Crafters Insurance

Specialist cover for Crafters, artists and other artisans from £3.71 a month*.

  • Public Liability up to £5m
  • Join over 150,000 customers**
  • Flexible Payment Plans – 0% APR

From £3.71* a month

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Trusted by thousands...

Our reviews speak for themselves, with highly rated feedback from over 3,000 customers.¹

What does crafters insurance cover?

Our insurance for crafters includes essential liability cover tailored to individuals creating handmade crafts to sell online and at craft fairs. We offer great pricing with the flexibility to add additional benefits. You can choose from different levels of cover, depending on the scale of your crafting business.

Our craft insurance policy is specifically designed for crafters creating and selling handmade items both online and at in-person events. The policy takes into account the unique risks and requirements for a range of creative specialisms you might focus on as a crafter.

Make sure you have the correct insurance for your activities and be sure to check if any exclusions are relevant to what you have planned in policy documentation.

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Public Liability

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Product Liability

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Equipment

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Stock

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Employers' Liability

Why do crafters need insurance?

When customers buy your handmade crafts they will have certain expectations of the quality, no doubt you will provide your best service. However sometimes things go wrong and it is highly recommended you have specialist craft insurance to protect you when they do.

Typically you will need an annual craft insurance policy, but for those involved in short-term or one-off events, such as a craft fair, you may find short term cover more suitable, if this sounds like you, ensure you have the appropriate Stallholder Insurance in place.

For annual policies, here are a few scenarios to help explain why you need crafters insurance:

Protection from claims due to public injury.

If a customer visits your stall at a third party organised craft fair, to potentially purchase some of your work and in the process trips over your stall or some of your stock and injures themselves, you could be liable to a substantial claim.

Public liability insurance for crafters can provide protection from these incidents.

An item you’ve made breaks and injures a customer.

Imagine an item you’ve crafted breaks and causes injury to a customer. In such cases, the customer may bring a claim against you.

Product liability insurance tailored for crafts can cover incidents related to your products, safeguarding you from potential legal consequences.

Protection if your craft equipment or stock is damaged.

Depending on your craft, you may have invested in expensive tools and equipment, which could potentially become damaged or lost. For instance, your stock could become damaged in storage.

Having equipment cover can avoid costly repairs and replacements.

An event or venue asks for public liability to sell your crafts.

An organise event or venue that you sell your crafts at, may expect proof of public liability for events as a minimum before you are able to commit to a stall.

Our experts explain why...

“As a crafter, whether you’re running a home-based side hustle, selling at local markets, or operating a small business online, having the right insurance is essential. Crafters Insurance protects you against potential claims of injury or damage that could arise from your handmade products. Without proper coverage, you could face significant financial losses. Our craft insurance ensures you can focus on your creativity and business growth without worrying about unexpected liabilities. Protecting your passion and livelihood with the proper cover is the smart choice.”

Chris Trotman, Protectivity Underwriting Manager

Making claims clear and simple

We work with our claims handling partners to make the process of making a claim as easy as possible.

Claims data as of 01.10.2024

£4.5million

paid in claims

£188081

largest claim paid

How much does crafters insurance cost?

Every craft business will be unique so, the cost of crafters insurance can vary depending on what you offer and the level of cover you need. For example, if you use specialist equipment to create your items you may need to increase the value of cover.

At Protectivity, our craft insurance policies start at just £3.71 a month.

Prices from

£3.71* a month

Explainer quote

Policy cost

£3.71* a month

Policy type

Crafters

Duration

Annual

Turnover

£50,000

Public Liability

£1,000,000

Product Liability

£1,000,000

Equipment

£250

Stock

£250

This example is based on a real quote from our website on 1/10/2024. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.

Which crafts are covered by our arts and crafts policy?

If your craft isn’t listed – don’t worry, we’ll likely still be able to offer cover. Speak to one of our team to discuss your query further.

Crafts covered

Our craft insurance policy covers several different types of craft businesses.

  • Textiles
  • Paper Crafts
  • Handmade Jewellery
  • Furniture and Wooden items
  • Fashion Accessories
  • Arts & Paintings

Have a question?

For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.

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Help & Support

Find answers to your questions and other assistance.

Why choose Protectivity for your crafters insurance policy?

Let the reviews of over 3,500 customers explain why you should choose us.¹

Trusted by over 150,000 customers.

Experienced insurance providers for over 30 years.

Over 3,500 highly rated reviews.

Proof of our excellent customer service.

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Experienced Claims Handling

A smooth and efficient claims process.

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UK Based Customer Support

Our UK sales team are here to help.

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This page content has been created for general information and should not be taken as advice.

*Prices quoted refer to a quote raised from our website 01/10/2024. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.

** Based on Protectivity sales data from 2007 to Sep 2024

ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available to UK residents only.

¹Based on live Feefo data