Specialist Insurance for Rugby Players

Rugby is one of the most risky team sports played in the UK, and accident and injury can easily occur. Our rugby insurance is perfect for those playing at home or abroad, be it Rugby League or Union.

If you are heading overseas to play, our Sports Travel Insurance is the right policy for you, providing you cover for emergency medical expenses and repatriation as well as other benefits such as delay, baggage and cancellation cover.

For those staying at home for their rugby, our Sports Accident Insurance protects you against those injuries that might have a serious affect on your life, both at home and at your place of work.

All policies include permanent total disablement cover, dental and physiotherapy fees as well as broken bone cover. You also have the option to add on Income Protection in case a rugby injury causes you to miss work for a period of time.

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Why choose Protectivity?

Instant Quotes & Cover

Insurance doesn’t have to be complicated, that’s why we make buying your Rugby Insurance fast and easy. Tell us whether you want annual cover or protection for a shorter period of time, and we’ll give you an instant price.

Many Sports On One Policy

It’s likely that rugby won’t be the only sporting activity that you enjoy in your spare time. That’s why we cover all sports in the same risk group, and those in less risky ones, as standard on all policies.

Sports Insurance Specialists

We’ve been providing sports insurance for over two decades so have a decorated knowledge of exactly what protection amateur rugby players need when they take to the field.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly and efficiently without causing you any undue stress or frustration.

What's included in your Sports Accident Insurance policy?

Our insurance policies include the following benefits as standard:

Personal Liability

Up to £2 million of personal liability cover if you cause accidental death, injury or property damage to a third party. Please note, incidents that are part and parcel of the game of rugby are excluded under this section.

Physiotherapy & Dental Fees

Should you suffer an injury whilst taking part in your sport, we will cover up to the selected level, we will cover some of the costs of physiotherapy and dental treatment, as well as consultancy fees.

Permanent Disability

If the injury you suffer means that you are no longer able to work, or you lose one or more limbs, your policy will pay you a lump sum of up to £30,000.

Optional Income Protection

We allow you to add cover to your policy that would provide regular payments should an injury on the rugby pitch mean you are unable to work.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Further information on our policy

If you have any other questions regarding our Sports Accident Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.

This policy is designed to cover individual players, if you are a coach or instructor, check out our Rugby Coach Insurance.

More information on what we can cover on this policy can be found on our FAQs page.