When you embark on a mountaineering trip, it’s important to ensure you have full cover in place just in case it goes wrong.
Protectivity mountaineering insurance is available to UK and Irish residents taking part in the activity in their home country or abroad. Our Sports Travel Insurance covers those heading overseas, while our Sports Accident Insurance offers such benefits as income protection and personal accident cover in the UK.
Giving you extra
The following are included in all policies:
- Over 400 sports covered including competitions
- 3 levels to choose from
- Up to £5,600 for sports equipment
- Independent travel on Annual Multi-Trip policies
- 24hr emergency assistance
See our FAQs for specialist product information.
How it works
As a sports insurance specialist, we understand the risks when participating in sport abroad, with over 20 years experience we are able to offer a sports travel insurance with the benefits our customers want, at an affordable price.
The sports and activities we cover are separated into four sports groups. When you select a sport you will be covered for that sport, all other sports in the same sports group and those in lower groups. Our sports travel insurance gives you the flexibility to travel knowing you are covered for not only your main activity but hundreds more. Our sports travel insurance is like any other travel insurance policy, with one difference, we can insure over 400 sports and activities, so as well as being covered for lost baggage, travel delays or illness we’ll cover you for injuries or accidents resulting from participating in sport.
|Medical Expenses & Repatriation||Reasonable hospital, medical and other expenses, whilst abroad, following accidental bodily injury, illness, or death during a trip. Includes emergency repatriation back to your home country on medical advice or due to serious accident, illness or death of a close relative or business partner.|
|Personal Liability||Covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.|
|Baggage and Personal Effects||Loss of or damage to your personal baggage provided you take proper care to safeguard your property at all times. There are limits for any one article and valuables, and children (under 16 years) are restricted to 50% of the adult limit. Ensure that expensive items (ie videos) are insured elsewhere. Does not include cover for Specialist Sports equipment – see equipment extension below.|
|Cancellation and Curtailment||Covers the actual and unavoidable costs you incur if forced to cancel, cut short or delay a pre-booked holiday as a result of specified causes such as death, injury, illness or redundancy.|
|Sports Equipement||Extends cover to include Specialist Sports Equipment that is not covered under Baggage and Personal Effects.|
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.