Tailored Insurance for Business Coaches
Whatever your business coach approach might be, you will be providing high quality advice to entrepreneurs and business owners, by analysing situations and educating clients with regards to their business goals, market strategy and cash management, so they can make better informed decisions.
Carelessness or negligence while performing your business coach duties might lead to serious financial implications. Our Professional Liability cover protects professionals like you from claims by dissatisfied clients, offering a financial safeguard from litigation. Even if business coaching is considered as low risk, you still need to protect yourself and your business.
Professional Indemnity, also included in our policy, provides cover for malpractice, breach of duty, professional misconduct, professional negligence, and mistakes or omissions claims made against you. A well-chosen policy will also reimburse your legal defence costs.
All our Business Coach policies come with Public Liability, with options to add up to £5 million. This could protect you from a claim should someone you are coaching, or a member of the public get injured. So, whether you are set up as a sole trader, partnership or limited company, we can offer cover that meets your needs.
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Why choose Protectivity?
Fast & Straightforward Process
You can get a quote for your business coaching in just a few minutes, leaving you more time to focus on your clients. Simply select the date you’d like your policy to start, your turnover and you’ll get an instant price.
250+ Activities Covered
Many Business Coaches carry out other activities as well. Whether it’s personal or life coaching, counselling or something else, we can cover multiple activities all on the same policy.
Leisure Industry Specialists
We offer comprehensive insurance policies to thousands of individuals and businesses in the leisure industry every year, so we’re experts in understanding exactly the risks you face and the protection you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, whether it is minor or serious, quickly, without causing disruption to your business. All you need to do is follow the instructions on our Claims page.
What's included in your Business Coach Insurance policy?
Our Insurance policies include the following benefits as standard:
As a business coach your role is to provide expertise and advice in a professional capacity. And if a client faces financial implications as a result of your advice – for example, if they lost significant client and blamed your expertise – professional indemnity insurance will cover you for the claims made against you.
In the event that you break or lose your trading equipment, up to £5,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items. Simply select the level of protection and it will be added to your policy.
You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you if a member of the public makes a claim that they suffered bodily injury, or damage was caused to their property because of your business dealings or on your premises.
Personal Accident Cover
Personal Accident of £25,000 is available as an optional extra should you wish to protect yourself against the risk of injury whilst carrying out your business coaching activities on a day-to-day basis.
Cover ranging between £1 million – £5 million is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business coaching activities.
Monthly Payment Plans
We offer flexible payment plans with 0% APR when purchasing your cover online. This means that from £3.13 a month you will be able to protect your business and have a peace of mind for a whole year.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are determined to make the process of making a claim as simple and stress-free as possible.
If you need to make a claim, just click the link below, choose the relevant form and fill in the details and you’re claim will be dealt with at the earliest opportunity.
Frequently Asked Questions
Q. What does the policy cover me for?
A. The policy offers the following cover:
Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.
Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment and Personal Accident cover as optional extras.
Q. How quickly will my documents come?
A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.