Ayurveda Insurance for Mobile & Freelance Practitioners

Practising Ayurveda helps people with their health and well-being, offering physical, emotional as well as spiritual support to improve their quality of life. Regrettably, providing holistic treatment puts you at risk and the likeliness of a patient filing a claim for negligence or medical malpractice is considerably high.

An allegation that a course of Ayurveda treatment has been administered improperly, an injury at your premises or adverse reaction from prescribed herbs could potentially cost you thousands of pounds.

Ayurveda Insurance is specially designed to cover against a wide range of risks including claims of injury, damage or professional negligence. It provides Public Liability and Professional Liability as standard.

Professional Indemnity is also included in your policy to cover you if you are sued for any negligent advice you may be deemed to have given. With policies starting from just £45.70, and interest free monthly payment plans available, your comprehensive cover can be taken out in a matter of minutes.

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Why choose Protectivity?

Fast & Straightforward Process

You can get a quote for your Ayurveda treatment in just a few minutes, leaving you more time to focus on your patients. Simply select the date you’d like your policy to start, your turnover and you’ll get an instant price.

250+ Activities Covered

You might conduct more treatments than just Ayurveda, that’s why we provide cover for over 250 holistic related activities. Whether it’s a Shirodhara or Ayurveda massage, we can cover multiple therapies on one policy.

Leisure Industry Specialists

We offer comprehensive insurance cover to thousands of individuals and businesses in the leisure industry every year, so we’re experts in understanding exactly the risks you face and the protection you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, whether it is minor or serious, quickly, without causing disruption to your business. All you need to do is follow the instructions on our Claims page.

 

What's included in your Ayurveda Insurance policy?

Our Insurance policies include the following benefits as standard:

Professional Liability

Ayurveda treatments are complex and examine not only the physical constitution, but also the emotional nature and spiritual outlook. Our Professional Liability cover could help protect you against claims relating to physical injury or psychological damage deemed to have been caused by your activities.

Professional Indemnity

Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give as Ayurveda practitioner should a patient sue. An adverse reaction to medicinal plants or herbs prescribed for home treatment, could potentially arise a claim for medical malpractice or negligence.

Public Liability

If a patient or member of the public suffers an injury at your practice or property damage if you are a mobile practitioner, our Public Liability will reimburse your legal expenses or compensation claim. You can choose from £1 million, £2 million or £5 million worth of cover to add to your policy.

Optional Equipment Cover

In the event that you suffer accidental damage to some of your Ayurvedic equipment or are the victim of theft, you could be covered for up to £5,000. We’ll insure the massage tables, headrests, Shirodhara pots and most of your tools and supplies. Simply select the level of cover and it will be added to your policy.

Personal Accident Cover

Personal Accident of £25,000 is available as an optional extra should you wish to protect yourself against the risk of injury whilst carrying out your Ayurveda treatments on a day-to-day basis. Your policy will pay you out if you suffer temporary total disablement as well.

Monthly Payment Plans

We offer monthly payment plans with 0% APR so that you can spread the cost of your insurance across the year. We ask for a 20% deposit today, followed by 10 monthly instalments. From £3.65 a month you will be able to protect your Ayurveda business and have a peace of mind for a whole year.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are determined to make the process of making a claim as simple and stress-free as possible.

If you need to make a claim, just click the link below, choose the relevant form and fill in the details and you’re claim will be dealt with at the earliest opportunity.

Frequently Asked Questions

Q. What does the policy cover me for?

A. The policy offers the following cover:

Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.

Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment and Personal Accident cover as optional extras.

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Beazley. They provide insurance to over thousands of businesses all over the world.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Ayurveda Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.