period and we are unable to cover working in the USA and/or Canada.
My type of work is predominantly undertaken on computers or laptops. Are you able to cover me for damages to data I might get on my computer systems?
No, our insurance policy excludes damage to electronic data. If you take our insurance cover for Business Equipment, we can cover you for the tangible computers and/or laptops but not the data you keep on these systems.
Will your insurance cover protect me for any claims I might receive due to allegations of the quality of work I undertake?
No, our insurance cover excludes claims arising due to situations around disputes arising due to the quality of work you undertake. Claims for things like financial or investment advice or alleged shortcoming in your work is something we exclude on our insurance cover.
Can I get insurance to protect my expensive business equipment from damage, and if I make a claim, will you reimburse me the full amount I paid for it?
Yes you can get insurance cover with us for your business equipment, valued up to £25,000. No, we may not pay you back the amount you paid for the equipment. It depends on the age of the equipment. Our business equipment cover will cover the cost to repair the equipment or replace it as new at the date of loss. If the item(s) being claimed for are over 3 years old at the time of the loss, we will only pay you the value of the equipment, less a deduction for wear and tear.
Can you cover my business equipment when I’m working remotely?
Yes but with certain restrictions. You would need to take out the optional cover for business equipment and declare the full value of your equipment. If your equipment is valued over £25,000, we can’t cover this. Our optional cover for business equipment does have a number of exclusions within the cover, including but not limited to damage, loss or theft of your equipment when it is stored anywhere outside your immediate control, when its left somewhere unattended, where manufacturer fitted security is not enabled and where equipment is kept in a motor vehicle, unless its out of site, like in an enclosed locked boot. For full details of the exclusions, please refer to our policy wording, under section D business equipment.
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This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 01/08/2025. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
¹Based on live Feefo data