Sound Therapy Insurance

Specialist cover for qualified sound therapists from £3.14* per month.

  • 200 therapy activities covered
  • Therapist liability cover up to £5 million
  • Join over 150,000 customers**

From only £3.14* per month

Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does sound therapy insurance cover?

Our specialist insurance for sound therapists is designed for qualified sound therapy practitioners like you, offering essential cover with flexible options to suit your services and setup. Whether you’re working independently, offering sessions part-time, or running a small practice – you need protection that reflects the unique nature of your work.

Depending if you hold sessions in your home, at a dedicated therapy space, or travel to clients or retreat venues, having the right insurance in place gives you peace of mind that your practice is protected. It allows you to focus on delivering powerful, restorative experiences—without the added worry of unexpected setbacks.

Make sure you have the correct insurance for your therapy and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Professional Indemnity

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Third Party Property Damage

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Equipment

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Personal Accident

Why do you need sound therapy insurance?

As a sound therapist, you work closely with clients who may be seeking support for stress, trauma, emotional balance, or personal growth. Whether you’re using tuning forks, gongs, singing bowls, voice, or vibration therapy, your sessions create powerful, immersive experiences. With that comes a responsibility for your clients’ safety and wellbeing.

Even with deep care and professionalism, things don’t always go as expected. A client may react unexpectedly to a session, or an accident could happen in your space. That’s why specialist insurance for sound therapy is essential. It protects your practice if something goes wrong, giving you the confidence to work without fear of financial or legal consequences.

Sound therapy insurance gives you peace of mind to focus on your clients and your craft. Here are some examples of where cover can help:

Protection from claims if a client sustains an injury.

Despite creating a calm and intentional space, accidents can still occur. A client might trip over cables, slip while lying down, or injure themselves moving around instruments—leaving you potentially liable.

Public liability insurance covers legal costs and compensation if someone is injured during a session or while attending your space.

Protection against allegations of negligence.

Clients may have high expectations of how sound therapy will help them, especially when used alongside other wellbeing practices. If they feel your session worsened their condition or caused emotional discomfort, they might bring a complaint or claim.

Professional indemnity insurance protects you against allegations of negligence, helping cover legal costs and potential damages, so you can continue your work with peace of mind.

Avoid costly sound therapy equipment repairs and replacements.

Your instruments and tools—whether crystal bowls, chimes, tuning forks, or PA systems—are at the heart of your work. If they’re damaged or stolen, it can be costly and disrupt your ability to deliver sessions.

Equipment cover helps you repair or replace your tools quickly, ensuring your practice can continue without significant downtime or personal expense.

An accident at work prevents you working.

If you’re injured—while setting up instruments, travelling to a client, or during a session—you may be forced to take time off. For freelance or self-employed sound therapists, that often means a sudden loss of income.

Personal accident cover provides financial support while you recover, helping you stay financially secure until you’re able to return to work.

Our experts explain why...

“As a sound therapist, you have a passion to provide a very specialist service to customers who lean on your expertise to aid them with whatever reason they have contacted you. Equally, as insurers of this industry we pride ourselves on providing specialist cover to meet your requirements and we have spent the time to ensure our breadth of cover, meets the situations you may face as a result of experiencing financial losses.

We recognise over 200 niche therapies ranging from talking therapies to spiritual therapies. Our products primary coverage is for liability cover, not just for allegations from other people who suggest your actions have given rise to them becoming injured but our cover also covers negligent advice around treatment you give, so you can feel confident when providing your therapy.”

Mandy Czyz, Protectivity Underwriter

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does therapy insurance cost?

At Protectivity policies start at just £3.14 per month or £46.81 per year.*

There are varying factors that will influence the exact amount you pay for sound therapy insurance. It could be you have high-value specialist equipment that you need to cover, which will influence your overall price.

 

Prices from

£3.14* a month

Explainer quote

Policy cost

£3.14* a month

Policy type

Sound Therapy

Public Liability

£1,000,000

Professional Indemnity

£1,000,000

Third Party Property Damage

£750

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your sound therapy insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

Frequently
Asked Questions

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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

¹Based on live Feefo data