Activity TopUp Insurance
Specialist activity top-up insurance with 10% discount online.*
- Over 500 sports & activities covered
- Join 150,000 customers**
- Get cover in minutes
Save 10% Online*
What does Activity TopUp insurance cover?
If you already have travel insurance but need to cover an activity during a trip, which is excluded by your existing policy then Activity TopUp can be used to cover you during that activity.
So, whether you are going zip-lining or doing a skydive, should you have an accident or get injured whilst taking part we’ll have you covered.
Activity TopUp can be bought before or during your trip providing you have general travel insurance in place, and your documents will be emailed to you instantly after purchase.
Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Emergency Medical Expenses
Cancellation
Personal Liability
Search & Rescue
Legal Expenses
- Emergency Medical Expenses
- Cancellation
- Personal Liability
- Legal Expenses & Advice
- Search & Rescue
For more details on what is included in our Activity TopUp policy please request a quote.
- Claiming for circumstances you were aware of before your policy was issued, or trip was booked (whichever is the later).
- Professional sports or activities
- Injury sustained through participation in sports / activities not included in the sports group(s) you have cover for.
- Travel to a country or region to which the Foreign, Commonwealth & Development Office (FCDO) has
advised against all travel or all but essential travel. - Medical treatment within your Country of Residence
For further information on exclusions in your cover please refer to policy documentation.
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Liability
- Baggage & Personal Effects
- Delayed Baggage
- Sports Equipment
- Activity & Race Entry Fees
- Search & Rescue
- Personal Accident
- Travel Delay, Abandonment & Missed Departure
- Money & Documents
- Legal Expenses & Advice
- Catastrophe
- Hijack
- Personal Assistance
We offer a bronze, silver and gold package to account for different levels of cover you might need.
For more details on what is included in our sports travel policy please request a quote.
- Claiming for circumstances you were aware of before your policy
was issued, or trip was booked (whichever is the later). - Professional sports or activities
- Injury sustained through participation in sports / activities not included in the sports group(s) you have cover for.
- Travel to a country or region to which the Foreign, Commonwealth & Development Office (FCDO) has advised against all travel or all but essential travel.
- Medical treatment within your Country of Residence
For further information on exclusions in your cover please refer to policy documentation.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your activity topup insurance policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 150,000 customers.
Experienced insurance providers for over 30 years.
Over 3,500 highly rated reviews.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
Our UK sales team are here to help.
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This page content has been created for general information and should not be taken as advice.
*10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only. 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Based on Protectivity sales data from 2007 to Sep 2024
¹Based on live Feefo data