Pendulum Dowsing Insurance
Annual cover from £3.14 a monthWhat's included in your Pendulum Dowsing Insurance?
Our Pendulum Dowsing Insurance is designed to protect those that offer the treatment to the general public. Our annual policy includes Public Liability and Professional Indemnity as standard.
Public Liability Insurance covers you for any actual or alleged claims of bodily injury arising from your pendulum dowsing treatments. It will protect you should you damage your clients property whilst providing your service.
We also include Professional Indemnity, which will protect you against claims arising from not only what you do but also the advice you give. This protection means your legal costs are covered.
With annual cover starting from just £3.14 a month, our policy is designed to be competitively priced. It is quick and easy to get a quote online, all you need to do is follow the steps below.
Get an instant quote
Why choose Protectivity?
Fast & Straightforward
We aim to make it easy to take out your Pendulum Dowsing Insurance policy. So just select the date you’d like your policy to start, your turnover and you’ll get an instant price.
200+ Activities Covered
Many practitioners or dowsing masters may carry out other activities as well. We can cover over 200 activities, all on the same policy.
Leisure & Therapist Industry Specialists
We’re one of the UK leading providers of insurance in the leisure and therapy industry, meaning our highly experienced team can provide the after-sales support you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.
What is available in your Pendulum Dowsing Insurance policy?
We offer the following benefits:
Public Liability
You can select between £1 million and £5 million worth of cover for injury or damage to third parties or their property. If you are sued for your negligence your defence costs and any associated settlement would be taken care of.
Optional Equipment Cover
Our Holistic Therapy Insurance policy can include up to £3,000 worth of equipment cover, protecting you against damage, loss or theft of the tools or equipment that you use to practice your therapy.
Professional Indemnity
Professional Indemnity is included as standard for protection against claims for the advice you give. This protection means that legal costs are covered if someone decides to sue you.
Employers' Liability
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury while working under your employment.
Personal Accident
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Third Party Property Damage
This covers you against any non-negligent loss or damage to the property of others that you may cause during the period of providing treatments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Tips on running the perfect holistic therapy business
Frequently Asked Questions
Q. What does Pendulum Dowsing Insurance include and how will protect me?
A. Our Pendulum Therapist Insurance product includes the following:
Public Liability will cover you for accidental injury or damage to a member of the public or their property caused by, or arising from, any treatment or therapy that you give during your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment Cover as an optional extra. This section of the policy will cover the cost of replacing your equipment because you accidentally damage or lose it.
Q. Who underwrites your insurance?
A. Our Therapist Insurance policy is underwritten by Peach Pi.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Q. Do you need to see my licence to operate?
A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.
Further information on our policy
If you have any other questions regarding our Pendulum Dowsing Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQ’S page.
Professional Indemnity
Professional Indemnity is included as standard for protection against claims for the advice you give. This protection means that legal costs are covered if someone decides to sue you.
Monthly Payment Plans
Products Liability Insurance will cover the cost of a compensation claim should a client or member of the public get injured or their property is damaged by a product that you’ve sold to them.