Why does a business coach need insurance?

As a Business Coach you will need to protect yourself and your business from unforeseen incidents. Seeing clients in your home or office? Public Liability Insurance is essential for protecting you against compensation claims, should a client get injured or damage their property during an appointment. 

In the event you are sued by a client following advice or therapies you provide Professional Indemnity will cover you for any damages you may be obliged to pay.

You will have the option to protect your business equipment that you might use in your sessions. This optional benefit will protect equipment valued between £500 to £3,000 depending on the selected level of cover. 

Get an instant quote online by completing our short quote form below. If you have any questions, our sales team are available Mon-Fri, 9am-5:30pm (excl. bank holidays) on 01494 887909.

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Why choose Protectivity?

Fast & Straightforward Process

You can get a quote for your business coach insurance in just a few minutes, leaving you more time to focus on your clients. Simply select the date you’d like your policy to start, your turnover and you’ll get an instant price.

200 Activities Covered

Many Business Coaches carry out other activities as well. Whether it’s personal or life coaching, counselling or something else, we can cover multiple therapy related activities.

Business Coaching Industry Specialists

We offer comprehensive insurance policies to thousands of individuals and businesses related to coaching and therapy every year, so we’re experts in understanding exactly the risks you face and the protection you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, whether it is minor or serious, quickly, without causing disruption to your business. All you need to do is follow the instructions on our Claims page.

What's covered by my Business Coach Insurance policy?

Our policy offers the following benefits:

Professional Indemnity

Professional Indemnity is designed to protect you against claims arising from the advice you give. This protection means legal costs are covered if a client decided to sue you due to your negligence.

Optional Equipment Cover

In the event that you accidentally break or lose your trading equipment, up to £3,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items. Simply select the level of protection and it will be added to your policy.

Employers' Liability

If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.

Public Liability

Products Liability Insurance will cover the cost of a compensation claim should a client get injured or their property is damaged whilst you are conducting your business coaching service. 

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are determined to make the process of making a claim as simple and stress-free as possible.

If you need to make a claim, just click the link below, choose the relevant form and fill in the details and you’re claim will be dealt with at the earliest opportunity.

Frequently Asked Questions

Q. Who underwrites your insurance?

A. Business Coaching sits within our Therapy Insurance policy, which is underwritten by Peach Pi.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Business Coach Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.  More information on what we can cover on this policy can be found on our FAQs page.