Pendulum Dowsing Insurance from £3.13 a month

Our Pendulum Dowsing Insurance is designed to protect those that offer the treatment to the general public. Our annual policy includes Public Liability, Professional Indemnity and much more. 

Public Liability Insurance covers you for any actual or alleged claims of bodily injury arising from your pendulum dowsing treatments. It will protect you should you damage your clients property whilst providing your service. 

We also include Professional Indemnity, which will protect you against claims arising from not only what you do but also the advice you give. This protection means your legal costs are covered.

With policies starting from only £3.13 a month and interest free payment options available, your cover can be taken out in a matter of minutes online, just click on the ‘Get a Quote’ button.

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Why choose Protectivity?

Fast & Straightforward

We aim to make it easy to take out your Pendulum Dowsing Insurance policy. So just select the date you’d like your policy to start, your turnover and you’ll get an instant price.

250+ Activities Covered

Many practitioners or dowsing masters may carry out other activities as well. We can cover over 250 activities, all on the same policy.

Leisure & Therapist Industry Specialists

We’re one of the UK leading providers of insurance in the leisure and therapy industry, meaning our highly experienced team can provide the after-sales support you need.

Excellent Claims Handling

Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.

What is available in your Pendulum Dowsing Insurance policy?

We offer the following benefits:

Public Liability

You can select between £1 million and £5 million worth of cover for injury or damage to third parties or their property. If you are sued for your negligence your defence costs and any associated settlement would be taken care of.

Optional Equipment Cover

Our Holistic Therapy Insurance policy can include up to £5,000 worth of equipment cover, protecting you against damage, loss or theft of the tools or equipment that you use to practice your therapy.  

Professional Liability

Protection up to the same value as your chosen Public Liability cover, Professional Liability covers claims relating to physical injury or psychological damage deemed to have been caused by your profession.

Personal Accident Cover

By adding Personal Accident cover to your policy, you are covered should you suffer a serious injury whilst carrying out your activities.

Professional Indemnity

Professional Indemnity is included as standard for protection against claims for the advice you give. This protection means that legal costs are covered if someone decides to sue you.

Monthly Payment Plans

You can choose to pay for your policy up front, or you can take out the option to split your payments into 10 interest-free monthly instalments. Simply pay a 20% deposit with the remainder spread out evenly over 10 months.

I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.

Fantastic claims handling

We are committed to making our claims process as smooth and efficient as possible.

If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.

Frequently Asked Questions

Q. What does the policy cover me for?

A. The policy offers the following cover:

Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.

Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.

Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.

The policy also offers Equipment and Personal Accident cover as optional extras.

Q. Who underwrites your insurance?

A. Our Therapist Insurance policy is underwritten by Beazley. They provide insurance to over thousands of businesses all over the world.

Q. Do you cover students? 

A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.

Q. Do you need to see my qualification certificates? 

A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.

Q. How quickly will my documents come?

A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.

Q. Do you need to see my licence to operate?

A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.

Further information on our policy

If you have any other questions regarding our Pendulum Dowsing Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday. 

More information on what we can cover on this policy can be found on our FAQ’S page.