Specialist Insurance for Horse Riders

For horse riders there’s no greater feeling than saddling up, taking the reigns and riding off into the sunset. But with horses sometimes temperamental animals, unforeseen accidents can occur.

So before you head out on horseback for any hacking, show jumping or other equestrian-based activity, it’s vital to make sure you are covered by a suitable horse riding insurance policy.

At Protectivity, we can cover your riding adventures for those bumps and spills that can often lead to injury with our Sports Accident Insurance. Just scroll down to get your instant quote today.

Heading overseas for a riding holidy? Our Sports Travel Insurance is the perfect protection, covering both your standard travel worries such as lost baggage and delays as well as your riding activities.

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Why choose Protectivity?

Instant Quotes & Cover

Insurance doesn’t have to be complicated; we’re focused on making your purchase experience as pleasant and straightforward as possible. Tell us if you’d like annual cover or protection for a prescribed number of days and for what sport and you’re away!

Many Sports On One Policy

We include cover for all sports in the same risk group and below your selected activity as standard. That means when you choose horse riding (Group 6) you’re covered for over 400 other sports too!

Sports Insurance Specialists

After 25 years of providing sports protection insurance to individuals and clubs we’re experts in giving you what you need. Our policies are designed to give you total protection for a competitive price.

Excellent Claims Handling

The chances of suffering an injury while riding are higher than in most sports. As an added benefit to you, our claims handlers deal with claims in an efficient and sympathetic manner.

What's included in our Horse Riders Insurance policy?

Our policy for horse riding in the UK includes the following benefits:

Personal Liability

Providing you up to £2 million worth of legal liability if you caused accidental injury,death or property damage to a third party and they decide to take legal action against you. Your defence costs are then handled by us.

Permanent Disablement

Serious injuries suffered whilst riding, hacking or show jumping, could mean that you are eligible to a lump sum payout. Injuries such as the loss of sight or even death are covered up to £30,000.

Physiotherapy and Dental Fees

An injury suffered on horseback may require a period of physiotherapy. On each policy we provide up to £350 for your physiotherapy treatment, as well as the same amount towards necessary dental fees.

Optional Income Protection

If an injury suffered whilst riding means you are unable to work for a set period of time, we could provide you with cover of up to 75% of your usual take-home pay for a period of up to 26 weeks.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as simple and efficient as possible.

If you think need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Further information on our policy

If you have any other questions regarding our Sports Accident Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.