Sports Therapy Insurance
Annual cover from £3.14 a monthTailored Business Insurance for Sports Therapists
As a sports therapist you may see a range of sporting injuries, provide treatment, rehabilitation and support, and give advice on prevention. Ultimately, you are exposed to a variety of risks which may result in a lawsuit for injury, negligent advice or damage.
All our policies include Public Liability and Professional Indemnity up to £5 million. You can also tailor your policy to meet your individual needs by incorporating additional cover options such as Equipment protection.
If a patient has an accident during a session or claims that their existing condition got worse, you could be on the receiving end of a lawsuit. From only £3.14 a month, our insurance will protect you should a claim be made against you providing they sit within our scope of cover.
Start your quote by completing our quick form below and get an instant price for your annual sports therapy insurance cover. Alternatively, give us a call to talk things through. With over 25 years’ experience in leisure and therapy industry, we have the knowledge to help you with every need.
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Why choose Protectivity?
Fast & Straightforward Process
Take out sports therapy insurance with no delay using our easy quote process. Just tell us what therapies you will be offering, your expected annual turnover and where you are based, and we’ll provide you with an instant price for your cover.
200+ Activities Covered
You may conduct other treatments alongside sports massage therapy such as kinesiology or acupressure. That’s not a problem, as we can include cover for over 200 different activities on the same policy.
Leisure & Therapist Industry Specialists
We provide comprehensive insurance cover to thousands of individuals and businesses in the leisure and therapy industry every year, so we’re experts in understanding exactly the risks you face and the cover you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, whether it is minor or serious, quickly, without causing disruption to your business.
What's included in your Sports Therapy Insurance policy?
Our Insurance policies include the following benefits as standard:
Public Liability
Up to £5 million worth of Public Liability is included to cover you if, while performing your Sports Therapy, cause accidental injury to a patient or other member of the public, or damage a third-party’s property.
Optional Equipment Cover
In the event that you suffer accidental damage to some of your business property or are the victim of theft, you could be covered for up to £3,000. Just choose to include Equipment Cover on your quote.
Professional Indemnity
Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a position of Sports therapist should a client decide to sue.
Employers' Liability
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.
Personal Accident
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Legal Expenses
This optional benefit provides you access to a legal helpline and a counselling service in addition to legal defence costs. The cover can be upgraded further to include employment disputes, property disputes, health and safety disputes and more.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Check out our tips to running the perfect sports therapy business
Frequently Asked Questions
Q. What does Sports Therapy Insurance include and how will protect me?
A. Our Sports Therapy Insurance product includes the following:
Public Liability will cover you for accidental injury or damage to a member of the public or their property caused by, or arising from, any treatment or therapy that you give during your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment Cover as an optional extra. This section of the policy will cover the cost of replacing your equipment because you accidentally damage or lose it.
Q. How quickly will my documents come?
A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.
Q. Who underwrites your insurance?
A. Our Therapist Insurance policy is underwritten by Peach Pi.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who are qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Sports Therapy Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.