Taekwondo Instructor Insurance
Specialist martial arts cover for taekwondo instructors from £5.02* a month.
- Public Liability up to £10 million
- Join 180,000 customers**
- Flexible Payment Plans – 0% APR
Save 10% Onlineˆ
From £5.02* a month
What does Taekwondo instructor insurance cover?
Our insurance for taekwondo includes essential liability cover with the option to include extra benefits depending on your situation. You will find that you can opt for different levels of cover, depending on the scale of your services.
The policy can be tailored to martial arts instructors covering one-to-one sessions, group classes, and online instruction. No matter your instructing focus, our cover can be tailored to meet your specific needs.
Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Professional Indemnity
Equipment
Employers’ Liability
Personal Accident
Public Liability
- From £1 million to £10 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged as a result of your actions.
Professional Indemnity
- From £1 million to £10 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged as a result of advice that you provide.
Equipment
- £500 worth of equipment included.
- Add up to £30,000 of equipment cover.
- Protecting equipment, you need for your business from loss, damage and theft.
Employers’ Liability
- £10 million worth of cover.
- Protection against liability allegations made by Employee’s and includes cover for damages rewarded and defence costs.
Personal Accident Cover
- Protection for the person(s) insured, should they suffer a bodily injury caused by an accident at the business or club insured.
- A selection of incidents can be claimed for under this benefit including accidental death, permanent total disablement and temporary total disablement.
Overseas Extension
- Work abroad for up to 30 days a year.
Select Europe or Worldwide (excluding the USA).
Legal Expenses
- Cover for up to £100,000 of cover for Legal Defence, tax protection and access to specialist help-lines.
- Option to include cover for employment, property and contract disputes, as well as health and safety appeals, jury service, court attendance and licence protection.
- Coaching any activity without the relevant qualification.
- Equipment that’s left in plain sight or in an unlocked vehicle, and where there’s no sign of forced entry or damage.
- Any pre-existing medical condition unless specifically agreed by us.
- Participant vs Participant: If you’re playing a contact sport, we don’t cover injuries or damage that one player causes to another player during the game.
- Property owners – occupiers’ liability: we do not provide cover connected to operating and managing a premise, fitness studio or gym. This cover is for instruction or coaching only.
For further information on exclusions in your cover please refer to policy documentation.
Why do you need Taekwondo instructor insurance?
Taekwondo Insurance protects qualified professionals from claims that could arise from risks and incidents whether this be an instructed session, competition or other general activities.
You can be assured you are operating responsibly, fulfilling safety obligations to your clients and members. Claims can be costly if they arise and damage your reputation if not handled appropriately. Focus on providing your customers with the best possible service, knowing you’re prepared if things go wrong.
These listed scenarios can provide examples of why suitable insurance is so important.
Cover against claims from public injury.
If someone were to trip over a mat you had placed on the floor, injured themselves and blamed you or if you accidentally damage a clients’ property such as a phone, you can claim to repair or replace it.
Having public liability protects you against these incidents such as slip-and-fall accidents, injuries caused by equipment and damage to belongings during a training session.
Accusations of negligence following a client injury.
Whilst taking part in a taekwondo class, for instance, a claim may be brought against you as a taekwondo instructor because of an instruction you’ve given. A client may suffer an injury from an exercise instruction and consider it to be your fault.
Professional Indemnity Insurance will cover legal costs and damages if a client decides to bring a claim against you for the incident.
A martial arts club requires public liability for contracted instructors
If you are contracted by a martial arts club or fitness centre to provide taekwondo training services. Having suitable public liability cover will likely be a minimum requirement.
Avoid expensive equipment losses.
A client may walk off with equipment you own or if you store a stock of mats, they might become damaged in storage.
Taekwondo equipment cover can avoid costly replacements in case your equipment is damaged or stolen.
Financial protection from workplace injuries.
If an accident results in an injury to yourself and you need to take some time off work. Avoid loss of earnings.
Personal accident cover can provide you with financial support if you suffer an injury or accident whilst providing your service.
Our experts explain why...
“Traditionally Personal Trainers provide fitness instruction one to one and occasionally in small groups, this has evolved over years to include not just recognised fitness-based exercise but also a number of activities, sports and martial arts-based fitness. We have adapted our product offering to recognise this demand, so we can make sure, whatever you are offering to your customers, we can provide you financial protection. Our insurance offering doesn’t just cover your Public Liability concerns but also those that might come from suggested negligent advice and tuition, through our Professional Indemnity extension, which we offer at no additional charge.”
Chris Trotman, Protectivity Underwriting Manager
How much does Taekwondo instructor insurance cost?
The cost of Taekwondo instructor insurance can vary depending on the level of cover you need. For example, if you use specialist equipment in your training you may need to increase the value of cover.
Investing in Taekwondo instructor insurance is not just about protecting you and your organisation; it’s also about having the support to focus on your clients and developing your service knowing you have everything covered.
At Protectivity policies start at just £3.86* for the year.
Prices from
£5.02* a month
Explainer quote
Policy cost
£5.02* a month
Policy type
Taekwondo Instructor Insurance
Policy duration
Annual
Public Liability
£1,000,000
Professional Indemnity
£1,000,000
Equipment Cover
£500
This example is based on a real quote from our website on 01/01/2025. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your taekwondo instructor insurance policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 180,000 customers.
Experienced insurance providers for over 30 years.
Over 3,500 highly rated reviews.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
On average we answer your phone calls in under 2 minutes
Frequently
Asked Questions
Are our instructors insured under your Martial Arts Club & Associations Insurance?
If your instructors are members of your club and/or association and only provide instruction to your members, within the remit of your club and/or association, you will not require separate instructor insurance for your instructors, they will be included without specifying them on your policy of insurance.
Does your policy of insurance cover our club or association for organising events, competitions and tournaments?
We understand that as a club and more so an association, you are involved in arranging events for members to display their capabilities in their chosen martial arts. Our policy product will cover you for organising events on the basis that participants are members of your club and/or association, for those participants who are not members of your club and/or association, they need to be members of a club and/or association that have their own insurance. Also, events must not be larger than 500 visitors per event, including participants and spectators.
What is the difference between Public Liability cover and Personal Accident insurance and do I need both?
Personal Accident cover provides a benefit (subject to the policy terms) if a member is injured whilst participating in Martial Art discipline regardless of negligence. For example, some of the benefits available are Permanent Total Disablement, Broken Bones, Medical Expenses and Physiotherapy Sessions and Rehabilitation and Retraining Expenses.
Public Liability cover is an indemnity for Legal Liability against claims from the public, club/association members for bodily injury or property damage caused by the club/association or its members.
Which martial arts weapons and disciplines are covered?
We have an extensive list of styles and disciplines that we are able to provide cover for with the addition of the use of weapons also. This can be found by using our quote process.
Do you include Member to Member cover?
Yes, only for a club and associations policy. This forms part of the public liability cover, this would cover one member to another member for negligent injury. This is not a form of group personal accident insurance.
No. Not for our individual martial arts instructor policy.
What Martial Arts are covered?
We are able to cover a wide range of martial arts disciplines from Karate, to Judo and Taekwondo to Jujitsu. Find out if your activity is covered when you request a quote.
Discover more from Protectivity
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 01/12/2025. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to present
ˆ10% introductory discount applies to the first-year policy premium only and is not available to current Personal Trainer customers. This discount does not apply to the optional Legal Expenses benefit. Protectivity reserves the right to amend or withdraw this offer without notice. Available to UK residents only.
¹Based on live Feefo data