FAQ Category: Barber Insurance

Yes, provided you have treatment risk cover. However, some insurers may require that you conduct a patch test prior to using certain products, so check the specifics of your policy to ensure compliance.

Yes. If you rent a chair, public liability and treatment risk cover are essential, as you’ll still be liable for any accidents or claims that arise from your services. Typically, you will be required to have proof of insurance before you rent a chair.

Yes, we offer insurance cover theft or damage to your equipment. Coverage typically includes tools, styling products, and electronic devices used in your business.

Public Liability Insurance covers you if a third party, like a client, is injured or suffers property damage on your premises (or due to your services). For example, if a client slips on a wet floor or has an adverse reaction to a product, public liability insurance helps cover compensation and legal fees.

Barber insurance is designed to cover specific risks in the barbering industry, such as treatment risk (e.g., allergic reactions to products) and equipment cover. Standard business insurance typically lacks these industry-specific protections.

Public liability insurance isn’t legally required but is strongly recommended. However, if you employ staff, you’re legally required to have employer’s liability insurance.

If you have employees, you’re legally required to have employers’ liability insurance. This can be included in your policy and covers you if an employee is injured or becomes ill as a result of working for you.

We offer up to £5 million in public liability cover. The amount you need may depend on your specific business activities and any contractual requirements. Consider the maximum possible loss your business could face in the event of a claim.

Product liability is included in your policy. This covers you if a product you’ve sold or used causes injury or damage, subject to policy limits.

Yes, our policy covers mobile barbers. You’re protected while working at clients’ homes or other locations, and your equipment is covered during transit.