Specialist Caving Insurance

Caving is the exploration of underground caverns and cave systems created over thousands of years by the passage of water and is enjoyed by thousands around the UK.

Unfortunately though, accidents can happen whilst caving. But with our Sports Accident Insurance in place, you can protect yourself with cover for serious injury, including incidents that would mean taking time off work.

Our caving insurance policy also protects enthusiasts with cover against injuries or damage caused to third parties and their property. If that person chose to sue you, you’d be covered.

For caving in the UK, just start your quote below. However, if you’re heading overseas for your caving, our Sports Travel Insurance is the perfect companion to any trip out of the country for your extreme sports needs.

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Instant Quote | Sports Accident Insurance

Important notes about these sports

    You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3.


    We won't cover

    Contact Us

    Cover for the following sports can't be purchased online:

    Please call us on 01494 484800 to purchase cover, or see our full contact details

    Are you travelling abroad?

    If you are going abroad take a look at our Sports Travel insurance to cover your whole trip, or if you already have travel cover but need extra cover for your sport or activity for a day(s), look at our Activity TopUp insurance. Whilst our Sports Accident insurance is valid worldwide, the benefits do not include cover for medical treatment abroad or repatriation.

    Why choose Protectivity?

    Instant Quotes & Cover

    Getting cover for your caving activities is simple. Choose your activity from our massive list of sports, select how long you want cover to be and we’ll give you a price. There’s no confusing questions or insurance jargon to understand to get covered.

    Many Sports On One Policy

    Enjoy other sports as well as caving? You may be able to get cover on the same policy for no extra cost. All sports in the same risk group and below are covered as standard, meaning up to 500 sports covered on one policy.

    Sports Insurance Specialists

    With 25 years experience of providing sports protection insurance to individuals and clubs we’re experts in providing you what you need. Our policies are give you total protection for an excellent price.

    Excellent Claims Handling

    If you did suffer an injury whilst caving or had to make a claim for another reason, we aim to make things as easy and straightforward as possible.

    What's included in your Sports Accident Insurance policy?

    Our policy for playing roller derby in the UK includes the following benefits:

    Personal Liability

    £2 million of personal liability if you caused accidental injury, death or property damage to a third party and that person opts to take sue you. The costs of defending you and any subsequent settlement are then handled by us.

    Permanent Disablement

    If you suffer a serious injury whilst caving, you could be eligible for a lump sum payout of up to £30,000. This benefit includes protection against the loss of limbs, sight, and even death. 

    Physiotherapy and Dental Fees

    If an injury picked up in the caves requires you to undergo a phase of physiotherapy, your Sports Accident Insurance will cover the costs of up to the limit chosen on your policy.

    Optional Income Protection

    Protection of up to 75% of your take-home pay can be included on all policies with our Income Protection add-on, giving you cover for up to 26 weeks if a caving injury forces you off work.

    I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

    Fantastic claims handling

    We are determined to making our claims process as simple and efficient as possible.

    If you feel like you need to make a claim, click the link below, select the relevant form and fill in your details and we’ll take it from there.

    Further information on our policy

    If you have any other questions regarding our Sports Accident Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

    More information on what we can cover on this policy can be found on our FAQs page.