Specialist Insurance for Running Events

Regardless of whether you are organising a competitive running race or a more relaxed fun run, it is vital to protect yourself from Public Liability claims.

A runner could fall and suffer injuries or a spectator could get injured because of lack of barriers. Either could cite a failure on the organisers to provide a safe environment to ride and take legal action.

In situations such as these, having suitable running event insurance in place will protect you from having to pay out a large amount of compensation.

To get a quote just answer our set of mandatory questions below. You can buy your policy online in just a few minutes. Feel free to call our sales team on 01494 887909 if you have any questions.

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Why choose Protectivity?

Flexible policies for all events

With every running event differing slightly, from fun runs to marathons to something in between, we can tailor your policy to suit you meaning you only pay for the cover you actually need.

Excellent Claims Handling

Accidents do happen and it can be worrying when things go wrong. That’s why we’re proud of our expert claims handlers who are skilled in making the process as smooth as possible.

Specialists in our field

We have been providing protection to individuals and events in the sports industry for over 25 years, so are experts in knowing exactly the sort of protection events such as yours re quire.

Underwritten by Experts

We have partnered with UK General to offer this comprehensive fun run event insurance. UK General is an MGA backed by Great Lakes Reinsurance (UK) SE.

What Insurance Do Running Events Need?

If you are organising a race or fun run there are a number of things that you should consider adding to your policy.

Public Liability

Public Liability cover makes up the backbone of all our running event insurance policies. This means that should a member of the public, whether they are running in your event or not, suffer an injury or property damage and blame the organiser, you’re covered for the defence and settlement costs.

Equipment Cover

You may not be using a large amount of equipment in your running event, but any items you do use can be covered under your policy. With Equipment Cover in place you will be protected against accidental damage, loss or theft that occurs during your running event.

Employers' Liability

If employing any staff, paid or voluntary, it is a legal requirement to take out Employers’ Liability. This covers you as the event organiser if one of your staff was injured whilst working on your event, with any defence costs and settlement covered by us.

Event Cancellation Cover​

Cancellation, Abandonment & Postponement Insurance will cover you for your irrecoverable costs incurred as a result of the unavoidable cancellation, abandonment or postponement of the entire event for reasons beyond your control.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

No matter how well your race is organised, accidents do happen. That’s why we aim to make these scenarios as stress-free as possible.

According to the vast majority of customers who have had to make a claim, our dedicated team deal with the situation in a manner that meets our customers’ high expectations of us.

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Opening Hours 9am to 5:30pm, Monday to Friday

Further information on our policy

If you have any other questions regarding our Running Event Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.

This policy is designed to cover the organiser and the event as a whole. For individual protection, take a look at our Running Insurance page.

More information on what we can cover on this policy can be found on our FAQs page.