Ceramic & Pottery Making Insurance
Specialist cover for ceramic and pottery makers, crafters and other artisans from £3.71 a month*.
- Public Liability up to £5m
- Join over 150,000 customers**
- Flexible Payment Plans – 0% APR
From £3.71* a month
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What does ceramic and pottery making insurance cover?
Our insurance for ceramic and pottery makers includes essential liability cover suitable for individuals creating handmade ceramic products to sell online or at craft fairs. We offer affordable pricing with options to add extra cover as needed. You can select the cover level according to the size of your ceramic-making business.
Our ceramic makers insurance policy is specifically designed to cover individuals creating and selling ceramic items online and at events. It addresses unique risks and needs specific to ceramic and pottery crafts.
Make sure you have the correct insurance for your activities and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Product Liability
Equipment
Stock
Employers' Liability
Public Liability
- Up to £5 million available.
- Protection from claims by a third-party (EG member of the public) who sustains injuries or has their property damaged as a result of your actions.
Product Liability
- Up to £5 million available.
- Protection should you receive any claims arising from any products and goods supplied by you to other parties, who may then sustain an injury or damage to their own property.
EquipmentÂ
- Up to £250 covered as standard
- Increase up to £10,000 worth of cover
- If your craft tools are lost, damaged or stolen, your equipment can be covered up to the value you select.
Stock Cover
- Up to £250 covered as standard
- Increase up to £3000 worth of cover
- If your stock is lost, damaged or stolen, it can be covered up to the value you select.
Employers’ Liability
- Up to £10 million available.
- Protection from claims against employee incidents, if that employee suffers a work-related injury and brings a claim against you.
- If you employ any staff members, Employers’ Liability is a legal requirement.
- Upcycling projects. This policy is intended for crafters producing or building products from scratch.
- Export of your products to the US and/or Canada, unless agreed with ourselves.
- Theft of your Equipment and/or Stock from unattended vehicles.
- Heat work away from your premises, unless when using hot air guns, soldering irons or engraving tools and only if this has been agreed by ourselves.
- Storing your equipment and/or stock at more than two different premises, one of which that needs to be your correspondence address.
For information on exclusions in your cover please refer to policy documentation.
Why do ceramic & pottery makers need insurance?
When selling handmade ceramic products, customers expect high quality and safe products. However sometimes things go wrong and it is highly recommended you have specialist craft insurance to protect you when they do.
Typically you will need an annual crafting policy, but for those involved in short-term or one-off events, such as a craft fair, you may find short term cover more suitable, if this sounds like you, ensure you have the appropriate Stallholder Insurance in place.
For annual policies, here are some scenarios showing the importance of insurance for ceramic makers:
Protection from claims due to public injury.
If a customer visits your ceramics and pottery stall at a third party organised craft fair, to potentially purchase some of your work and in the process trips over your stall or some of your stock and injures themselves, you could be liable to a substantial claim.
Public liability insurance for crafters can provide protection from these incidents.
An item you’ve made breaks and injures a customer.
Imagine a ceramic item you’ve crafted breaks and causes injury to a customer. In such cases, the customer may bring a claim against you.
Product liability insurance tailored for crafts can cover incidents related to your products, safeguarding you from potential legal consequences.
Protection if your tools are damaged.
Depending on your craft, you may have invested in expensive tools and equipment, which could potentially become damaged or lost. For instance, your stock could become damaged in storage.
Having equipment cover can avoid costly repairs and replacements.
An event or venue asks for public liability to sell your crafts.
An organise event or venue that you sell your crafts at, may expect proof of public liability for events as a minimum before you are able to commit to a stall.
Our experts explain why...
“Ceramic and pottery makers, whether operating from home, at local markets, or through online shops, need specialist insurance coverage. Insurance protects you from potential injury or property damage claims related to your ceramic products. Without adequate cover, you could face severe financial consequences. Our ceramic makers insurance ensures you can concentrate on your creativity and growth without concern over unexpected claims. Choosing proper insurance is essential for safeguarding your ceramics business.”
Chris Trotman, Protectivity Underwriting Manager
How much does pottery makers insurance cost?
Every craft business will be unique so, the cost of ceramics and potter making insurance can vary depending on what you offer and the level of cover you need. For example, if you use specialist equipment to create your items you may need to increase the value of cover.
