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Mandy has been with Starpeak Insurance Solutions since 2018, starting in sales in the consumer department and mov...
If you run several events or exhibitions during the year then switching to a multi events policy could save you time and money.
A multi-events policy is a single events insurance policy which will cover each of the events that you organise during the year. This means that instead of setting up a policy each time you set up an event or exhibition, you just take out one policy that will cover everything that you organise during the 12-month period.
Well the first benefit is that setting up one policy instead of several will save you time and is one less thing on your ‘to do’ list! The second benefit is that you are likely to see some cost savings as a policy covering several events is likely to be a lower total cost than all the separate policies you have taken out.
What does a multi events policy cover?
Our multi events policy offers the same cover and peace of mind as our One-off Event Insurance policy, it just gives you the flexibility to stretch this protection over all your events with a single policy. Cover includes:
– Public Liability – This will protect you if a third party makes a claim against you for injury or damage as a result of your actions. For example, if there is an accident where a visitor trips over some unsecured cables at your event and is injured, you could be sued, and Public Liability insurance would protect you and cover the costs as a result of the claim.
– Employers Liability – This will cover you if one of your employees makes a claim against you for injury. For example, if one of your catering staff at an event you have organised trips over a box which has not been put away properly and is injured as a result, there could be a claim made against you. With Employers’ Liability in place, you are covered for the costs of defending yourself and any subsequent settlement.
– Equipment Insurance – This offers protection if equipment used for an event is damaged. For example, if you are having a live musical performance at your event, it is likely that you will be using a large amount of amplification equipment, not to mention lighting and the instruments themselves. Having Equipment Cover on your policy will protect you if, for example, any of these items were damaged during the set-up or over the course of the event.
How do I know that a multi events policy will provide the cover I need for all my events?
Our multi-events policy has been specifically tailored to meet the needs of a busy events organiser and is designed to provide you with the cover that you need to cover several events, giving you the peace of mind that each of your events are protected.
You can select to cover up to 15 or 45 events in any given year and we will give you a quote to protect all of them.
Call one of our UK team on 01494 887909 to discuss your requirements or get an instant quote for your Event Insurance today.
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*Disclaimer – This blog has been created as general information and should not be taken as advice. Make sure you have the correct level of insurance for your requirements and always review policy documentation. Information is factually accurate at the time of publishing but may have become out of date.
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