Unfortunately, not quite. When signing a waiver release, a client is signing their right to seek compensation under any circumstances that are foreseeable at the time of singing, within reason. Therefore, if taken to court, any client could simply claim that when they signed the waiver, they did not know that a piece of equipment was broken, for example. Although useful documentation, it is wise not to rely on waiver release forms as a means of protection.
At Protectivity, we can cover you for a range of activities, from Aqua Aerobics to Body Balance to Sports Therapy to Kettlebell Training. You simply take out a personal trainer insurance policy and you’ll be protected should a claim arise following an injury to a member of the public or one of your clients. Our expectation is that you hold a certified qualification in the activity you are instructing.
Tools of the Trade/Equipment: You can increase the value of equipment covered, should you wish, by dragging our customised slider. It provides cover for sports equipment that you specifically use to carry out the activities for which you are insured. Please note, it does not cover electrical items (eg. laptops, sound systems, iPads). The maximum value is £30,000 which has an excess of £100.
Personal Accident: You can choose to add Personal Accident cover to any policy, which means you will be protected should an accident occur whilst you are carrying out the activities for which you are insured.
Overseas Extension: If chosen, this will provide cover outside of the UK, but you must be a UK resident. Cover is limited to 30 days during the annual period. There is the option of overseas extension to Europe, or Worldwide (excluding USA).