Event Cancellation Insurance
Specialist cancellation cover for events organisers from only £65.72*
- Insurance for event cancellations
- Adverse weather cover available
- Join over 150,000 customers**
Save 10% Onlineˆ
From only £65.72* one-day event
What does event cancellation insurance cover?
Event cancellation insurance is designed to cover your net loss incurred as the direct and sole result of the unavoidable cancellation, abandonment or postponement of your entire event. You will be able to choose from covering yourself for loss of gross revenue or expenses put down for your event. Event cancellation cover for adverse weather can also be included within your policy.
Our cancellation cover is available under our one-off event insurance policy which also provides public liability and employers’ liability plus cover for your event equipment and money. You can get an instant event cancellation insurance quote online for most event types, providing the event is not taking place in the next 14 days.
Make sure you have the correct insurance for your event and be sure to check if any exclusions are relevant to what you have planned in policy documentation.
Public Liability
Event Cancellation
Event Equipment
Event Money
Employers' Liability
Public Liability
- Up to £10 million of cover.
- Protection from claims filed by a third-party who sustain injuries during the event or have their property damaged.
Event EquipmentÂ
- £2,500 worth of equipment cover included.
- Add up to £50,000 of equipment cover.
- Protecting simple or specialist equipment whether it be tables and chairs at a fair or more specialist audio equipment for concerts.
- Protection from theft, provided reasonable precautions are taken.
- Cover for equipment in transit, to and from the event.
- Replacements or repairs reimbursed to the value of cover selected.
Event MoneyÂ
- £2,500 worth of event money cover included.
- Add up to £50,000 of event money cover.
- Cover provided for the physical loss of money at an event venue or whilst in direct transit between the venue and a bank.
Event CancellationÂ
- Cancellation, postponement or interruption of the event for various unforeseen circumstances beyond your control.
- Protection from significant losses such as the non-recoverable expenses associated with organising and promoting the event, but also from potential revenue loss from ticket sales, sponsorships, merchandising, and more.
Non-appearance cover
- Covers your financial loss if a key insured person cannot attend the event due to death, serious illness, accident, or unavoidable travel delays.
Employers’ Liability
- Up to £10 million of cover.
- Protection from claims against employee incidents if someone suffers a work-related injury and brings a claim against you.
- Subcontractors for the event, they should have their own liability cover.
- Cancellation, abandonment and postponement is not available when the event is taking place within the next 14 days or for those organising a wedding.
- Money left unattended unless in a locked safe.
- Financial failure and lack of support for the event.
- Loss or damage caused by the defective erection, use or dismantlement of any staging, marquees or temporary structures.
- Damage to the event venue caused by the application of tools.
- Damage to the ground and or underground services at the event venue.
- Injury or Damage caused by the sale or supply of goods.
For further information on exclusions in your cover please refer to policy documentation.
Why do you need event cancellation cover?
Event cancellation insurance is designed to protect event organisers from potential financial losses that might arise from the unexpected cancellation, postponement, or interruption of an event due to unforeseen circumstances. An essential addition to your policy for both small and large-scale events; festivals, fairs, parties and more.
Cancellation can result in expensive losses not just from the non-recoverable expenses associated with organising and promoting the event, but also from potential revenue loss from ticket sales, sponsorships, merchandising. Here are a few scenarios to help explain why you need event cancellation insurance:
You are forced to cancel, abandon or postpone your event.
Organising an event carries the possibility of cancellation due to unforeseen circumstances. Cancellation insurance could protect you against financial losses associated with non-refundable deposits, venue fees, and other expenses that may arise when events cannot proceed as planned.
Adverse weather.
Bad weather can derail even the best-planned event. This cover gives you extra protection when conditions become unsafe or make it impossible to set up or go ahead, helping you safeguard your hard work and your attendees.
Adverse weather cover includes protection when conditions become unsafe or make it impossible for your event to go ahead. You’re covered if the weather on the event day is deemed dangerous for attendees by you or the event organiser, if authorities declare the conditions unsafe during the insurance period, if severe weather prevents safe setup even after you’ve taken all reasonable steps, or if sporting officials decide the event can’t continue under official regulations because of the weather.
A key visitor absence.
When your event relies on a key person, their unexpected absence can put everything at risk. This extension helps protect you from financial loss if an insured individual can’t attend for reasons outside their control.
