Annual Therapist Insurance from £3.13 a month
Our Therapist Insurance provides Public Liability and Professional Liability, also known as Medical Malpractice, as standard. This means you would be covered should you be sued for injury or damage caused to a third party or their property.
Professional Indemnity is also included in your policy to cover you in the event that you are sued for any negligent advice you may be deemed to have given.
You will have the option to protect any business equipment that you own to carry out your treatments and activities. This optional benefit can be included in your policy and will protect any equipment valued between £500 to £5,000.
While many therapy treatments are low risk, having specialist insurance for therapists in place in case a claim does arise can save huge sums of money.
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Why choose Protectivity?
Fast & Straightforward Process
Our aim is to make buying insurance online easy, that’s why you can get a quote for your Therapist Insurance policy and buy your cover in just a few minutes.
250+ Activities Covered
Whether you practice aromatherapy, counselling, reiki, or specialise in angel card reading we provide cover for over 250 holistic and complementary therapies.
Leisure Industry Specialists
We have been providing insurance to leisure industry businesses for over 10 years, during which time we have sold over 80,000 policies to UK customers.
Excellent Claims Handling
Our specialist claims handlers aim to deal with any claim you have, whether it is minor or serious, quickly, without causing disruption to your business.
What's included in your Therapist Insurance policy?
Our Insurance policies include the following benefits as standard:
You can choose up to £5 million worth of Public Liability to cover you in the case of you causing injury to a third party while giving an Indian head massage, providing counselling or another treatment you are covered for.
In the event that you break or lose your trading equipment, up to £5,000 of cover can be incorporated into your policy to subsidise the cost of replacing the unusable items.
Also referred to as Medical Malpractice in the industry, £1 million – £5 million is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your activities.
Personal Accident Cover
Personal Accident of £25,000 is available as an optional extra should you wish to protect yourself against the risk of injury whilst carrying your holistic activities on a day-to-day basis.
Professional Indemnity is also included as standard, meaning you will be protected for any advice that you give in a professional capacity should a client sue.
Monthly Payment Plans
We offer monthly payment plans with 0% APR when purchasing your cover online. We ask for a 20% deposit today, followed by 10 monthly installments.
I was really pleased with how my claim was settled. It gave me great confidence that Protectivity covers me when the worst happens.
Fantastic claims handling
We are committed to making our claims process as smooth and efficient as possible.
If you need to make a claim, just click the link below, select the relevant form and fill in the details and we’ll take it from there.
Frequently Asked Questions
Q. What does the policy cover me for?
A. The policy offers the following cover:
Public Liability which will cover you for any injury or damage to a third party or their property caused by, or arising from, any tuition or instruction that you give during your business activities.
Professional Liability (also known as Medical Malpractice) which will cover is available to protect you against claims relating to physical injury or psychological damage deemed to have been caused by your business activities.
Professional Indemnity which will cover you for injury or damage caused by or arising from any tuition, verbal instruction or advice given by or on behalf of the Insured in respect of the activities contained within your business description.
The policy also offers Equipment and Personal Accident cover as optional extras.
Q. How quickly will my documents come?
A. We will issue your insurance certificate immediately after you have paid for your insurance. They will be emailed to you instantly. Should you wish to have your documents sent to you by post, we are happy to offer this service but at a charge. Please call a member of our team to discuss this further on 01494 887909.
Q. Do you cover students?
A. No, our Therapist Insurance policy will only protect those who qualified in their chosen treatments. The qualification must be obtained by an accredited awarding body.
Q. Do you need to see my qualification certificates?
A. No. You will only need to produce your qualification certificate(s) in the event of a claim. When you purchase your insurance we will ask you to declare that you have a suitable qualification for the activity that you require cover for.
Q. Do you need to see my licence to operate?
A. No. While some therapy treatments will require you to obtain a licence from your local council, we do not require you to show us proof of this. If you’re not sure whether you need a licence to practice your chosen therapy, visit the Gov.UK website.
Further information on our policy
If you have any other questions regarding our Therapy Insurance policy, then feel free to get in touch with our friendly team on 01494 887909. Our phone lines are open 9am to 5:30pm, Monday to Friday.
More information on what we can cover on this policy can be found on our FAQs page.