Face Painting Insurance
Specialist insurance for freelance and professional face painters, from £8.57* per month.
- Public & products liability for face painters
- Professional indemnity cover
- Join over 180,000 customers**
From only £8.57* per month
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What does face painting insurance cover?
Our face painting insurance provides essential protection tailored to freelance and self-employed face painters working at events, parties, festivals, schools, and professional bookings. Whatever face painting you specialise in, having the right cover helps protect you while working with members of the public.
We offer affordable, flexible insurance policies with the option to add useful extras. Public Liability and Products Liability are included as standard, with options to add Professional Indemnity, Employers’ Liability, Equipment Cover, Personal Accident, Overseas Extension, and Legal Expenses, you can tailor your policy to suit your work.
Make sure you have the correct insurance for your profession and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Professional Indemnity
Public & Products Liability
Employers' Liability
Equipment
Personal Accident
Public Liability and Products Liability
- From £1 million to £5 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged, whereby you or your business is responsible.
Professional Indemnity
- From £100,000 to £1 million of cover.
- This protects you from damages caused by your mistakes, errors, or negligence in your professional work, including those made by your employees.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
Business Equipment
- Up to £25,000 worth of cover
- Cover is provided on a new-for-old basis for items under three years old, meaning that regardless of whether you have had the item for three months or three years, we will replace it with a brand-new equivalent if the damage is irreparable.
Personal Accident
- Protection from workplace accidents.
- A selection of incidents can be claimed for under this benefit, including accidental death, permanent total disablement and temporary total disablement.
Overseas Extension
- Work abroad for up to 30 days a year.
Select European Union or Worldwide (excluding the USA & Canada).
Legal Expenses
- Access to a legal helpline and a counselling service in addition to legal defence costs.
- The cover can be upgraded further to include employment disputes, property disputes, health and safety disputes and more.
- Expertise out of your scope of work.
- Businesses with more than 5 employees
- Damage to electronic data
- Wear and tear of equipment
- Operating in the US and Canada
- Anyone aged 16 or younger working for you
For further information on exclusions in your cover, please refer to the policy documentation.
Why face painters need insurance?
Working as a face painter can be fun and rewarding, but it also involves working closely with the public, often in busy environments such as parties, festivals, and community events.
Even with the best preparation and hygiene practices, unexpected incidents can still happen. Having the right insurance helps protect your business, your clients, and your reputation.
Here are some examples of how insurance can help.
A member of the public is injured near your setup
At a busy event, someone could trip over your equipment, table legs, or bags while waiting for face painting.
Public liability insurance helps cover claims for accidental injury or property damage linked to your work, protecting you from potentially costly legal claims.
A client disputes your professional service
A client or event organiser might claim that your service did not meet expectations or that an issue arose during your booking.
Professional indemnity insurance can help cover legal defence costs and potential compensation relating to claims about your professional services.
Your face painting equipment is lost or stolen
Your equipment is essential for running your business. If your kit, including paints, brushes, mirrors, or airbrush equipment, is lost, stolen, or damaged before an event, it could disrupt your ability to work.
Equipment cover helps repair or replace essential items so you can continue working with minimal disruption.
An assistant helping at an event is injured
If someone helping you at an event, such as an assistant or additional face painter, is injured while working, they could bring a claim against your business.
Employers’ liability insurance helps cover legal and compensation costs if someone working for you suffers a work-related injury. It also ensures you meet UK legal requirements when employing staff.
Our experts explain why...
“Face painters do much more than create beautiful designs—they bring joy to events, work closely with clients, and use their creativity and skill to make special moments memorable.
That’s why our insurance for face painters is built around the real risks of working at events and running your own creative business. Whether you’re painting at birthday parties, festivals, or large events, our cover is there to support you when you need it most.
Our goal is to give face painters the confidence to focus on their artistry, knowing they have flexible protection behind them as their business grows.”
Mandy Czyz – Senior Underwriter, Protectivity
How much does face painting insurance cost?
At Protectivity, face painting policies start at £8.57 per month.*
The cost of your insurance will depend on factors such as where you work, the types of events you attend, how frequently you take bookings, and the level of cover you choose.
Face painters working regularly at busy public events or larger venues may require higher levels of cover to ensure they are fully protected.
Other factors, such as employing assistants, using specialist equipment, or travelling to events, can also affect your premium.
Prices from
£8.57* a month
Explainer quote
Policy cost
£8.57* a month
Policy type
Face painting insurance
Policy duration
Annual
Public Liability
£1,000,000
This example is based on a real quote from our website on 22/04/2026. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your creatives insurance?
Let the reviews of over 3,000 customers explain why you should choose us.¹
Trusted by over 180,000 policyholders.
Experienced insurance providers for over 30 years.
5* reviews from 3,000+ customers.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
On average we answer your phone calls in under 2 minutes
Frequently
Asked Questions
Do I need insurance as a face painter?
Insurance isn’t a legal requirement for most self‑employed face painters, but it’s highly recommended. Because you work closely with the public, often in busy environments like parties, fairs, and festivals, insurance can help protect you if something unexpected happens. Public Liability and Products Liability are included as standard and provide core protection if someone claims injury or property damage linked to your work.
What happens if someone has an allergic reaction to face paint?
If someone experiences an allergic reaction to face paints or cosmetic products you’ve supplied, this can fall under Products Liability, which is included as standard. This type of cover can help if a third party alleges injury caused by materials you used. As with all insurance, each claim is assessed on its individual circumstances.
Am I covered if I accidentally injure someone while face painting?
Accidental injury to a member of the public, for example, someone tripping near your setup, can be covered under Public Liability. This can help with claims alleging accidental injury caused by your work or equipment. The level of cover chosen (from £1 million to £5 million) determines the protection available.
Does my face painting insurance cover events like birthday parties, fairs, and festivals?
Yes, the core cover is designed for freelance and professional face painters working at events such as parties, fairs, festivals, schools, and other bookings. Your policy protects you while carrying out your typical work with the public. Optional extras can be added depending on the types of events you attend.
Am I covered if I work at multiple venues or offer mobile face painting services?
Yes, the insurance is designed for freelance and self‑employed face painters who work at different venues or provide mobile services. Public Liability and other chosen covers apply to your work wherever you are operating, unless specific exclusions apply.
Does my insurance cover damage to clients’ clothing or property?
Claims alleging accidental damage to a third party’s property, such as clothing, personal belongings, or venue equipment, can be covered under Public Liability & Products Liability, depending on the circumstances. These covers are included as standard within the policy.
Am I covered for corporate events and promotional work?
Yes, the insurance is suitable for a wide range of professional bookings, including corporate events, brand promotions, and public-facing activities. Your cover applies to your face painting work across different types of clients and venues.
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 25/02/2026. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to present
ˆ10% introductory discount applies to the first-year policy premium only and is not available to current Creatives Insurance customers. Protectivity reserves the right to amend or withdraw this offer without notice. Available to UK residents only.
¹Based on live Feefo data