Specialist Insurance for Tough Mudder™ Races

Tough Mudder™ is designed to challenge the strength, stamina and determination of the all-round athlete in the form of a 12 mile obstacle course.

Designed by the British Special Forces, the course takes competitors through bogs, trenches, electric live wires and much more, proving a true test of stamina for even the most ardent fitness enthusiast.

Protectivity’s comprehensive insurance polices can cover you when taking part in Tough Mudder™ and other obstacle course races in the UK.

Our Sports Accident Insurance includes cover for things such as Personal Accident and Liability as well as the option to add Income Protection onto your policy. Get your instant quote today.

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Why choose Protectivity?

Instant Quotes & Cover

Getting cover for your particular race is simple. Tell us when you want cover for and we’ll give you an instant price. Planning on multiple events throughout the year? Then take a look at our annual Sports Accident Insurance instead.

Many Sports On One Policy

If you enjoy other activities in the period of your insurance, you could be covered as standard on your Tough Mudder™ insurance policy. All sports in the same risk group or lower are included fre of charge.

Sports Insurance Specialists

With 25 years experience of selling sports insurance to amateur sportsmen and women, we’re experts in providing the cover athletes need. Our policies give you total protection for an excellent price.

Excellent Claims Handling

If you suffered an injury whilst taking part in a Tough Mudder event and needed to make a claim, we ensure the process is handled as efficiently and sympathetically as possible.

What's included in your Sports Accident Insurance policy?

Our policy for taking part Tough Mudder races™  in the UK includes the following benefits:

Personal Liability

£2 million of personal liability if you cause accidental injury, death or property damage to a third party and that person chooses to take sue you. The cost of defending you and subsequent settlement are handled by us.

Permanent Disablement

If you suffered a serious injury whilst competing, you could be eligible for a lump sum payout of up to £30,000. This benefit includes protection against the loss of sight, one or more limbs, and even death. 

Physiotherapy and Dental Fees

If an injury picked up in the race requires you to undergo a programme of physiotherapy, your Sports Accident Insurance will cover the costs of up to the limit chosen on your policy.

Optional Income Protection

Protection of up to £1,000 a week can be included on all policies with our Income Protection add-on, giving you cover for up to 26 weeks if an injury suffered through sport forces you off work.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are determined to making our claims process as simple and efficient as possible.

If you feel like you need to make a claim, click the link below, select the relevant form and fill in your details and we’ll take it from there.

Further information on our policy

If you have any other questions regarding our Sports Accident Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.