Comprehensive cover for obstacle course events

Obstacle course events are becoming more and more popular all over the UK. Ensuring you have comprehensive cover in place is vital in case of injuries to participants and third-parties.

We can provide obstacle course event insurance for a wide-range of activities, including mud runs and inflatable obstacle courses.

There are a number of reasons you could have a claim brought against you. A participant may injure themselves or damage their property whilst taking part, or a member of your staff could hurt themselves whilst setting up the event. All of these things can be covered in your policy with us.

We offer obstacle course event insurance quotes within two working hours, simply click on the ‘Get a Quote’ button below and fill in the relevant fields and we’ll do the rest.


What our customers say:

“Very easy and simple to sort out our event insurance.”

David – November 2016

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What’s covered

We appreciate that every obstacle course event is different, but the cover we can provide offers broadly the same benefits for large and small events. The following make up the four main benefits available with our obstacle course event insurance.

Public Liability: This covers you if a participant or member of the public injures themselves. This could be during the race itself or at another time where your event is deemed to be at fault. Should you be sued for negligence we will handle the defence costs and solicitors, and should you the fault lay with your event, handle the settlement of the claim.

Public Liability also covers your event if a third-party was to suffer property damage and blame you. Claims surrounding this would be handled in a similar fashion.

Employers’ Liability: It is a legal requirement to take out Employers’ Liability if you employ staff, regardless if they are paid or voluntary. This will cover you as the organiser if a member of staff was injured whilst working on your event. We take care of the defence costs and claim settlement, in the same way we deal with Public Liability claims.

Sports Equipment cover: You can add equipment cover to your policy to protect the obstacles themselves and any other sporting equipment you might need to operate the event. We will cover the cost of replacing it should you suffer property damage or loss during the event.

Set-up/down cover: Some events will take longer than others to set-up and prepare. That’s why we can extend your coverage to provide cover for a period prior to the event or for a length of time following the conclusion of the event.

Flexible payments

We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.