Activity TopUp Insurance

Specialist activity top-up insurance with 10% discount online.*

  • Over 500 sports & activities covered
  • Join 180,000 customers**
  • Get cover in minutes

Underwritten by

Save 10% Online*

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does Activity TopUp insurance cover?

If you already have travel insurance but need to cover an activity during a trip, which is excluded by your existing policy then Activity TopUp can be used to cover you during that activity.

So, whether you are going zip-lining or doing a skydive, should you have an accident or get injured whilst taking part we’ll have you covered.

Activity TopUp can be bought before or during your trip providing you have general travel insurance in place, and your documents will be emailed to you instantly after purchase.

Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Emergency Medical Expenses

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Cancellation

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Personal Liability

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Search & Rescue

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Legal Expenses

Activity Top-Up

Sports Travel Insurance

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.12.2025

£5.6million

paid in claims

£188081

largest claim paid

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your activity topup insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 180,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

On average we answer your phone calls in under 2 minutes

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This page content has been created for general information and should not be taken as advice.

*10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only. 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.

** Based on Protectivity sales data from 2007 to present

¹Based on live Feefo data