Please note this insurance is not currently available to purchase from Protectivity, but do check back with us as we hope to offer it in the near future.

If you provide counselling services to clients, it’s recommended you take out comprehensive counselling insurance.

The risks involved in counselling or psychotherapy may seem relatively low, but should a claim arise our insurance for councillors could save you a lot of money in the long run.

Full professional indemnity insurance, as well as medical malpractice insurance, will protect you should you be sued for say or do in your business that is deemed to be negligent.

Even claims that may seem relatively minor to you can result in extensive costs to defend yourself in court. With our insurance for counsellors and psychotherapists, you are covered.

Just fill out our quick form to get a quote and instant cover.


What’s included in our counselling insurance?

  • Public Liability cover

Cover for between £1 million – £10 million for injury or damage to third parties or their property. Includes legal defence costs.

  • Medical Malpractice cover

Protection up to the same value as your chosen Public Liability cover, for claims relating to physical injury or psychological damage deemed to have been caused by your chosen holistic therapy.

  • Professional Indemnity cover

£500,000 cover as standard for protection against claims arising from not only what you do but also the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence.

  • Equipment Cover

All of our holistic therapy insurance products include £250 of equipment cover as standard, covering you for damage to the tools of your trade. Extra cover up to the value of £5,000 can be added at your request.

  • Optional Personal Accident cover

Covers you should you get injured whilst carrying out the activities for which you are insured.

  • Flexible payment options

Choose to pay for your policy up front, or take out our option to split payment into instalments. We offer an interest-free three or 10 month payment plan.

How are you protected?

Our counselling insurance protects practitioners in a variety of ways.

Public Liability and Medical Malpractice cover both provide financial protection if you were to be blamed for a physical or even psychological injury or damage to a client or a third party.

Professional Indemnity takes this one step further, covering your defence costs even if you have deemed to have been negligent in your business activities.

If someone were to sue your business, your insurance cover means we would take care of the legal fees from defence costs to paying out any related damages.

Our therapy insurance product also comes with the added benefit of £250 worth of free equipment cover, working on a like-for-like basis, meaning if your equipment is damaged, we will cover the costs of a replacement to the same standard (up to the level of cover chosen).

The different kinds of counselling

Counselling is a form of complimentary therapy that many people turn to when they decide professional help is needed. The reasons people turn to psychotherapy are varied, therefore insurance cover for the different types of counselling is necessary.

Whatever form of psychotherapy you offer, the trust of your client is placed solely in you to assist with their problem. Therefore, in the unlikely event that your services and advice is deemed damaging,whether it’s physically or mentally, you could be sued.

Our policy can cover practitioners offering marriage counselling, relationship counselling, bereavement counselling and a wide range of other services. If you’re not sure whether your speciality is covered, just give us a call on 01494 887909 to discuss your business.

Flexible payments

We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.