Summer Camp Insurance
Specialist cover for summer camps.
- Public Liability up to £10 million
- One day cover available
- Join 150,000 customers**
From £69.10* one day camp
What does summer camp insurance cover?
Our Summer Camp Insurance is designed to be flexible enough to cover one-off Summer camps for children in the school holidays or multiple events throughout the year.
Whether it’s liability protection, equipment coverage, or safeguarding against workplace accidents, our policies can be tailored to your camps requirements, helping you to operate smoothly and securely.
Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Professional Indemnity
Equipment
Employers’ Liability
Public Liability
- From £2 million to £10 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged as a result of your actions.
Professional Indemnity
- From £2 million to £10 million of cover.
- Protection from claims by a third-party who sustains injuries or has their property damaged as a result of advice and instruction that you and your staff provide.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
Equipment
- Up to £30,000 of equipment cover.
- Protecting equipment you need for your from loss, damage and theft.
- Cover for sub contracted parties under a bona fide arrangement, they will be required to have their own insurance.
- Cover for sports and activities not specified in your application of insurance.
For further information on exclusions in your cover please refer to policy documentation.
Why do you need summer camp cover?
Summer Camp Insurance provides essential protection for organisations against potential claims, from risks and incidents occurring during sporting activities. As a Summer camp organiser, you will likely have large number of people involved in training and matches, from players, to spectators, to support staff and volunteers, and therefore the risk of unexpected injuries and incidents ultimately increases.
By securing summer camp insurance, you are putting essential step to ensure a responsible operation, fulfilling safety obligations to participants, and safeguarding yourself against significant financial liabilities.
Here are some examples of why summer camp insurance is important:
Cover against a member of the Camp getting injured.
Summer Camps often host events, matches, or tournaments where spectators are present. In the event that a spectator is injured or their property is damaged while on the Camp’s premises, public liability insurance provides protection against potential legal claims.
An employee or volunteer suffers a workplace accident.
If the summer camp employs coaches, staff, or volunteers, employer’s liability insurance is necessary to cover potential claims made by employees for work-related injuries or illnesses.
Employers’ liability is a legal obligation with fines of £2500 per day for failing to comply.
Financial protection for expensive sports equipment.
You may have invested in high value equipment to operate your summer camp. If your storage facility suffers a flood or a fire you could face a large bill to replace everything to continue operating your camp.
Sports equipment cover can avoid costly replacements in case your equipment is lost, damaged or stolen.
A sports centre requires liability insurance.
To run your summer camp, you might need to hire a premise to be able to offer your activities. Most centres will require proof of the correct liability cover as minimum for their own safeguarding and for you to hold your camp with them.
Our experts explain why...
“Our Summer Camp Insurance is specifically designed to address the unique risks camps might face. We provide comprehensive protection that includes Public Liability and Employer’s Liability, ensuring your club is safeguarded against potential legal and financial repercussions. Additionally, our policy includes coverage for equipment, so you can focus on what matters most – fostering camaraderie and passion for the activity, knowing you have the financial protection in place. Our goal is to help you maintain a safe, inclusive, and thriving environment for all participants.”
Chris Trotman, Protectivity Underwriting Manager
How much does summer camp insurance cost?
The cost of summer camp insurance can vary depending on the level of cover you need. For example, if you use specialist equipment in your training you may need to increase the value of cover.
At Protectivity policies start at just £69.10* for a one day camp.
1 day Football Camp - from
£130.70*
Explainer quote
Policy cost
£130.70*
Policy type
Summer Camp Insurance
Activity
Football Camp
Policy duration
1 Day
Public Liability
£2,000,000
Professional Indemnity
£1,000,000
This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
Speak to one of our experts
On average, we answer the phone in under 2 minutes!
Our team of UK-based insurance experts are available Mon-Fri, 9am-5:30am (excluding bank holidays). Our friendly team would welcome the chance to answer your questions and help you purchase your policy.
Based on our average phone answering time between Jan 23 – Dec 23
Why choose Protectivity for your summer camp insurance?
Let the reviews of over 3,000 customers explain why you should choose us.¹
Trusted by over 130,000 policyholders.
Experienced insurance providers for over 30 years.
5* reviews from 3,000+ customers.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
On average we answer your phone calls in under 2 minutes
Frequently
Asked Questions
Do I need Employers’ Liability?
No matter what type of business you run, you will need employers’ liability insurance if you are employing anybody, whether they are a paid member of staff or volunteers. Employers’ liability will protect you against any claims from your employees (including volunteers) who have been injured or become seriously ill as a result of working with you. Employers’ liability can be included to any business insurance policy with Protectivity at a small cost.
What is Professional Indemnity?
Professional Indemnity insurance, provides you cover for any advice and instruction you and your staff provide, that results in a third party becoming injured or suffering damage and alleging you are responsible for this.
Do I need Public Liability Insurance?
All our sports business insurance policies include public liability as standard. This means that your sports business will be protected from third party claims made against you, whether that is accidental injury to another person or damage to third party property.
What type of Sports Businesses do you cover?
We insure thousands of sports businesses every year who operate within the sports and leisure industry. Our speciality is sports coaching businesses who operate in schools covering PPA. Our sports business insurance packages cover the key requirements any business would need but importantly we review each business and its operations to ensure its business activities are covered, which gives you the peace of mind to do, what you do best.
We’ll consider any business that has an involvement with sport or leisure, including multi-sports coaches, gyms and fitness centres, sports camps, sports leagues and more.
Discover more about sports business insurance.
This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
¹Based on live Feefo data