Visualisation Insurance
Annual cover from just £3.14 a monthAnnual Visualisation Insurance From £3.14 a Month
Your Visualisation Insurance policy comes with a range of benefits including Public Liability and Professional Indemnity as standard, covering you not only for your actions, but also for the professional advice you give to your clients.
To protect yourself against causing accidental injury or death to a client due to a negligent act whilst conducting your business activities, your policy will cover you should it result in a claim and legal action is taken out against you.
Visualisation therapy might be seen as a relatively low risk, but it is advisable to protect yourself, as any claims against you could lead to serious financial loss. Our policy will provide the necessary protection against such scenarios.
We offer flexible payment plans which will allow you to spread the cost of your insurance, with monthly instalments available from as little as £3.14. See full payment options when you get a quote online.
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Why choose Protectivity?
Fast & Straightforward Process
We aim to make buying insurance easy, that’s why you can get a quote for our Visualisation Insurance policy and buy your cover in just a few minutes.
200+ Activities Covered
Your business may carry out more activities than just Visualisation, that’s why we provide cover for over 200 related activities.
Leisure & Therapist Industry Specialists
We’re one of the UK’s leading providers of insurance in the leisure and therapy industry, meaning our highly experienced team can provide the after-sales support you need.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, minor or serious, quickly, without causing disruption to your business.
What will your Visualisation Insurance policy include?
Our Insurance policies offer the following benefits:
Public Liability
You can choose £1 million, £2 million or £5 million worth of Public Liability to cover you in the case of injury or damage to a third party or their property caused by your business’s actions.
Professional Indemnity
Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a professional capacity should a client sue.
Employers' Liability
If you employ any members of staff it is your legal responsibility to take out Employers’ Liability. This will cover you for £10 million should a staff member sustain bodily injury, illness, disease or medically recognised psychiatric injury whilst working under your employment.
Equipment Cover
In the event that you break or lose your trading equipment, up to £3,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.
Personal Accident
Accidents at work can cause financial hardship, so by taking out our additional Personal Accident cover, you’re protected if an injury meant you were unable to work for a significant period of time. This includes loss of income as well as a range of other injuries.
Third Party Property Damage
This covers you against any non-negligent loss or damage to the property of others that you may cause during the period of providing treatments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
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Frequently Asked Questions
Q. What does Visualisation Insurance include and how will protect me?
A. Our Visualisation Insurance product includes the following:
Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment cover as an optional extra. This section of the policy will cover the cost of replacing your equipment because you accidentally damage or lose it.
Q. Who underwrites your insurance?
A. Our Therapist Insurance policy is underwritten by Peach Pi.
Q. Do you need to see my licence to operate?
A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Further information on our policy
If you have any other questions regarding our Visualisation Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQ’S page.