Music Therapy Insurance
From only £3.14 a monthMusic Therapy Insurance from £3.14 a month
Our Music Therapy Insurance can be tailored to meet your individual requirements. Your policy will include Public Liability to cover in case an injury is incurred by a third party during an appointment.
As a Music Therapist, there is a risk you will offer advice to your clients, which may accidentally cause physical or psychological injury. Our policy includes Professional Indemnity which will cover you for the treatment you give.
Optional benefits such as Equipment Cover, Personal Accident an Employers Liability can be added to your policy during our online quote process. Get instant protection by completing our short online quote form below.
Our policy is underwritten by Peach Pi, and can be bought online from just £3.14 a month. Buy your policy today and conduct your music therapy service with complete peace of mind.
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Why choose Protectivity?
Fast & Straightforward Process
Take out Music Therapy Insurance with no delay using our easy quote process. Just tell us what therapies you will be offering, your expected annual turnover and where you are based, and we’ll provide you with an instant price for your cover.
200+ Activities Covered
It may be that you offer art therapy, counselling or other treatments alongside music therapy. That’s not a problem, as we can include cover for over 200 different activities on the same Therapy Insurance policy.
Leisure & Therapist Industry Specialists
We provide comprehensive insurance cover to thousands of individuals and businesses in the leisure and therapy industry every year, so we’re experts in understanding exactly the risks you face and the cover you need.
Excellent Claims Handling
We’re all too aware that things can go wrong in the therapy industry. That’s why our specialist claims handlers aim to deal with any claim in the fastest and most efficient way possible.
What's included in your Music Therapy Insurance policy?
Our insurance for therapists provide the following benefits:
Public Liability
Up to £5 million worth of Public Liability is included to cover you if, while performing your Music Therapy, cause accidental injury to a patient or other member of the public, or damage a third-party’s property.
Equipment Cover
In the event that you suffer accidental damage to some of your business property or are the victim of theft, you could be covered for up to £3,000. Just choose to include Equipment Cover on your quote.
Professional Indemnity
Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give as a Music Therapist should a client decide to sue.
Employers' Liability
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury while working under your employment.
Personal Accident
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Third Party Property Damage
This covers you against any non-negligent loss or damage to the property of others that you may cause during the period of providing treatments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Check out our tips to running the perfect holistic therapy business
Frequently Asked Questions
Q. What does Music Therapy Insurance cover?
A. Our Music Therapy Insurance covers the following:
Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment Cover as an optional extra. This section of the policy will cover the cost of replacing your equipment because you accidentally damage or lose it.
Q. How quickly will my documents come?
A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.
Q. Who underwrites your insurance?
A. Our Therapist Insurance policy is underwritten by Peach Pi.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Music Therapy Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.