Insurance for pet businesses
When running your dog walking, pet sitting, dog grooming, pet training or other pet business you will need specialist pet business insurance to provide liability cover to protect you if things go awry.
Our policy for pet business will cover you should a member of the public or and animal in your care get injured, damage is caused to a third party’s property and even if you lose the keys to a client’s property.
You can tailor your pet business insurance policy to meet the specific needs of your business. With a range of benefits covering you for all aspects of your pet business at no extra cost.
Flexible payment plans are available giving you and your clients peace of mind.
There is no need to take out multiple policies if you are a groomer, sitter and walker, as we cover you for all our activities under one policy. As standard, you are covered for the following business activities with our Pet Business Insurance policy:
- Dog and Cat Grooming (Includes Hand Scissoring, Clipping, Wash and Blow Dry, Hand Stripping, De-Shedding, Nail Cutting, Ear Plucking & Cleaning, Anal Gland Expression)
- Dog Hydrotherapy
- Dog Training
- Dog Walking (For walking up to six dogs)
- Pet Behaviourist
- Pet Boarding
- Pet Microchipping
- Pet Minding
- Pet Sitting
- Pet Taxi
- Pet Transportation
What our customers say:
“Great cover for your money, covering most of the animal trades from dog walking to training.”
Sarah – July 2017
“Piece of cake! Got what I wanted with a few clicks and really easy to do!”
Theresa – September 2017
We offer multiple payment options at Protectivity, so paying for your insurance policy couldn’t be easier.
What’s included in our Pet Business Insurance policy?
Our Pet Business Insurance policies include the following benefits as standard:
Four levels from £1 million to £10 million for injury or damage to third parties or their property. Includes legal defence costs.
£25,000 per animal, for instances of accidental loss, injury, illness or death, to an animal in the care, custody or control of the insured or any of its employees.(£50 excess per claim).
£25,000 per animal for instances of accidental loss, injury, illness or death, to an animal in the care, custody or control of the insured or any of its employees where you/the business is not at fault.
£10,000 cover for replacing locks and keys, in the event of loss or damage to keys in your care. Also includes call out charges and expenses arising out of an error in setting or re-setting intruder alarms.
Whatever your pet business of choice, we provide £250 worth of equipment cover as standard, free of charge. This covers you for damage, loss and theft of the items you use for your business on a daily basis.
- Close Family Extension
Close family are included within your policy as standard. Therefore, if you employ your husband, wife, son, daughter or other close family, you do not need to take out Employer’s Liability. For full details please see the FAQ page.
See our FAQs for specialist product information.
Businesses we cover
Our pet business insurance policy can be tailored to suit your business needs and can cover 14 different activities under the same policy including:
To see the full list of activities we can cover under one policy click here.
For more information or if you have any questions see our FAQs for specialist product information.
How Your Business is Protected
When you take out your Pet Business Insurance policy you’ll be protected should a claim arise following injury to a member of the public, a pet owner or an animal in your care, and you’ll also be covered for damage caused to the property of others.
We’ll handle solicitors, cover your defence costs and should you be found negligent, handle the settlement of the claim. Our policies are valid for businesses operating within the United Kingdom. Should you need cover for activities outside of the UK please call us to discuss your requirements.
We find that many businesses operating within the pet care industry have more than one string to their bow. Our Pet Business Insurance is an all encompassing policy that covers the business activities of an individual, partnership or limited company. So whether you’re dog walking, dog grooming or home boarding, you’ll be safe in the knowledge that you’re covered for your pet business activities.