Please note this insurance is not currently available to purchase from Protectivity, but do check back with us as we hope to offer it in the near future.
Whether you specialise in reiki, pranic healing or any other spiritual healing practice, obtaining insurance for holistic therapy is important for practitioners to remember.
Should a client or a third party injury themselves because of the actions or advice of your business, you could be liable for a large financial outlay, firstly to defend your business in court, before the possibility of having to pay damages.
Protectivity’s holistic therapy insurance product provides Public Liability and Professional Indemnity as well as Medical Malpractice cover, to protect you from such instances.
We can also cover your business equipment, handling the cost of replacing or fixing lost or broken tools of the trade used in holistic treatments to help you continue your business as normal.
What’s included in our Holistic Therapy Insurance?
- Public Liability cover
Cover for between £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.
- Medical Malpractice cover
Protection up to the same value as your chosen Public Liability cover, for claims relating to physical injury or psychological damage deemed to have been caused by your chosen holistic therapy.
- Professional Indemnity cover
£500,000 cover as standard for protection against claims arising from not only what you do but also the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence.
- Equipment cover
All of our holistic therapy insurance products can cover you for damage to the tools of your trade. We can protect up to £5,000 worth of equipment on each policy.
- Optional Personal Accident cover
Covers you should you get injured whilst carrying out the activities for which you are insured.
- Flexible payment options
Choose to pay for your policy up front, or take out our option to split payment into instalments. We offer an interest-free three or 10 month payment plan.
How it are you protected?
Our therapy insurance product protects a wide range of holistic therapy practitioners. You are covered for liability claims that might arise from a third party or a customer getting injured, or their property being damaged, as a result of your business activities.
With malpractice cover and Employer’s Liability, if necessary, included as standard, you are well protected to continue your business practice without the worry of a potentially costly lawsuit.
If someone were to sue your business, your insurance cover means we would take care of the legal fees from defence costs to paying out any related damages.
What is holistic therapy?
Holistic therapy touches on all the aspects of a person, body, soul and spirit to aid the improvement of physical well-being. The different disciplines of holistic therapy from spiritual healing to massage therapy can be used as a relief for general aches and pains or to provide respite for far more serious issues.
Practitioners would on the principle that everyone has the ability to possess healing powers, it is just about learning how to channel them correctly.
Many aspects of holistic therapy stem from long-held beliefs of the cultures in the Far East and India, such as acupuncture and reiki healing, while other are more recent, westernised developments.
What holistic therapies can we cover?
We can provide liability insurance for a wide range of holistic health practitioners from massage therapy to shamanic healing. To view our full list of the holistic treatments we can cover, click here.
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.