Specialist Insurance for Gardening Clubs

Should you run a gardening club, although the risk is small, taking out a Public Liability insurance policy is recommended.

With our Gardening Club Insurance in place you can protect the club’s interests if they were to be sued. You are covered should a member of the public suffer injury or property damage and blame the club.

Our policy can be tailored to your needs to provide you just the insurance you need, all for a very competitive price.

To get your quote for comprehensive Gardening Club Insurance, all you need to do is select the type of cover your club needs and we’ll give you an instant price.

Get an instant quote

Why choose Protectivity?

Policies to suit your club

Gardening clubs will vary in how they are set up. For that reason we can be flexible in how your insurance policy is built. That way, you can ensure that you only pay for the cover you need and don’t have to worry about being caught short with no protection.

Excellent Claims Handling

If you have to make a claim on your insurance policy, it can be a worrying and confusing time. Tat’s why we ensure are expert claims handlers deal with these scenarios in the most efficient and sympathetic way possible.

Specialists in our field

We’ve been providing insurance to individuals and businesses in the sports and leisure industry for over 25 years, that’s why we’re trusted by thousands to give them the best possible protection.

Underwritten by Experts

We work with some of the worlds leading underwriters to bring you our Gardening Club Insurance such as AXA XL.  

What Insurance Do Gardening Clubs Need?

It’s important to understand the type of cover you need when running a gardening club. Here are the three main aspects to consider:

Public Liability

Public Liability covers the club if a member or another third party were injured and sue the club for the injuries caused. If the club is deemed to be at fault, it could result in having to pay compensation as well as legal cost. With insurance in place, both the settlement be and the defence costs are covered.

Employers' Liability

If you employ staff, whether paid or voluntary, having Employers’ Liability is a legal requirement. This will cover you if a staff member was injured or suffered property damage as a result of the club’s actions. If they opt to sue the club, the defence and any settlement costs will be taken care of.

Equipment Cover

With equipment cover in place, you can cover the damage or loss of the equipment you use in the club’s activities. If it is damaged, lost or stolen we will handle the cost of repairing or replacing them.

A Policy Tailored To You

We make it easy to pick and choose the level of cover you need to best suit your needs. You can then enjoy complete protection without having to pay for any benefits that aren’t needed or unwanted extras.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

No matter how diligent you and your club members are is are accidents can happen. That’s why we aim to make these scenarios as stress-free as possible.

According to the vast majority of customers who have had to make a claim, our dedicated team deal with the situation in a manner that meets our customers’ high expectations of us.

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Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Gardening Club Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.

More information on what we can cover on this policy can be found on our FAQs page.