What does Chakra Balancing Insurance cover?

Protecting yourself with adequate insurance whilst practicing charka balancing is crucially important, as any claim against you could have serious financial implications. Our Chakra Balancing Insurance offers the level of protection needed, with a range of benefits such as Public Liability and Professional Liability. 

Public Liability and Professional Liability for chakra balancing will cover you should one of your clients get injured or their property is damaged and they make a claim against you for the incident. 

The policy also comes with Professional Indemnity, which will cover you against claims arising from not only what you do but also the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence. We can also include cover for your equipment if needed.

With policies starting from just £45.70, and interest free monthly payment plans available, your comprehensive cover can be taken out in a matter of minutes online, just click on the ‘Get a Quote’ button.

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Unfortunately, we have temporarily suspended our Therapy insurance product. We apologise for any inconvenience this may cause. We expect to resume offering cover later in the month.

Why choose Protectivity?

Fast & Straightforward Process

We aim to make it easy to take out your Chakra Balancing Insurance policy. Just select the date you’d like your policy to start, your turnover and you’ll get an instant price.

250+ Activities Covered

You may practice more than just chakra balancing, that is why we allow you to include any of our 250+ therapies within the same policy.

Leisure Industry Specialists

We’re one of the UK leading providers of insurance in the leisure industry, meaning our highly experienced team can provide the after-sales support you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.

What's available in your Chakra Balancing Insurance policy?

Our Insurance policies include the following benefits as standard:

Public Liability

Between £1 million and £5 million worth of cover for injury or damage to third parties or their property. If you are sued for your negligence your defence costs and any associated settlement would be taken care of.

Optional Equipment Cover

All of our Holistic Therapy Insurance policies can include up to £5,000 worth of equipment cover, protecting you against damage, loss and theft of the tool that you rely on.

Professional Liability

Protection up to the same value as your chosen Public Liability cover, Professional Liability covers claims relating to physical injury or psychological damage deemed to have been caused by your reiki practice.

Personal Accident Cover

By adding Personal Accident cover to your policy, you are covered should you suffer a serious injury whilst carrying out your chakra balancing activities as well as any other therapies you are insured to undertake.

Professional Indemnity

£1 million cover as standard for protection against claims not only for what you do, but also for the advice you give. This protection means legal costs are covered if someone decided to sue you due to your negligence.

Monthly Payment Plans

You can choose to pay for your policy up front or you can take out the option to split your payments into 10 interest-free monthly instalments. 

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Frequently Asked Questions

Q. What does the policy cover me for?

A. The policy offers the following cover:

Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.

Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment and Personal Accident cover as optional extras.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Beazley. They provide insurance to over thousands of businesses all over the world.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Q. Why do counsellors need insurance?

A. As a counsellor you will need comprehensive business insurance that includes public liability, professional indemnity and professional liability. It will help cover you if you were sued for injury or damages caused to a third party or their property. Professional indemnity is also vital, as it protects you in the event that you are sued for any negligent advice you may be deemed to have given.

Q. Do you need to see my licence to operate?

A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.

Further information on our policy

If you have any other questions regarding our Chakra Balancing Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQ’S page.