Non-appearance cover includes protection if an insured person can’t attend your event due to death, serious accident, or illness confirmed by an independent doctor, as well as unavoidable travel delays despite reasonable plans being in place. To be eligible, the insured individual must have been healthy for at least 30 days before the policy started.
You pay a non-refundable deposit to a venue & other suppliers.
Suppliers and venues are likely to require a deposit to protect themselves from cancellations and loss of income. In the instance of an event cancellation, you can protect yourself from this financial loss and make a claim for these costs.
Our experts explain why...
“Event cancellation insurance is an essential consideration for anyone planning a significant occasion. Organising an event involves juggling many moving parts, and even with the most thorough preparation, factors outside your control, from adverse weather and venue closures to supplier issues or sudden illness, can disrupt your plans. These are everyday risks that event organisers routinely have to anticipate. Without proper cover, you could face substantial losses from deposits and other non-refundable costs.
This protection is designed with those real-world challenges in mind, giving you financial security and confidence by recognising the pressures and uncertainties organisers deal with. If the unexpected occurs, you won’t shoulder the full financial burden. Instead, it turns uncertainty into reassurance, allowing you to proceed with your plans knowing you’re protected.”
Chris Trotman, Protectivity Underwriting Manager
How much does event cancellation insurance cost?
Our event cancellation cover starts from £65.72*
Investing in event cancellation insurance takes the weight off managing your risk and responsibilities at an event.
Several factors can influence the cost of event cancellation insurance including scale, capacity and duration.
Prices from
£65.72*
Explainer quote
Policy cost
£65.72*
Policy type
Event Organiser
Duration
1 Day
Number of Attendees
Up to 50
Public Liability
£1,000,000
Event Cancellation
Yes
Money cover
£2,500
Event equipment
£2,500
This example is based on a real quote from our website on 01/01/2025. If your circumstances and cover needs differ, your quote may be more or less expensive than the above example. The quote you receive will reflect the information you share about your event. The quoted price may vary from those displayed here.
What type of events are covered?
At Protectivity we understand that sometimes unforeseen circumstances mean events can’t go ahead as planned. That’s why we offer event cancellation insurance alongside our comprehensive events cover for an extensive range of niche occasions.
Here’s a selection of types of events we can protect, request a quote to see the full list.
Have a question?
For further information on your policy, renewals, making a claim and contacting us, you’ll find an extensive list of FAQs on our Help & Support page.
Why choose Protectivity for your event cancellation insurance policy?
Let the reviews of over 3,500 customers explain why you should choose us.¹
Trusted by over 150,000 customers.
Experienced insurance providers for over 30 years.
Over 3,500 highly rated reviews.
Proof of our excellent customer service.
Experienced Claims Handling
A smooth and efficient claims process.
UK Based Customer Support
Our UK sales team are here to help.
Frequently
Asked Questions
Can I add cancellation cover to an existing event insurance policy?
Yes, this can be added to an existing policy as long as your event is more than 14 days away.
Is there a waiting period before cancellation cover becomes active?
Yes – cancellation cover cannot be purchased for events happening within the next 14 days. Beyond that, once purchased, cover applies immediately unless otherwise stated in your policy wording.
Is cancellation due to illness of a key visitor covered?
You can choose to include non-appearance cover for key visitors, such as a guest of honour. This can provide cover if you have to cancel an event due to their illness, as per our terms. It won’t cover if performers or other suppliers providing entertainment cancel due to illness.
What evidence do I need to provide to make a cancellation claim?
You will need your policy number from your policy documentation, you will need to contact the appropriate claims handlers for your policy. Visit our claims page, for details on how to make a claim.
What costs are recoverable under event cancellation insurance?
The policy can reimburse non-recoverable expenses associated with organising and promoting the event, as per our the terms. This includes costs such as venue hire, equipment, marketing, and potential revenue loss from ticket sales, sponsorships, and merchandising.
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This page content has been created for general information and should not be taken as advice.
*Prices quoted refer to a quote raised from our website on 01/01/2025. Prices will differ depending on requirements. Make sure you have the correct level of cover for what you need. For the most accurate pricing, please get a quote and for full details on what is covered refer to our policy documentation with your quote.
** Based on Protectivity sales data from 2007 to Sep 2024
ˆ10% discount for policies bought online and applies only to the first-year of your policy premium. Protectivity reserves the right to amend or withdraw this offer at any time. Available on selected policies and to UK residents only.
¹Based on live Feefo data