Caving (or potholing) is the exploration of underground caverns and cave systems created over thousands of years by the passage of water. There are miles of cave systems to explore in the UK, featuring beautiful formations such as flowstone, stalactites, and stalagmites (collectively known as speleothems).

Protectivity can cover you for caving in the UK and abroad. Our Sports Accident Insurance is available to caving players taking part in the sport in their home country, whilst our Sports Travel Insurance combines caving cover with travel insurance.

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Giving you extra

The following are included on all policies:

  • Over 400 sports covered including competitions
  • 3 levels to choose from
  • Income protection up to £1,000 a week
  • Consultant and Physiotherapy fees

See our FAQs for specialist product information.

How it works

We understand the risks when participating in sport and the difficulties that can arise following a sports accident. Our Sports Accident Insurance provides benefits that will aid in rehabilitation and recovery as well as providing income protection should you be unable to work for a period of time.

With more than 20 years experience our policies have been created to offer peace of mind should you sustain injury following a sports accident.

Unless we have labelled a sport or activity as “Non Competitive” or “Excluding Competition” then you will be covered to compete in your sport.

Where a sport is labelled with “Non competitive” you will often find another option which says “competitive” or “including competition”

Key benefits

Personal Liability Covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
Permanent Disablement  Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs.
Death Lump sum payable in the event of an accident causing the Insured never to be able to work again or causing loss of, or loss of use of, one or more eyes or limbs.
Income Protection per week If you are injured whilst participating in your chosen sport(s), you will receive a maximum of 75% of your normal weekly income, which will be payable for up to 26 weeks excluding the first 14 days.

Flexible payments

We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.

payments