Crafters Workshop Insurance
Specialist insurance for those who carry out craft and creative workshops, from only £4.83 per month*.
- Public & products liability for craft workshops
- Professional indemnity cover
- Join over 180,000 customers**
From only £4.83* per month
Save 10% Onlineˆ
What does craft workshop insurance cover?
Our insurance for craft workshops provides essential protection tailored to people running craft sessions, from clay and art to digital design and photography. We offer flexible cover with great pricing and the option to add valuable extras. You can choose from different levels of cover, depending on the scale and setup of your crafters business.
Public Liability and Products Liability are included as standard, with options to add Professional Indemnity, Employers’ Liability, Equipment Cover, Personal Accident, Overseas Extension, and Legal Expenses.
You can tailor your policy to match your work, whether you teach from a studio, a rented space, or on location.
Make sure you have the correct insurance for your business, and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public & Products Liability
Professional Indemnity
Employers' Liability
Equipment
Personal Accident
Public Liability and Products Liability
- From £1 million to £5 million of cover.
- Public liability protects you from third-party claims arising from injuries or property damage for which you or your business is responsible.
- Products Liability covers you for claims made against you if someone suffers bodily injury or property damage arising from a product you have sold or supplied as part of your work.
Professional Indemnity
- From £100,000 to £1 million of cover.
- This protects you from damages caused by your mistakes, errors, or negligence in your professional work, including those made by your employees.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
Business Equipment
- Up to £25,000 worth of cover
- Cover is provided on a new-for-old basis for items under three years old, meaning that regardless of whether you have had the item for three months or three years, we will replace it with a brand-new equivalent if the damage is irreparable.
Personal Accident
- Protection from workplace accidents.
- A selection of incidents can be claimed for under this benefit, including accidental death, permanent total disablement and temporary total disablement.
Overseas Extension
- Work abroad for up to 30 days a year.
Select European Union or Worldwide (excluding the USA & Canada).
Legal Expenses
- Access to a legal helpline and a counselling service in addition to legal defence costs.
- The cover can be upgraded further to include employment disputes, property disputes, health and safety disputes and more.
- Expertise out of your scope of work.
- Businesses with more than 5 employees
- Damage to electronic data
- Wear and tear of equipment
- Operating in the US and Canada
- Anyone aged 16 or younger working for you
For further information on exclusions in your cover, please refer to the policy documentation.
Why choose Protectivity for your craft workshop insurance?
Let the reviews of over 3,000 customers explain why you should choose us.¹
Trusted by over 180,000 policyholders.
Experienced insurance providers for over 30 years.
5* reviews from 3,000+ customers.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
On average we answer your phone calls in under 2 minutes
Frequently
Asked Questions
Are portable tools covered when I hold workshops at events or client locations?
Yes—portable tools are covered under the Business Equipment section, even when you take them off-site, such as to events or client premises. They’ll be insured up to the limit you select, provided the damage isn’t due to wear and tear and the item is less than three years old if a new-for-old replacement is required.
Whilst holding a workshop, are my tools and equipment protected?
Tools and equipment can be protected if you include Business Equipment cover. This provides up to £25,000 of cover on a new-for-old basis for items under three years old. If your equipment is damaged and can’t be repaired, it will be replaced with an equivalent new item. However damage caused by wear and tear or harm to electronic data is not covered.
Am I covered by public liability if a client or visitor is injured during a workshop?
Yes. Public Liability covers you if a third party—such as a client or visitor—suffers an injury during your workshop and holds you responsible. Depending on the level you choose, you’ll be covered for claims ranging from £1 million to £5 million.
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 07/01/2026. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to present
ˆ10% introductory discount applies to the first-year policy premium only and is not available to current Creatives Insurance customers. Protectivity reserves the right to amend or withdraw this offer without notice. Available to UK residents only.
¹Based on live Feefo data