Specialist insurance for playing rugby

Rugby is one of the most dangerous team sports played in the UK, and accident and injury can easily occur.  Our rugby insurance is perfect for those playing rugby at home or abroad, whether it’s Rugby League or Union.

Protectivity can cover you for rugby in the UK and abroad. IF you are heading overseas to play, our Sports Travel Insurance is the policy for you. Combing normal travel insurance to cover things such as cancellation, flight delay and lost baggage, with sport specific protection including emergency medical expenses and repatriation, it provides the cover you need on the pitch. To get a Sports Travel Insurance quote, just click the button below.


If you play rugby at home in the UK or Ireland, our Sports Accident Insurance policy is more suited to your needs. Injuries are regular occurrences on the pitch, and having suitable protecting in place is important. Optional Income Protection will safeguard a percentage of your salary should a rugby injury force you off work.

Giving you extra

The following are included on all policies:

  • Over 500 sports covered including competitions
  • 3 levels to choose from
  • Income protection up to £1,000 a week
  • Consultant and Physiotherapy fees

See our FAQs for specialist product information.

Instant Quote | Sports Accident Insurance

Important notes about these sports

    You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3.


    We won't cover

    Contact Us

    Cover for the following sports can't be purchased online:

    Please call us on 01494 484800 to purchase cover, or see our full contact details

    Are you travelling abroad?

    If you are going abroad take a look at our Sports Travel insurance to cover your whole trip, or if you already have travel cover but need extra cover for your sport or activity for a day(s), look at our Activity TopUp insurance. Whilst our Sports Accident insurance is valid worldwide, the benefits do not include cover for medical treatment abroad or repatriation.

    How it works

    Injuries on the rugby pitch are not a rare occurrence. With suitable rugby insurance in place players can protect themselves financially should they seriously injure themselves whilst playing.

    Our Sports Accident Insurance will pay out a lump sum should you suffer a serious injury whilst taking part in sport, with the level of payment depending on the injury you suffer. Additional benefits include cover for physiotherapy and dental bills for treatment resulting from an injury whilst playing rugby.

    Optional Income Protection will also cover you for a pre-determined percentage of your income should your injury mean you are unable to work for a period of time.

    With more than 20 years experience our policies have been created to offer peace of mind should you sustain injury following a sports accident.

    Unless a sport is labeled as “Non Competitive” or “Excluding Competition” then you’re covered to compete in your sport.

    Key benefits

    Personal Liability Covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
    Permanent Disablement  Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs.
    Death Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs.
    Income Protection per week If you are injured whilst participating in your chosen sport(s), you will receive a maximum of 75% of your normal weekly income, which will be payable for up to 26 weeks excluding the first 14 days.

    Flexible payments

    We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.