Activity TopUp Insurance

Specialist activity top-up insurance with 10% discount online.*

  • Over 500 sports & activities covered
  • Join 180,000 customers**
  • Get cover in minutes

Underwritten by

Save 10% Online*

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does Activity TopUp insurance cover?

If you already have travel insurance but need to cover an activity during a trip, which is excluded by your existing policy then Activity TopUp can be used to cover you during that activity.

So, whether you are going zip-lining or doing a skydive, should you have an accident or get injured whilst taking part we’ll have you covered.

Activity TopUp can be bought before or during your trip providing you have general travel insurance in place, and your documents will be emailed to you instantly after purchase.

Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

Tick Icon Dark

Emergency Medical Expenses

Tick Icon

Cancellation

Tick Icon

Personal Liability

Tick Icon Dark

Search & Rescue

Tick Icon

Legal Expenses

Activity Top-Up

Sports Travel Insurance

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.12.2025

£5.6million

paid in claims

£188081

largest claim paid

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

Phone Icon

Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your activity topup insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 180,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

Experience Icon

Experienced Claims Handling

A smooth and efficient claims process.

Phone Icon

UK Based Customer Support

Our UK sales team are here to help.

Discover more from Protectivity

Self-Assessment Deadline 2026: When to get help with your tax return Image

Business

Self-Assessment Deadline 2026: When to get help with your tax return

If you’re self-employed, running an independent limited company, or earning income from property, self-assessme

Tax year dates & deadlines 2026 Image

Business

Tax year dates & deadlines 2026

Running an independent business in the UK means juggling clients, cash flow, compliance and tax deadlines are rar

7 Service Side Hustles to Start in 2026 Image

Business

7 Service Side Hustles to Start in 2026

Safer, demand-led ideas to maximise flexibility and earnings Starting a side hustle in 2026 doesn’t have to

When is Corporation Tax Due? Image

Business

When is Corporation Tax Due?

Understanding when corporation tax is due is one of the most common pain points for UK company directors, particu

Running a creative workshop Image

Business

Running a creative workshop

Running a creative workshop is a rewarding way to share your skills, inspire others, and build an additional in

How to grow your photography business? Image

Starting a business

How to grow your photography business?

Growing a photography business can feel overwhelming, especially in a competitive and fast-moving industry. Wheth

How to become a Life Coach in the UK Image

Therapists

How to become a Life Coach in the UK

Life coaching is one of the fastest-growing personal development professions in the UK. With more people seeking

Trade Skills Shortages – Looking ahead to 2026 Image

Trades

Trade Skills Shortages – Looking ahead to 2026

Why now is the ideal moment to start a career in the trades If you’ve been wondering whether a trade career

Dog walking prices 2026 Image

Pet Business

Dog walking prices 2026

Hiring a dog walker has become one of the most common services among pet owners in the UK. With busier schedules,

Maximise bookings during the Christmas cleaning rush Image

Business

Maximise bookings during the Christmas cleaning rush

As the festive season approaches, households and businesses alike begin preparing for visitors, celebrations, and

This page content has been created for general information and should not be taken as advice.

*10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only. 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.

** Based on Protectivity sales data from 2007 to present

¹Based on live Feefo data