At Protectivity policies start at just £3.71* a month.
Prices from
£3.71* a month
Explainer quote
Policy cost
£3.71* a month
Policy type
Crafters
Duration
Annual
Turnover
£50,000
Public Liability
£1,000,000
Product Liability
£1,000,000
Equipment
£250
Stock
£250
This example is based on a real quote from our website on 12/5/2025. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
What types of ceramic and pottery products are covered?
Our policy covers various handmade ceramics and pottery, including:
Crafts covered
Our ceramics and pottery making insurance policy covers several different types of craft types.
- Mugs and cups
- Plates and bowls
- Vases and decorative pots
- Plant pots and garden ceramics
- Ornaments and figurines
- Ceramic jewellery
- Tiles and mosaics
If your ceramic product type isn’t listed, please contact us directly to confirm cover.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your ceramic & pottery making insurance policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 150,000 customers.
Experienced insurance providers for over 30 years.
Over 3,500 highly rated reviews.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
Our UK sales team are here to help.
Frequently
Asked Questions
Are there any exclusions for particularly valuable or commissioned artwork?
There is a single item limit of £500 for our stock cover. If your artwork is above the value of £500 it won’t be fully covered.
Does my policy cover me if I use apprentices or assistants in my studio?
Employers’ liability is required if you have paid or unpaid staff. This benefit covers you against claims from employees and labour-only subcontractors who allege that you are negligible for bodily injury they may suffer whilst in the course of their employment with you.
What happens if my glazes contain materials that later cause health concerns?
The products liability section would cover you if your products contain materials that later cause health concerns to your customers.
Does my insurance cover specialised tools and moulding equipment?
We can cover your specialist business equipment up to £250 at no extra cost. There is an option to upgrade your business equipment cover up to £10,000 for an additional premium. There is a single article limit of £500.
Am I insured for shipping fragile pottery items to customers?
Yes, we can cover you for shipping fragile pottery items to customers. Any damage to the products would be covered.
Does my policy cover me if I operate a pottery studio from my premises?
Yes, we can cover you for operating from your own premises.
What insurance do I need for selling at craft fairs and art exhibitions?
Our crafters insurance will cover you for selling at craft fairs and art exhibitions.
Do I need additional insurance for teaching pottery classes or running workshops?
You would require a separate policy with a different insurance company that includes professional indemnity cover.
Are my clay supplies and glazing materials insured?
Yes, this is included under our stock cover.
Does my policy cover damage to my studio space from fire or kiln incidents?
We can’t cover for this. You would require a separate policy to cover your building.
Am I covered if a customer is injured by a defective ceramic piece?
Yes, the products liability section would cover you if your customer is injured by a defective ceramic piece.
Does my insurance cover my kiln and pottery wheel equipment?
Yes, we can cover your kiln and pottery wheel equipment up to £250 at no extra cost. There is an option to upgrade your business equipment cover up to £10,000 for an additional premium. There is a single article limit of £500.
Does this policy cover use of kilns and heat-related work away from premises?
We will not cover the use of Kilns as we can only cover for the use of hot air guns, soldering irons and/or engraving tools when you’re away from your premises.
Is my ceramic stock covered in transit?
Yes, we can cover your stock in transit with yourself or with a courier.
Is my pottery equipment covered?
Yes, we can cover your pottery equipment up to £250 at no extra cost. There is an option to upgrade your business equipment cover up to £10,000 for an additional premium. There is a single article limit of £500.
Do high-value ceramic items require special insurance?
Yes, if your ceramic products are worth more than £500 they won’t be fully covered as there is a single item limit of £500 on the stock cover.
Does my insurance cover multiple venues at the same time?
Yes, we can cover you for operating anywhere within the UK as long as it’s safe to do so.
Am I insured for custom orders or commissions?
We can’t cover for custom orders if the product already exists and you are modifying it. However, we can cover for custom orders and commissions if you are creating a unique product from scratch to meet a customer’s needs.
Does my policy cover selling at temporary or pop-up shops?
Yes, our crafters policy is designed to cover you for selling your products at temporary shops/stalls.
Discover more from Protectivity
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 12/5/2025. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.
¹Based on live Feefo data