Movie Production Insurance
Specialist cover for movie producers from £4.83* per month.
- Public liability for movie production
- Add Equipment cover
- Join over 150,000 customers**
From only £4.83* per month
Save 10% Onlineˆ
What is film production insurance?
Our film production insurance is designed to support professionals across the audio and production industries — from freelance sound engineers to full production teams managing multiple film or video projects. Whether you’re overseeing post-production, location sound, or a full studio setup, this policy ensures your team and equipment are protected throughout every stage of production.
The core cover includes public liability for, with limits of up to £5 million. This helps safeguard you against claims of injury or property damage that may occur during your work. It’s excellent value for essential business protection, allowing you to operate with confidence while focusing on your clients’ needs.
Our film production insurance is flexible and can be tailored with optional add-ons such as professional indemnity, equipment cover, personal accident protection, and legal expenses. Whether your team is working on set, in post-production studios, or on location, your policy can adapt to meet the changing needs of your productions.
Make sure you have the correct insurance for your profession and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Professional Indemnity
Employers' Liability
Equipment
Personal Accident
Public Liability and Products Liability
- From £1 million to £5 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged, whereby you or your business is responsible.
Professional Indemnity
- From £250,000 to £1 million of cover.
- This protects you from damages caused by your mistakes, errors, or negligence in your professional work, including those made by your employees.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
Equipment
- Up to to £25,000 worth of cover
- Cover is provided on a new for old basis for items under three years old, meaning that regardless of whether you have had the item for three months or three years, we will replace it with a brand-new equivalent if the damage is irreparable.
Personal Accident
- Protection from workplace accidents.
- A selection of incidents can be claimed for under this benefit including accidental death, permanent total disablement and temporary total disablement.
Overseas Extension
- Work abroad for up to 30 days a year.
Select European Union or Worldwide (excluding the USA & Canada).
Legal Expenses
- Access to a legal helpline and a counselling service in addition to legal defence costs.
- The cover can be upgraded further to include employment disputes, property disputes, health and safety disputes and more.
- Expertise out of your scope of work.
- Businesses with more than 5 employees
- Damage to electronic data
- Wear and tear of equipment
- Operating in the US and Canada
- Anyone aged 16 or younger working for you
For further information on exclusions in your cover please refer to policy documentation.
Why do film productions need insurance?
As a movie producer, your role extends far beyond managing budgets and overseeing production. You’re responsible for coordinating creative teams, meeting tight deadlines, protecting your investors’ interests, and ensuring every project meets the highest artistic and technical standards. But even with the best planning and execution, unexpected challenges can arise — from equipment damage to production delays or liability claims. That’s why specialist insurance for film producers is essential.
Having the right cover ensures that if a client brings a claim against you, whether for a design that didn’t meet expectations, a missed deadline, or advice that led to a financial loss, you’re supported. Even the most experienced professionals can face disputes, and insurance is there to help protect your reputation, your finances, and your future.
Insurance for movie production can help protect you in the following situations:
Public liability cover
Even on set, in a post-production studio, or at a location shoot, accidents can happen. For example, if a client, cast member, or crew member trips over cables, lighting, or equipment, your company could be held legally responsible.
Public liability insurance protects you from the legal and financial fallout of such incidents, covering compensation claims and legal expenses—so you’re not left footing the bill.
Professional indemnity insurance
Imagine you produce a short film or full-length movie to a client, but later they claim it caused problems — perhaps issues with the screening, distribution, or alleged financial loss due to production decisions. Even if the claim is unfounded, defending your work can be time-consuming and costly.
Professional indemnity cover is made for these situations. It helps cover legal defence costs and any compensation owed, giving you the freedom to create without fear of reputational or financial damage.
Equipment cover
Your equipment, from cameras and lighting rigs to editing suites, laptops, and production gear, is essential to your work. If it is stolen from your studio or damaged while traveling to a shoot or location, your projects could come to a sudden stop.
Equipment cover helps replace these vital items on a new-for-old basis, so you can get back to work with minimal disruption.
Personal accident cover
Film production might not seem high-risk, but long hours on set, in editing suites, or at your desk can lead to repetitive strain injuries, back or neck strain, or eye fatigue. Accidents, such as slips, trips, or falls, can also happen anywhere, whether on set, in the studio, or while handling production equipment.
Personal accident cover provides financial support during recovery, helping you manage living costs or lost income while you take the time to heal and return to work.
Our experts explain why...
