What does Colour Therapist Insurance cover?

Our specialist insurance for colour therapists can be tailored to meet your business needs. Our policy includes a range of cover options as standard, such as up to £5 million in Public Liability cover.

Professional Indemnity will help protect you against claims arising from not only what you do but also the advice you give. This protection means legal costs are covered if someone decided to sue you. 

Working as a colour therapist might make you think that you are in one of the low risk professions in terms of lawsuits and wrongdoing allegations. However, having a comprehensive policy in place is still advisable.  

You can purchase our policy online in minutes. Just start by getting a quote via the quote form below. Alternatively, you can call us on 01494 887909. Our friendly Sales team will be happy to help you.

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Why choose Protectivity?

Fast & Straightforward Process

It doesn’t have to be difficult obtaining your colour therapist insurance. You can get a quote for your specific activities in just a few minutes, leaving you more time to focus on your treatments.

200 Activities Covered

You might conduct more activities than just colour therapy, that’s why we provide cover for over 200 holistic related activities. Whatever your needs are, we can cover multiple therapies on one policy.

Therapist Industry Specialists

We provide comprehensive insurance cover to thousands of individuals and businesses in the leisure and therapy industry every year, so we’re experts in understanding exactly the risks you face and the cover you need.

Excellent Claims Handling

We’re also aware that things can go wrong in the therapy industry. That’s why our specialist claims handlers aim to deal with any claim in the fastest and most efficient way possible.

What's included in your Colour Therapist Insurance policy?

Our Insurance policies provides the following benefits:

Public Liability

Having a Public Liability cover will ensure you are protected in the case of injury or damage to a third party or their property. If you are sued for negligence your defence costs and any associated settlement would be taken care of.

Professional Indemnity

Professional Indemnity is designed to protect you if a customer alleges that you provided faulty or inadequate advice whilst delivering your professional service.

Employers' Liability

If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.

Equipment Cover

Our Colour Therapy Policy offers the option to include up to £3,000 worth of Equipment Cover, protecting you against damage, loss and theft of your tools used to conduct your therapy. 

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are determined to make the process of making a claim as simple and stress-free as possible.

If you need to make a claim, just click the link below, choose the relevant form and fill in the details and you’re claim will be dealt with at the earliest opportunity.

Frequently Asked Questions

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Peach Pi.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in there chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Further information on our policy

If you have any other questions regarding our Colour Therapist Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQs page.