Aromatherapy Insurance

Specialist cover for aromatherapists from £3.14* per month.

  • 200 therapy activities covered
  • Liability cover up to £5 million
  • Join over 150,000 customers**

From only £3.14* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does aromatherapy insurance cover?

Our specialist insurance for aromatherapists is designed for qualified aromatherapists like you, offering essential cover with flexible options to match your services and setup. Whether you’re working independently, seeing clients part-time, or running your own practice, you need protection that reflects the unique nature of your work.

If you provide treatments from your home, operate from a therapy clinic, or travel to clients or wellness events, having the right insurance in place offers confidence that your practice is protected. It allows you to focus on delivering calming, therapeutic experiences—without the added stress of what might go wrong.

Make sure you have the correct insurance for your therapy and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Professional Indemnity

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Third Party Property Damage

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Equipment

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Personal Accident

Why do you aromatherapists need insurance?

As an aromatherapist, you support clients looking for relief from stress, anxiety, pain, skin concerns, and a wide range of wellbeing needs. Whether you’re blending essential oils for massage, using diffusers during treatments, or offering personalised advice, your work plays an important role in helping others feel better—physically and emotionally.

But even with care, experience, and professionalism, things don’t always go to plan. A client may have an unexpected reaction to a product, or an accident could happen during a session. That’s why having specialist aromatherapy insurance is so important. It protects you and your practice if something goes wrong, so you can continue your work with confidence and peace of mind.

Aromatherapy insurance allows you to focus on your clients and treatments, knowing you’re covered if the unexpected occurs. Here are some common scenarios where this cover can help:

Protection against claims if a member of the public gets injured.

Even in a calm and welcoming treatment environment, accidents can still happen. A client might slip on a floor after an oil treatment, trip over furniture, or injure themselves while moving around your space—leaving you potentially liable.

Public liability insurance covers legal costs and any compensation if a client or visitor is accidentally injured during a session or while attending your premises.

Protection against allegations of negligence.

As an aromatherapist, you may recommend essential oil blends or provide hands-on treatments. If a client believes a product caused a skin reaction, worsened a condition, or didn’t deliver expected results, they may raise a complaint or legal claim.

Professional indemnity insurance protects you in these situations, covering legal expenses and any potential damages—allowing you to continue working confidently and professionally.

 

Avoid costly aromatherapy equipment losses.

Whether you use massage tables, diffusers, blending tools, or a full range of essential oils, your equipment is key to running your practice. If any of it is damaged or stolen, it could affect your ability to offer treatments.

Equipment cover helps you quickly repair or replace vital items, so you can keep your business running smoothly without major disruption or personal expense.

Protection if a workplace accident prevents you working.

If you’re injured while preparing for a session, carrying equipment, or travelling to see clients, you may be unable to work for a period of time. For self-employed aromatherapists, that can mean a sudden and serious loss of income.

Personal accident cover provides financial support while you recover, helping you manage day-to-day expenses until you’re ready to return to work.

Our experts explain why...

“As an aromatherapist, you have a passion to provide a very specialist service to customers who lean on your expertise to aid them with whatever reason they have contacted you. Equally, as insurers of this industry we pride ourselves on providing specialist cover to meet your requirements and we have spent the time to ensure our breadth of cover, meets the situations you may face as a result of experiencing financial losses. We recognise over 200 niche therapies ranging from talking therapies to spiritual therapies. Our products primary coverage is for liability cover, not just for allegations from other people who suggest your actions have given rise to them becoming injured but our cover also covers negligent advice around treatment you give, so you can feel confident when providing your therapy.”

Mandy Czyz, Protectivity Underwriter

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does aromatherapy insurance cost?

At Protectivity policies start at just £3.14 per month.*

Securing aromatherapy insurance is a safety net to maintain your own healthy state of mind and uphold professional standards.

There are varying factors that will influence the exact amount you pay for aromatherapist insurance. It could be you have high-value specialist equipment that you need to cover, which will influence your overall price.

 

Prices from

£3.14* a month

Explainer quote

Policy cost

£3.14* a month

Policy type

Aromatherapy Insurance

Public Liability

£1,000,000

Professional Indemnity

£1,000,000

Third Party Property Damage

£750

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

What other therapies are covered by therapy insurance?

You must be qualified to practice your specialised therapy to ensure your insurance is valid. Here are some popular therapy professionals we also cover, you can select your specialism when you get a quote.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your aromatherapy insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
Asked Questions

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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

¹Based on live Feefo data