Play Therapy Insurance

Specialist cover for qualified play therapists from £3.14* per month.

  • 200 therapy activities covered
  • Liability cover up to £5 million
  • Join over 150,000 customers**

From only £3.14* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does play therapy insurance cover?

Our insurance for play therapists has been specially designed for qualified professionals operating as individuals or as a small business. We prioritise the protection that’s essential to operate your business or practice, including public liability cover and professional indemnity insurance. You also have the flexibility to add options, like equipment cover, to suit your service.

Whether you provide play therapy treatments in your home, in a fixed location or at an alternative venue our play therapy policy can provide tailored cover to offer the security you need, for a great price, allowing you to focus on treatments and outcomes of your clients.

Make sure you have the correct insurance for your therapy and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Professional Indemnity

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Third Party Property Damage

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Equipment

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Personal Accident

Why do you need play therapy insurance?

Clients may be coming to you for help for various reasons, seeking your professional assistance. No doubt you want to offer them the treatment they require, using the benefit of your experience. However sometimes, even with the best of intentions, things go wrong and often beyond your control.

Specialist play therapy insurance is the essential protection for your business to allow you to offer your services securely, knowing you are covered should a claim be made against you. However experienced and qualified you might be, unexpected incidents can occur so it’s best to be prepared.

Although you might consider it a low-risk profession, these are some common situations that highlight why play therapy insurance is so important:

Accidental public injury.

During a play therapy session if a client slips, falls and injures themselves, this could be deemed your responsibility and might result in a claim against you.

Having public liability cover can protect you against these incidents avoiding the expense of a claim yourself.

Protection against allegations of negligence.

If offering play therapy treatment is part of the service you offer, you should consider what happens if a client comes to harm following these instructions. You could be expected to pay damages to your client if a claim is brought against you.

Having professional indemnity in your policy is the cover you need to ensure you are protected from these situations allowing you to focus on your clients’ treatment with confidence.

Avoid costly play therapy equipment repairs and replacements.

You may own specialist play therapy equipment, which is essential to the service you offer day-to-day. This equipment could become damaged or get stolen requiring expensive repair or replacement costs, as well as inconvenience, that could impact on your services.

Therapy equipment cover would enable you to replace these items quickly and efficiently without bearing the full cost.

An accident at work prevents you working.

You are also at risk from a workplace accident. Suppose you trip and fall during a play therapy session, whether at a fixed base place of work of at a client’s home. The injury could mean you need to take some time off work, leading to loss of earnings.

You can avoid financial loss like this with personal accident cover, which can provide you with financial support until you can get back on your feet.

Our experts explain why...

“As a play therapist, you have a passion to provide a very specialist service to customers who lean on your expertise to aid them with whatever reason they have contacted you. Equally, as insurers of this industry we pride ourselves on providing specialist cover to meet your requirements and we have spent the time to ensure our breadth of cover, meets the situations you may face as a result of experiencing financial losses.

We recognise over 200 niche therapies ranging from talking therapies to spiritual therapies. Our products primary coverage is for liability cover, not just for allegations from other people who suggest your actions have given rise to them becoming injured but our cover also covers negligent advice around treatment you give, so you can feel confident when providing your therapy.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does play therapy insurance cost?

There are varying factors that will influence the exact amount you pay for play therapy insurance. It could be you have high-value specialist equipment that you need to cover, which will influence your overall price.

At Protectivity policies start at just £3.14 per month or £46.81 per year.*

Prices from

£3.14* a month

Explainer quote

Policy cost

£3.14* a month

Policy type

Play Therapy

Public Liability

£1,000,000

Professional Indemnity

£1,000,000

Third Party Property Damage

£750

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your play therapy insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

¹Based on live Feefo data