“Film producers do far more than manage schedules and oversee shoots. They deliver complete productions that shape how audiences, clients, or distributors perceive a project, whether it’s a short film, feature, or commercial. From meeting tight deadlines to coordinating creative and technical teams, their work blends planning, creativity, and real responsibility.
That’s why our film production insurance is designed to reflect the genuine risks of working in the industry. Whether you’re an independent producer working on a single project or a production team managing multiple films, our cover provides support when it matters most, from claims of negligence to disputes over deliverables.
Our goal is to give movie producers the confidence to focus on their profession, knowing they’re protected by flexible insurance that grows with their business.”
Chris Trotman, Protectivity Underwriting Manager
How much does film production insurance cost?
At Protectivity, film production policies start at just £4.83 per month.*
Movie production insurance is a cost-effective way to protect your business, equipment, and reputation.
Several factors influence the price of your policy. If you use high-value equipment, work with major brands, or provide strategic audio consultancy, you may need a more comprehensive level of cover. Optional extras like equipment protection, personal accident cover, or employers’ liability can be added to tailor your policy to your specific needs.
Ultimately, investing in film and video production insurance helps protect both your livelihood and your professional reputation, so you can take on creative projects with confidence, wherever your work takes you.
Prices from
£4.83* a month
Explainer quote
Policy cost
£4.83* a month
Policy type
Film production insurance
Policy duration
Annual
Public Liability
£1,000,000
This example is based on a real quote from our website on 17/10/2025. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your movie production insurance?
Let the reviews of over 3,000 customers explain why you should choose us.¹
Trusted by over 13,000 policyholders.
Experienced insurance providers for over 30 years.
5* reviews from 3,000+ customers.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
On average we answer your phone calls in under 2 minutes
Frequently
Asked Questions
Which film formats are eligible for coverage (feature films, short projects, advertising content)?
Protectivity’s film production insurance offers coverage for a wide range of film formats, including feature films, short films, and advertising content. Whether you’re producing a full-length feature, a short project, or promotional material, this policy provides essential protection tailored to the unique needs of film production. It’s designed to support professionals working across the film industry, from independent producers to small production teams handling multiple projects.
Am I protected for third-party liability involving talent, staff, and shooting venues?
Yes, Protectivity’s movie production insurance includes public liability cover, which protects you against third-party claims of injury or property damage involving talent, staff, and shooting venues. This essential cover helps safeguard your production against unexpected incidents that could lead to legal or financial repercussions.
The policy is designed to support professionals across the film industry—whether you’re an independent producer, a small production team, or managing multiple projects. It offers flexible coverage options to suit the unique needs of your production, ensuring you’re protected when it matters most.
Will my filming equipment be covered when transported to different locations?
Yes, the policy includes equipment cover that protects your gear during transit between locations. This means your cameras, lighting, and other essential equipment are safeguarded against theft, loss, or accidental damage while being transported to different filming sites.
It’s important to note that coverage specifics can vary, so it’s advisable to review your policy details or consult with your insurance provider to confirm the extent of your equipment protection during transportation.
Does my policy provide accident protection for performers and production team members?
Yes, movie production insurance often includes coverage for accidents involving cast and crew. This protection typically encompasses injuries or illnesses sustained during production activities. However, the extent of coverage can vary, so it’s advisable to review your policy details or consult with your insurance provider to confirm the specifics.
Am I covered to film outside of the UK?
Yes, it offers worldwide coverage, including filming outside the UK. This is particularly beneficial for international shoots, ensuring that your production is protected against unforeseen events regardless of location. It’s essential to verify the geographical scope of your policy and discuss any additional requirements with your insurer.
Are wardrobe, props, and scenery insured?
Yes, this insurance can cover wardrobe, props, and scenery. This coverage protects against risks such as theft, loss, or damage to these items during production.
Should I include employer liability coverage when engaging contractors and freelance crew?
Yes, including employer liability coverage is advisable when hiring contractors or freelance crew members. This coverage protects against claims arising from work-related injuries or illnesses. In the UK, it’s a legal requirement to have employer liability insurance if you employ staff, including freelancers working under your control. Ensure that your policy meets the legal requirements and adequately covers your workforce.
Are there specific policies designed for independent or limited-budget productions?
Protectivity’s Film Production Insurance is designed to support professionals working across the creative industries, including independent or limited-budget productions. The policy offers flexible coverage options that can be tailored to suit the unique needs of smaller-scale productions, ensuring adequate protection without exceeding budget constraints.
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 17/10/2025. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
¹Based on live Feefo data