Dog Walking Insurance

You would be covered in this situation under the Care, Custody and Control section of the policy.

For cover to extend to temporary or seasonal staff you would require Employer’s Liability, unless they would fall under the close family extension of the policy. Employer’s Liability is a legal requirement for any business to hold if they employ any members of staff, regardless of whether they are paid or voluntary.

Yes, under the Care, Custody and Control section of the policy you would be covered for medical fees resulting from the injury, illness or death of a dog in your care.

Our Pet Business insurance policy provides cover for multiple business activities at no extra cost, including Dog Walking, Dog and Cat Grooming, Dog Hydrotherapy, Dog Training, Pet Behaviourist, Pet Boarding, Pet Microchipping, Pet Minding, Pet Sitting, Pet Taxi and Pet Transportation.

In the event of a dog in your care hurting another dog, you would be covered under the public liability section of our pet business policy.

It is your responsibility to check if a park requires you to hold a special permit to carry out dog walking activities there. Our pet business insurance policy will not act as a permit, it will however provide evidence of your public liability cover when applying for the licence.

In an emergency, you would be covered for an emergency overnight stay.

However, for anything longer than an emergency overnight stay we would require you to hold a valid Animal Boarding Establishment Licence if this is a requirement by your local authority for animal boarding. Our pet business insurance policy covers pet boarding as standard providing you are meeting the requirements of your local authority.

Yes, providing the damage has occurred within the business hours and while undertaking the business activity we are covering you for.

You will need to have employer’s liability for someone else to carry out your business activities and be covered under your dog walking policy, unless that person would be covered under the ‘close family extension’ section of our policy wording.

Close Family means a husband, wife, civil partner, father, mother, grandfather, grandmother, stepfather, stepmother, son, daughter, grandson, granddaughter, stepson, stepdaughter, brother, sister, half-brother or half-sister.

You must take all practical steps to prevent and minimise accidents, loss, injury and damage. If dog walking in the current weather conditions could be deemed as dangerous then you should refrain from doing so.

Yes, providing the arranged meet and greet would be considered part of the business activities we are covering you for.

Under our pet business insurance, we will cover you to do what is necessary to help a dog in your care in an emergency. This would be covered under the Care, Custody and Control section of the policy.

No, you do not need to hold any specific qualifications to purchase our dog walking insurance.

In this case you might invalidate your insurance if you need to make a claim.

• Strict limit of maximum 6 dogs per handler at any one time
• This applies whether dogs are on or off lead
• Exceeding this limit may invalidate your insurance

Yes, we can insure you to transport dogs in your own vehicle. Should you get into an accident, we will cover any potential injuries or death to the dogs under your care. You will need to ensure that you have suitable car insurance in place as we cannot cover your vehicle or any passengers.

It’s still advisable, as you can still be held liable for accidents or injuries, even when walking dogs for people you know.

The pet business insurance policy is valid anywhere in the UK and covers the following business activities: dog walking, dog training, pet behaviourist, pet minding, sitting and boarding, pet taxi and transporting (UK only), grooming and microchipping.

Included within the grooming activities are; hand scissoring, clipping, wash and blow drying, hand-stripping, de-shedding, nail cutting, ear plucking and cleaning, and anal gland expression.

Yes, equipment is covered up to the value of £250 as standard as part of our policy. You can choose to increase your equipment cover by paying an additional premium.

Yes, this is covered as part of our Care, Custody and Control benefit. If a dog gets attacked by another dog, hit by a car or injures itself in your care, our dog walking insurance covers you for claims stemming from injury, illness or accidental death of the animals that are in your business’ care.

Up to £100,000 worth of cover is provided for animals in your care (limited to £25,000 per animal), should the business be blamed for the incident. This benefit does not cover any animals belonging to the business owner or members of staff.

Yes, this will be covered under our Care, Custody and Control.

Maximum of 6 dogs can be walked at any one time, this includes exercise off the lead. Should you employ any staff, they too can walk up to 6 dogs.

We can offer cover for walking most breeds of dog, however dogs classified under the Dangerous Dogs Act 1991 or any subsequent legislation, or cross breeds involving such classified dogs are excluded from being eligible for insurance.

We are no longer able to cover XL Bullies under our Pet Business insurance for our customers based in England, Scotland, Wales and Northern Ireland. This is due to their addition to the Dangerous Dogs Act.

If you employ any of the following members of your family, they too will be covered for Public Liability under your policy as standard. You do not need to take out Employers’ Liability to cover those family members either. If, however, your business is a limited company and the family members are directors and/or employees/volunteers, the close family extension will not apply.

Close Family members defined as: Husband, wife, civil partner, father, mother, grandfather, grandmother, stepfather, stepmother, son, daughter, grandson, granddaughter, stepson, stepdaughter, brother, sister, half-brother or half-sister.

The pet business insurance policy is valid anywhere in the UK and covers the following business activities: dog walking, dog training, pet behaviourist, pet minding, sitting and boarding, pet taxi and transporting (UK only), grooming and microchipping.

Included within the grooming activities are; hand scissoring, clipping, wash and blow drying, hand-stripping, de-shedding, nail cutting, ear plucking and cleaning, and anal gland expression.

A maximum of 6 dogs can be walked at any one time, this includes exercise off the lead. Should you employ any staff, they too can walk up to 6 dogs.

We are no longer able to cover XL Bullies under our Pet Business insurance for our customers at all as our policy product excludes the care of dog breeds on the Dangerous Dogs Act or any cross breeds of these dogs.