As an aerobics instructor you will know that aerobics is a physical exercise which aims to improve elements of flexibility, muscular and cardio-vascular fitness through aerobic exercises, stretching and strength training.

Although the exercise can be done as a solo routine it is generally practised to music through a number of dance like exercises within an instructor led group. As with any fast paced, high energy fitness class there are risks attached and therefore it is of paramount importance to have comprehensive aerobics instructor insurance including public liability insurance in place to protect you should a claim arise from a client or third party for injury or damage.

To get a quick quote for your aerobics instructor insurance policy then simply fill in the form below and you could be covered within minutes.

Giving you extra

  • Flexible payment options
  • Instant quotes & immediate cover
  • Affordable prices
  • Tailored policies to suit your needs

See our FAQs for specialist product information.

Instant Quote | Personal Trainers Insurance

How you are protected

With our aerobics instructor insurance policy you’re covered when things go wrong. Whether it is because of an injury to a client or member of the public, if you are blamed and subsequently sued, you’re protected from the potentially costly fees.

We’ll take care of the solicitors and the cost of defending yourself as well as the settlement of the claim should you be found negligent. With Professional Indemnity you’re also covered for the advice you give. So if you suggest a particular routine and someone is hurt, you’re covered if they blame you.

There’s also the added benefit of £250 worth of equipment cover included in all policies for aerobics instructors. This protects your tools of the trade should they be damaged, lost or stolen during your business activities.

Key benefits

Public Liability A range of cover from £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.
Professional Indemnity £1 million cover for any claims arising from negligence or error in your professional activities. Protection if you offer any advice or provide any tuition or instruction to your customers.
Optional Personal Accident Cover Covers you should an accident occur whilst you are carrying out the activities for which you are insured. Includes cover for Death, Permanent Total Disablement and also Income Protection.
Sports Equipment Provides cover for sports equipment that you specifically use to carrying out the activities for which you are insured. This option does not cover any electrical items such as iPads, iPhones, Laptops, Sound Systems, Speaker or similar.

At Protectivity we understand the need for flexible cover and therefore we offer a range of extra benefits which can be added to your policy. More information on our full range of benefits can be found on the quote page.

Qualifications & Ratios

We expect you to hold a certified qualification in the activity(s) you are teaching/instructing. We do not require proof of your qualifications, however we may ask to see them in the event of a claim. If you are uncertain about your qualification please call us to discuss.

When teaching group exercise we expect you to access the environment to determine the maximum number of participants that can safely carry out the activity. If you are teaching under 16’s we expect all trainers to comply with a trainer to participant ratio of 16:1

See our FAQs for specialist product information.

Activities Covered

We cover a range of activities, covering a multitude of disciplines.

Multi-discipline activities:

Bootcamps, Circuit training, Gym Instructors, GRIT Series, Rebound Therapy

Weight-based training

Body Pump, Bodyweight Training, Insanity Training, Kettlebell, Kettlercise, TRX

Water-based activities:

Aqua Aerobics, Aqua Zumba, Aquanatal

Dance workouts:

Ballet Fit, Barrecore, Bellyfit, Body Jam, Bokwa, Booiaka, Burlesque Fit, FitSteps, Hip-Hop Fit, Hula Hoop Classes, Jazzercise, Kangoo Instructor, Latin Fit, Salsa Fit, Shbam, Zumba, Zumba Fitness, Zumba Gold, Zumba Gold Toning, Zumba Sentao, Zumba Toning, Zumbatomics

Cycling workouts:

Group Studio Cycling, RPM, Studio Cycling, Spinning

Other cardio workouts:

Aerobics, Body Attack, Body Combat (Non contact), Bodystep, Bodyvive, Boxercise (Non contact), CXWORX, Group Exercise Instruction

Other exercise activities:

Calisthenics, Callanetics, Chair Based Exercise, Childrens Fitness, Fitball, Massage, Pilates, Pre & post natal exercise, Pre-school fitness, Remedial Massage, Sports Massage, Tai Chi, Yoga

Flexible payments

We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.